10/25/2025
The new Cost of Living Adjustment (COLA) was just announced by Social Security- do you know what it means for you or your loved one?
Learn more on how to navigate these changes and more at our upcoming webinar on November 12th, 6-8pm.
Visit this link to register for free:
https://www.facebook.com/share/1CiPhC8PQ3/
(Picture Description below)
Maximum taxable earnings for Social Security (OASDI only):
2025: $176,100 → 2026: $184,500
Retirement earnings test (if you’re receiving benefits and earning wages):
Under full retirement age: 2025: $23,400/year ($1,950/month) → 2026: $24,480/year ($2,040/month)
Disability thresholds:
Substantial Gainful Activity (SGA) non-blind: 2025: $1,620/month → 2026: $1,690/month
SGA blind: 2025: $2,700/month → 2026: $2,830/month
Trial Work Period (TWP): 2025: $1,160/month → 2026: $1,210/month
SSI Federal Payment Standards:
Individual: 2025: $967/month → 2026: $994/month
Couple: 2025: $1,450/month → 2026: $1,491/month
Estimated Average Monthly Social Security Benefits (for January 2026):
These include the effect of the 2.8% COLA:
All retired workers: from about $2,015 → $2,071
Aged couple (both receiving benefits): from about $3,120 → $3,208
Widowed mother and two children: from about $3,792 → $3,898
Aged widow(er) alone: from about $1,867 → $1,919
Disabled worker, spouse and child/children: from about $2,857 → $2,937
All disabled workers: from about $1,586 → $1,630
Mark Your Calendars - November 12th - Autism, ID & MH: What You Need to Know After Age 18
Hosted by Leahy Life Plan & Attorney Randy H. Steen, Esq.
* Special Needs Trust
* What Is the ABLE Act
* Can I use state and federal programs at the same time?
* What is the difference between Power of Attorney vs. Guardianship?