12/01/2025
FOLKS: TAKE NOTICE
FROM A SINGLE ACCOUNT TO AN EMPTY ACCOUT
What makes this trend so dangerous is how quickly a single message can escalate into a full scale financial loss. Many victims report that the first contact was a short text about a supposed suspicious charge, followed by a call from someone claiming to be from "fraud prevention" who already knew their name and partial account details. That familiarity lowers defenses, and within minutes the caller has guided the victim into sharing a one time code or logging into a fake website.
Investigators have described cases where, once access is gained, criminals immediately change email addresses, phone numbers, and security questions on the account, cutting off the real customer from alerts while transfers and purchases are processed. One recent report on a rapidly growing scam targeting everyday accounts noted that in some cases, the fraudster even pretends to be law enforcement to pressure victims into cooperating with bogus "investigations," a tactic highlighted in coverage of how the FBI warns of rapidly growing scams. Another detailed warning explained that once criminals have remote access or login control, they can quickly empty the accounts they target, a pattern echoed in an advisory that The FBI is warning the public about scam calls and texts from phony financial institutions.
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