02/09/2026
Botkin Rehab Services is a Medicare provider and I have difficulty understanding the different "parts" so here's a little cheat sheet for you all.
I am a strong advocate for TRADITIONAL/ORIGINAL Medicare (parts A/B, "the red, white, and blue card) with a supplement. PART C (Medicare "Advantage") used to be called Medicare Replacament and that was a more accurate term. When you enroll in Part C (through a private insurance company), you give up PARTS A/B. While it looks appealing with less upfront and monthly costs and more "benefits", buyer beware.
Medicare Advantage is run by for-profit insurance companies that receive federal Medicare $ to "manage" your benefits. It's all shiny and great until you get sick and actually need coverage for a hospitalization, rehab stay, home health services, diagnostic tests and treatments. Then it becomes a complicated, frustrating process of prior authorizations, denials, appeals, etc.