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Wise Economy Workshop Consulting, training and tools to support communities in building long-term economic health and resilience. wiseeconomy.com.

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03/31/2026
It’s almost April, and I have three hyacinths sitting on my desk.They smell like my mom.She was the kind of person every...
03/31/2026

It’s almost April, and I have three hyacinths sitting on my desk.

They smell like my mom.

She was the kind of person everyone described the same way:
sweet, loving, steady.

And yet… I didn’t really know her.

Not in the way I thought.

One night, years ago, I called her while driving home late.

She said:
👉 “Oh good, I was worried.”

I remember thinking—why? I’m an adult.

Then she added:
👉 “I always worry.”

That was the moment it hit me.

She had been carrying that love—quietly, constantly—my entire life.

We think we know people.
But we only see the parts they show us.

And sometimes, the quiet ones?
They’re the ones who shape us the most.

💬 If this made you think of someone—tell them.

And if you want more reflections like this:

📩 Subscribe to Future Here Now → https://www.substack.com/
📚 Support the work—buy and share the books
🎤 Bring these ideas to your team → http://wiseeconomy.com/

Let’s grow something meaningful—together.

🔥 Future Here Now: Come together. With your money.Let’s talk about something big that’s flying under the radar…👀 More pe...
03/24/2026

🔥 Future Here Now: Come together. With your money.

Let’s talk about something big that’s flying under the radar…

👀 More people are starting to say:
“Why am I paying into systems I don’t own?”

So they’re doing something about it:

🏘️ Buying property together
🤝 Building co-op businesses
💸 Investing locally instead of feeding distant corporations

At the same time…

⚠️ The tech world is hitting a wall
The venture capital model demands massive returns—
which means companies must grow fast, sell out, or collapse.

That’s not sustainable. And people know it.

✨ The shift is already happening:
People want ownership.
People want control.
People want their money to stay in their community.

And honestly? That’s where things get interesting.

🚀 Want to be part of this shift?
📚 Start by buying books that challenge how you think about money
📰 Subscribe: https://www.substack.com/
🌍 Dive deeper: http://wiseeconomy.com/
🎤 Ask about speaking & workshops

💥 The future isn’t something you wait for.
It’s something you invest in—together.

Future Here Now: Come together. With your money.I’m limiting this to two pieces today—both got long, and honestly, they ...
03/24/2026

Future Here Now: Come together. With your money.

I’m limiting this to two pieces today—both got long, and honestly, they deserve it.
I’ve taken a more direct angle this time. Let me know if it hits.

🏘️ A good place to live… together

🔗 https://nonprofitquarterly.org/a-good-place-to-live

One of the quiet “Sea Changes” that mainstream media keeps missing:

👉 It is dramatically easier today for unrelated people to own things together than it was 30 or 40 years ago.

The example here focuses on cooperatively owned mobile home parks—but that’s just one slice of a much bigger shift.

You see it in:
🏢 Small business co-ops
🏘️ Community-owned real estate
🤝 Co-housing models
💡 Shared investment structures

And here’s the thing: it’s happening everywhere… but in such a scattered way that we don’t have a clean, centralized measure of it.

Still—people working in this space will tell you:

🔥 Demand is exploding.

⚙️ Why now?

Two big reasons:

1. Technology finally caught up
The internet makes it easier than ever to:
🌐 Find models
👥 Gather participants
📊 Coordinate ownership
⚡ Operate at scale

Things that were once painfully manual are now frictionless.

2. People are done watching from the sidelines
Despite all the noise about billionaires and tech icons, more people are asking a simple question:

👉 Why am I paying into systems I don’t own?

If you’re paying rent…
If you’re earning a paycheck…

💥 Why not pay yourself?

Because when ownership stays local:
💰 Wealth circulates locally
🏘️ Communities stabilize
📈 People build real equity

🛠️ Making it real

This doesn’t just happen magically.

Organizations are stepping in:

🔹 Training and support programs (like cooperative development groups)
🔹 Hybrid investment models combining local + institutional capital
🔹 Community-led ownership transitions

Because yes—this is easier than before…

…but it’s still not easy.

