Charlene

Charlene As a Life/Health Insurance Broker, I can shop all of the insurance carriers to fit you and your family needs.

😂🤣😂 It’s been 45 years since I’ve taken a CCAT test.  I must say that I surprised myself.🤣😂🤣😂
07/31/2023

😂🤣😂 It’s been 45 years since I’ve taken a CCAT test. I must say that I surprised myself.🤣😂🤣😂

Medicare Part B pays 80% of approved services, while Plan F covers the remaining 20% at full cost.
06/20/2023

Medicare Part B pays 80% of approved services, while Plan F covers the remaining 20% at full cost.

“So we beat on, boats against the current, borne back ceaselessly into the past.” ― F. Scott Fitzgerald, The Great Gatsb...
06/16/2023

“So we beat on, boats against the current, borne back ceaselessly into the past.” ― F. Scott Fitzgerald, The Great Gatsby

06/15/2023

A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-deferred earnings and provide a guaranteed death benefit for your beneficiaries.

Fast Fact: The “Cash Surrender Value: is the cash amount you would get if you voluntarily terminate coverage before a po...
06/14/2023

Fast Fact: The “Cash Surrender Value: is the cash amount you would get if you voluntarily terminate coverage before a policy becomes payable by death or maturity. The amount is the cash value stated in the policy, minus a surrender charge, any outstanding loans and interest on those loans. The cash value represents the savings component of a life insurance policy, since you can access the money relatively quickly if you need to.

Fast Fact: Final expense insurance can provide funds to your family within 24-48 hours of your passing whereas tradition...
06/13/2023

Fast Fact: Final expense insurance can provide funds to your family within 24-48 hours of your passing whereas traditional life insurance plans can take weeks to pay out.

A Living Will is a written legal document, also called a "medical directive" or "advance directive." It shows what type ...
06/12/2023

A Living Will is a written legal document, also called a "medical directive" or "advance directive." It shows what type of treatments you want or don’t want in case you can’t speak for yourself, like whether you want life support. Usually, this document only comes into effect if you’re unconscious.

An object in motion tends to remain in motion along a straight line unless acted upon by an outside force. Isaac Newton
06/09/2023

An object in motion tends to remain in motion along a straight line unless acted upon by an outside force. Isaac Newton

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordab...
06/08/2023

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordable way of ensuring that your home is paid for no matter the circumstances. Cancer, stroke, heart attack, injury, death—your family will never be in jeopardy of losing its home as long as you put a custom mortgage protection insurance plan in place.

06/07/2023

Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Fast Fact: The percentage of Americans with life insurance is about 52%, including individual and workplace life insuran...
06/06/2023

Fast Fact: The percentage of Americans with life insurance is about 52%, including individual and workplace life insurance, according to LIMRA.

Address

Columbia, SC
29205

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 5pm

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ABOUT ME

Hello!

My name is Charlene D***s and by way of introduction let me share a few details about myself. I managed a Trust Department for 20+ years, Financial Advisor, Financial Planner and am an Insurance Broker.

I graduated with my Bachelors from University of GA and Masters from University of South Carolina. So now, as an independent broker, I can shop over 100 A-rated companies on your behalf. I am not "married" or loyal to any one insurance company so I can always find the perfect plan to meet your needs at a price to fit your budget.

Even if you already have life insurance, there is a great chance that I can find a plan that you can offer the same coverage at a lower or maybe even more coverage for the same price. I would be honored to send you a no-obligation quote so you can see for yourself.