Control Your Healthcare Costs

12/01/2025

The medical cost sharing sector is rapidly growing, now serving over 1.5 million Americans. This nonprofit model offers a viable alternative to traditional insurance, promoting transparency and community-driven support. Learn how initiatives like the Free Market Medical Association are reshaping healthcare.



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Email from Control Your Healthcare Costs Free Market Healthcare Solutions   IN THIS ISSUE... HOW MUCH HAS MEDICAL COST SHARING GROWN? THE FREE MARKET MEDICAL ASSOCIATION: PUTTING PATIENTS BACK IN CONT

11/03/2025

In our latest update, we delve into the growing scrutiny of cost sharing ministries by various states, the uptick in defined benefit plan enrollments as premiums rise, and the IRS's clarification on the tax treatment of cost sharing contributions. It's crucial for members to understand the implications of these developments. Stay informed!

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Email from Control Your Healthcare Costs Free Market Healthcare Solutions   IN THIS ISSUE... COST SHARING MINISTRIES FACE INCREASING STATE-LEVEL SCRUTINY DEFINED BENEFIT PLANS SEE UPTICK IN ENROLLMENT

10/03/2025

📌 In This Issue

✅ Available Alternatives to Affordable Care Act Plans
With ACA premiums expected to rise in 2026, many are exploring flexible, cost-saving options such as medical cost sharing, short-term plans, association plans, and more.

✅ Free-Market Healthcare: Empowering Patients Through Choice
Price transparency, innovation, and personalized care are reshaping how patients navigate healthcare outside government mandates.

✅ Competition Heals: Why Free Markets Improve Healthcare Outcomes
When providers compete for patients, costs go down, access expands, and care quality improves.

📖 Read more here: https://conta.cc/4gx5Q7P

📞 Call us at 786-970-0740 for guidance on exploring these healthcare alternatives.

09/05/2025

🚨 Healthcare & Coverage Updates You Should Know! 🚨

Here’s what’s inside this month’s issue:
✅ Medical Cost Sharing – Why it’s an option worth considering this Open Enrollment.
✅ Florida’s Short-Term Health Insurance – Big changes coming in 2026.
✅ Precision Medicine + Cost Sharing – How Sedera and Zion HealthShare are bringing care that’s more personal than ever.

💡 Get the full story here ➡️ https://conta.cc/45FMUPa

08/11/2025

🌟 This Month’s Healthcare Insights 🌟

• Understanding Medical Cost Sharing – Discover a community-based approach to healthcare where members pool resources to cover medical expenses, offering flexibility and shared responsibility.

• Health Savings Accounts in 2026 – Learn how the One Big Beautiful Bill Act (OBBBA) changes HSA eligibility and usage, giving more people the chance to save pre-tax dollars for healthcare costs.

• Making Sense of Healthcare Cost Transparency – Get the facts on new rules that make it easier to compare healthcare prices and services, so you can make smarter, cost-effective decisions.

💡 Knowledge is power—especially in healthcare.
📖 Read the full newsletter here: https://conta.cc/4m52zOY

06/04/2024

Due to compliance issues, members of MPB.Health’s Secure HSA program must either re-enroll in their present program or switch to another medical cost sharing option offered by MPB.Health.

Read more:
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04/01/2024

In this issue:

1. What’s New with MPB.Health?
Stay updated on the latest developments and updates on MPB.Health, your trusted healthcare resource. Discover new features, services, and enhancements for a better healthcare experience.

2. Important Member Information from Zion HealthShare
Get essential member information and updates from Zion HealthShare, ensuring you stay informed about your healthcare coverage, benefits, and services.

3. Stress Tips from the Field: Job Stress vs. Job Strain
Learn valuable tips and insights on managing stress in the workplace. Understand the difference between job stress and job strain and discover effective strategies for stress management to improve overall well-being.

Stay informed, empowered, and stress-free with our latest issue! 💼🌿https://conta.cc/3vBUxs6

Medical Cost Sharing Healthshare

10/13/2022

Monthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips

This month’s newsletter describes the services provided by the Concierge to all MPB.Health members with cost sharing programs, as well as the Care Connect program that is used for members who utilize Zion Healthshare.

The second article describes the services of the National Center for Comprehensive and Integrative Health, a division of the National Institutes of Health, and includes a very useful listing of A to Z health topics of interest to those who utilize alternative medicine approaches.

