10/22/2025
Medicare Advantage plans can be a disadvantage. Read more from Winneshiek County Public Health. Open enrollment upon us - we encourage you to learn as much as you can and choose wisely.
With Medicare open enrollment starting soon here is some info to help with your decision making for yourself if you are old enough or assisting a family member.... Say NO to Medicare Advantage!
Medicare Advantage plans might seem tempting, but they often come with hidden costs and limitations that could end up costing you more in the long run.
Here’s why you should think twice before choosing Medicare Advantage:
1️⃣ Limited Network Access – You may have to stick to a smaller network of doctors and hospitals. Out-of-network care could come with steep costs.
2️⃣Prior Authorization Hassles – Certain treatments or medications could require approval before you get them, delaying care when you need it most.
3️⃣Rising Costs – While Medicare Advantage promises lower premiums, co-pays and out-of-pocket costs can add up quickly, leaving you with unexpected bills.
4️⃣Quality of Care Concerns – Some plans are more focused on profit than patient care, leading to lower quality or restricted services.
5️⃣No Freedom to Choose – With Medicare Advantage, you're tied to the plan's network. Original Medicare allows you to see any doctor or specialist who accepts Medicare.
🛑Original Medicare + Supplement Plans offer the flexibility and reliability that many need to stay healthy and financially secure. Before you make your decision, do your research and make sure you’re not trading access to the best care for short-term savings.