📊 The opportunity
As thousands of small business owners approach retirement:
⚠️ We can either watch those businesses disappear or get absorbed…

✅ Or transition them into community ownership

Cooperative models shouldn’t be a niche idea.

They should be core infrastructure for anyone serious about economic development.

📉 The bigger they are, the harder they…

🔗 https://www.linkedin.com/news/story/white-collar-recession-hits-tech-6250412/

This second piece leans a bit into clickbait—but the underlying trend?

Not surprising at all.

💣 The uncomfortable truth

About 20 years ago, we made a quiet deal:

👉 We decided to fund tech—especially software—through venture capital.

And on paper, it made sense.

How else do you pay a team of highly paid engineers in expensive cities to build your “Uber for dog walkers”?

⚠️ The problem: it’s a devil’s bargain

The VC model depends on:

📈 10X returns
💥 Because most bets fail

That creates a narrow path:
➡️ Sell to a bigger company
➡️ Go public (IPO)

That’s it.
🚫 What’s NOT allowed?
❌ Build a stable, profitable business
❌ Stay small and sustainable
❌ Reinvest and grow steadily

In this system, those outcomes are considered… failures.

🏭 The result?

The tech industry—ironically the place we expect innovation—
Has largely recreated:

🏢 Industrial-era thinking
💰 Extractive growth models
⚙️ Scale at all costs
And when growth slows?

👷 Workers get treated less like innovators…
…and more like assembly line labor.

🔄 It doesn’t have to be this way

Tech fell into this trap partly because:

📦 It lacks tangible assets
🏦 Banks struggle to fund it
📉 Traditional financing doesn’t fit

But we also lost something important:
👉 Local investment systems

Once upon a time:
📍 Local stock exchanges existed
📊 Returns were reasonable
🤝 Communities invested in themselves
💡 The alternative path

Models like:
🏘️ Cooperative ownership
📈 Local stock exchanges
🤝 Community investment ecosystems

Offer something radically different:
👉 Growth without extraction
👉 Ownership without exit pressure
👉 Wealth that stays where it’s created

🔥 So what now?

This isn’t theory.
This is already happening.

The only question is whether more people will:

👀 Watch it happen
…or
💥 Participate in it

🚀 Your next move

If this resonates, don’t just scroll past it.

📚 Buy books that expand how you think about ownership and economics
📰 Subscribe to Future Here Now: https://www.substack.com/
🌍 Explore deeper work: http://wiseeconomy.com/
🎤 Bring this conversation to your organization
→ Inquire about speaking & workshops

💬 And if you’re already part of this audience:
Stay with it. Share it. Build on it.
Because viewership isn’t just numbers—it’s momentum.

✨ Final thought

The future isn’t being decided in boardrooms alone.

It’s being shaped in neighborhoods…
in small groups…
in people deciding:

👉 We’re going to own this. Together.

My dad used to say: “I see usability.” ♻️He’d pick things up off the curb—old metal, broken tools, scraps most people ig...
03/20/2026

My dad used to say: “I see usability.” ♻️

He’d pick things up off the curb—old metal, broken tools, scraps most people ignored.

And he’d hold them up like treasure and say it again:
👉 “I see usability.”

Honestly? I didn’t see it.

Not in the junk.
Not in the old buildings I grew up around.
Not in the places that felt worn down and outdated.

But over time… something changed.

I began to understand what he meant.

✨ Even the most overlooked things still have value.
✨ Even the most run-down places still have potential.
✨ Even what looks “finished”… isn’t finished yet.

That’s true for buildings.
For communities.
For economies.

And maybe… for us too.

🔥 The future isn’t about throwing things away.
It’s about seeing what others miss—and building from it.

If this resonates with you:

📚 Check out the books
📰 Subscribe to Future Here Now
🎤 Bring this conversation to your team or community

🌐 http://wiseeconomy.com
📰 https://www.substack.com/

💬 Share this if you believe in second chances—
for places, ideas, and people.

