RateCraft

12/21/2020

The New Year brings new goals, new plans and new resolutions for most of us. As business leaders, does your list of new things also include your commercial insurance? It should! Now is the time to see what changes you should make to your business insurance to better prepare for another year of unknowns – read more on our recommendations to help tackle these changes here:

With 2021 on the horizon, it’s time to see what changes you’ll need to make for the New Year. Is a business insurance plan on your list?

12/17/2020

As a business leader, you’ve probably taken on your fair share of negotiations. If negotiating commercial insurance isn’t on your to-do list, it’s time to make it a priority. Here are four tips for negotiating your way to better business insurance rates, including how to get support in the process without adding to your expenses.

Negotiations can be daunting. Here are four tips for negotiating your way to better business insurance rates.

11/30/2020

With COVID-19 and new lockdown measures on the rise, now is the time to reevaluate your business insurance and ensure you’re saving every penny you can to protect your cash flow. Learn how you can save significant money on existing policies in our latest blog post:

As cases rise and new restrictions are put in place, the ongoing Covid-19 pandemic is still greatly impacting businesses – decreasing revenue, disrupting cash flow and, for some, making the long-term viability to continue operating unknown. As a result, many business leaders need to be even more m...

11/23/2020

Have you taken a look at your business insurance savings lately? Now through the end of the year, we’re offering three months of deferred payments for new clients. Read more on how you can take advantage of our 98% success rate in finding businesses savings:

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10/13/2020

Are you a business with a January group health insurance plan renewal? If so, it is time to start negotiating NOW! Businesses are already encountering premium increases up to 30% higher. There are steps you can take to maintain coverage AND save money. Reach out to us to learn more about your options. https://ratecraft.com/rising-group-benefits/

10/07/2020

Manufacturing companies across America currently face workers compensation challenges among other business insurance issues due to the Covid-19 pandemic in the workplace. We know how important it is to protect cash flow during these times and are here to help identify areas for improvement, like decreasing business insurance costs without jeopardizing coverage. For one of our manufacturing company clients, we have reduced overall insurance expenses by over 18%, helping to provide continued savings for the future. ratecraft.com/get-started

10/02/2020

We are not in the business of selling you insurance, but helping you save money on your existing policies. Our 98% success rate shows in our advocacy for changing the way the insurance industry works. Let us help you save, while making sure that your quality of coverage is never jeopardized. If you are a business leader with questions on specific language in your contracts, get in touch with us today: ratecraft.com/get-started

09/29/2020

As trusted business advocates, we review company health insurance policies every day of the week to find areas for savings. Often, we discover that agents use quoting services to identify rates rather than negotiating directly with the carrier, all without the knowledge of the policyholder. Hear more from our CEO Andrea Luoni about why this is a disadvantage for your business, then reach out to our experts to gain insights into your team's current policy.
https://ratecraft.com/get-started/

09/25/2020

Trade schools continue to face adversity in today's market due to challenges with in-person learning during the Covid-19 pandemic. Now is the time to protect cash flow by identifying all areas for improvement, like decreasing business insurance costs without jeopardizing coverage. For one of our trade school clients in Pennsylvania, we reduced overall insurance costs by over 28%, resulting in massive savings for years to come. Learn more about our 98% success rate helping businesses save big bucks. https://ratecraft.com/how-it-works/

09/22/2020

When it comes to cyber insurance policies, higher premiums do not always equal better protection. If reviewing your company's policy, consider bringing in a lawyer or third-party advocate like RateCraft to review all language before signing to ensure your business is getting the best rates with useful, comprehensive coverage. Ask our experts any question to get started today. https://ratecraft.com/get-started/

09/18/2020

Health insurance policies are up for renewal for most businesses in January. Although it may feel like companies have plenty of time until then, leaders must review existing policies NOW in order to identify areas for savings ahead of the new year. Our CEO Andrea Luoni shares some of the most popular questions and comments we receive from businesses about our secret sauce for reducing premiums without jeopardizing coverage.
https://ratecraft.com/rising-group-benefits/

09/16/2020

The IRS has a watchful eye on businesses with captive insurance policies to ensure compliance, and policyholders should beware that language in most have teeth. When it comes to insurance premium cost reduction, we have yet to find a captive we can't beat and most will match our more competitive option. We strongly urge business owners to review captives today to confirm that you understand every little detail to avoid penalties.

Microcaptive owners who alleged they were duped into breaching U.S. tax laws when they formed their captives can’t bring a class action lawsuit against their captive manager but must instead arbitrate their disputes individually with the Arthur J. Gallagher & Co. unit, a federal appeals court rule...