11/28/2025
If "review my insurance benefits" has been on your to-do list for weeks, this long weekend is your chance.
Many employer open enrollment periods close in early December—some as soon as next week. With premiums rising and mental health coverage getting more complex, understanding what you're actually signing up for matters.
We've put together a comprehensive guide to help you:
✓ Find out if your plan is self-funded (and what that means for telehealth access)
✓ Understand insurance carve-outs that separate mental health coverage
✓ Navigate high-deductible plans strategically
✓ Maximize HSA/FSA benefits you might already have
✓ Know exactly what questions to ask your insurance company
Whether you're making last-minute open enrollment decisions or your deadline already passed, you have more options than you think.
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