04/23/2026
Quick note for anyone referring people my way 👇🏼
I’m always willing to take the time to help -even when there’s no sale involved.
But I need to set a clear expectation…
If someone is looking for:
• “Free” health insurance
• Unlimited coverage
• No deductibles, no copays, no out-of-pocket
That only exists through Medicaid -and it is strictly based on income eligibility.
If someone does not qualify for Medicaid, then we are working within real, regulated options - and those come with a monthly cost.
I recently walked someone through every available route, and even with a significant tax credit, the lowest option was around $200/month.
At that point, there isn’t a hidden workaround or a cheaper version I can create.
I’m here to:
✔️ Educate
✔️ Break down options clearly
✔️ Help people make informed decisions
But I’m not able to:
❌ Create pricing that doesn’t exist
❌ Offer “full coverage for free” outside of Medicaid eligibility
❌ Spend time going in circles when expectations don’t match reality
I respect people’s budgets -truly.
That’s exactly why I won’t recommend something that puts them in a worse position financially.
So if you’re sending someone my way, the best referrals are people who are open to real solutions and honest guidance.
That’s where I can do my best work 🤍
Ashley Rohrbach