The last article is an updated and modified version of an article on medical cost sharing plans that appears on the MPB.Health website.

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Free Market Healthcare Solutions Volume 4, Number 37   IN THIS ISSUE... THE CONCIERGE AND CARE CONNECT HEALTH TOPICS A TO Z  ALL ABOUT HEALTH SHARE PROGRAMS Visit Website   Monthly News On Products P

09/14/2022

Monthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips

Members of MPB.Health plans that include Sedera cost sharing will be required to re-enroll and will be receiving a communication from Sedera explaining how to re-enroll to maintain their membership. Those receiving emails must re-enroll by the date indicated in the communication to maintain their membership. The Sedera emails will be coming out on a phased basis: members currently experiencing a need will receive communications first. Members receiving these communications should consider changing to one of the programs that include Zion Healthsharing unless they’re adversely affected by Zion’s pre-existing condition limitations.

Members of MPB.Health programs that utilize Zion Healthsharing who joined their program before April 1, 2022 will start making share contributions on an age-banded status effective October 1 (those who joined on or after April 1 already are age-banded). These members will be receiving emails from MPB.Health, if they have not already received one, explaining the change and available options.

Once you receive the applicable email communication, please call us at 786-970-0740 (cell) or 877-734-3884 (land) for help in understanding or making any changes, as well as exploring any available alternatives.

The second article contains excerpts from a recent publication from the National Centers for Comprehensive and Integrative Health (NCCIH) about whole person health, and the third article contains the most recent resources published by the government concerning protections against surprise medical bills and making complaints about surprise billing.
Read the full article here: https://conta.cc/3e6sZC5

07/13/2022

Monthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips

As many as 44% of people in insured medical plans may be deterred from obtaining health care services because of price uncertainty. Medical Cost Sharing plans like the Care Plus, Secure, and Direct programs provided through MPowering Benefits utilize proprietary pricing mechanisms and provide a level of customer support not typically provided by insured health plans.

Medical cost sharing plans are particularly attractive to people who are willing to research pricing and take an active role in managing their health: people who aren't so oriented are discouraged from enrolling in these types of plans. In addition, we’re members of the Free Market Medical Association (FMMA) which focuses on price transparency; one of the services FMMA makes is available is the capability of member providers to post prices for services on their website.

The second article describes what is meant by whole person health and contains a link to further information provided through the National Institute for Complementary and Integrative Health (NCCIH).

The recent mass killings have brought increased attention to treatment of mental illness. The third article in this month’s newsletter presents some facts about mental illness and discusses both National Mental Awareness Month and Su***de Prevention Month. Members of the Care Plus, Secure, and Direct programs offered through MPowering Benefits have 24/7/365 access to virtual and live counseling for help with issues such as stress, anxiety, depression, relationship struggles, and addiction with access for up to 12 in-person sessions per member/per year.

Read more: https://conta.cc/3A8fAT1

06/14/2022

Monthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips

The percentage of office visits at which physicians provided or recommended complementary health approaches has more than tripled, according to an analysis of data from the National Ambulatory Medical Care Survey by investigators of the National Center for Complementary and Integrative Health (NCCIH).

The second article contains more information about how the Direct program provided through MPB.Health works. The Direct program combines membership in a verifiable direct primary care practice with medical cost sharing as well as the other programs offered through MPB.Health.

Download the HerbList app, which contains fast, free access to science-based summaries on more than 50 popular herbs, such as aloe, chamomile, ginger, and turmeric.

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04/20/2022

Monthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips

The first article contains information about the Elite Ease Silver and Bronze “private” health insurance plans that were mentioned in last month’s newsletter.

The second article explains the Hospital Health Price Transparency Rule that became effective in January 2021 and introduces the Turquoise Health Hospital Health Price Transparency Scorecard.

The third article contains a fact sheet published by the National Center for Complementary and Integrative Health (NCCIH) to assist you in your decision making about complementary health products and practices.

Newsletter Link:

Free Market Healthcare Solutions Volume 4, Number 31 IN THIS ISSUE... “PRIVATE” HEALTH INSURANCE PLANS HOSPITAL PRICE TRANSPARENCY SCORECARD ARE YOU CONSIDERING A COMPLEMENTARY HEALTH APPROACH? Visit