03/20/2026

Most people don’t miss opportunity…

They just don’t recognize it.

“I see usability.”

What if the real problem isn’t what we’re looking at—

but how we’re seeing it?

💬 What’s something you see value in that others overlook?

📚 wiseeconomy.com
📰 substack.com

🧠 Quick thought: What if your brain is way more adaptable than you think?For a long time, people believed our brains sto...
03/18/2026

🧠 Quick thought: What if your brain is way more adaptable than you think?

For a long time, people believed our brains stopped growing after a certain age.

That idea? Completely outdated.

Thanks to neuroplasticity, we now know:
👉 You can build new thinking patterns
👉 You can shift habits
👉 You can literally change how you see the world

But here’s the reality check…

Your brain doesn’t like change.
It prefers the familiar. The easy. The automatic.

That’s why growth takes:
⚡ Repetition
⚡ Effort
⚡ Intention

📚 A book that really brings this to life: The Mind and the Brain

💬 Now imagine this:
What if businesses were built around helping people think better, adapt faster, and learn continuously?

How different would things look?

🔥 Want more ideas like this?
👉 Subscribe here: https://www.substack.com/
👉 Check out talks & workshops: http://wiseeconomy.com/
👉 Grab the book and start rewiring your mindset

Let’s stop fearing change—and start using it.

Future Here Now: Hives over HierarchiesCan I be myself at work? https://www.prnewswire.com/news-releases/41-of-american-...
03/16/2026

Future Here Now: Hives over Hierarchies

Can I be myself at work?

https://www.prnewswire.com/news-releases/41-of-american-job-seekers-cant-be-themselves-at-work-79-fear-discussing-certain-topics-302169974.html?

Hierarchies discourage being yourself — the power of a hierarchy manifests in its ability to make you fit into a desired mold. But as this survey from last June indicates, the value of allowing employees to be themselves is increasingly articulated, but not particularly acted out:

Around three-quarters of hiring managers (76%) say their company places a great deal/moderate amount of priority on encouraging employees to be authentic (i.e., bring their whole selves) at work.

A key part of the whole self of an employee is their mental health — and three-quarters of hiring managers say their company also promotes positive employee mental health (77%). Yet digging deeper, only around 2 in 5 say their company places a great deal of priority on authenticity (39%) and promoting positive mental health (40%), perhaps leaving room for improvement in these areas.

An inability to discuss topics openly at work could hinder some employees from feeling welcome to share and add their unique perspectives at the company.

The majority of hiring managers (70%) say there are topics employees are discouraged from discussing at their company — including politics (38%), salary/wages (38%), religion (35%) and their health (both physical and mental) (24%). Diversity, equity, inclusion and belonging (12%) and family (12%) are also off the table at some companies.

As we noted yesterday, discouraging discussion of things like salary and health within the hierarchy increasingly just indicates the system’s irrelevance, since employees can find plenty of ways to share information on those and other topics, within and without the company, in ways that managers can’t see.

The power of the hive-assisted whisper

https://theconversation.com/whisper-networks-thrive-when-women-lose-faith-in-formal-systems-of-reporting-sexual-harassment-196630

This article should make every organization leader think twice: even if you are determined to sweep sexual harassment under the rug, news of those doings are spreading farther and faster than you can imagine. The power of broad and sometimes anonymized hive systems to bring such behavior to very wide knowledge begins to profoundly shift the old power balances between abuser and abused. Even if the hierarchy protects you, the hive makes sure everyone knows.

The hive as business

https://nonprofitquarterly.org/pathways-to-democratic-business-what-two-co-op-networks-can-teach-us/

Cooperative business models might represent the ultimate in hierarchy to hive transformation. This article does a good job of introducing you to how cooperatives work, and the systems that make them possible today.

Cooperatives and similar decentralized business management models are developing across all types of locations and business sectors, and they require everyone in them to very profoundly shift their view of themselves within their business. Transitioning to a cooperative takes an enormous amount of training, trust-building and investment of energy, if nothing else, and whether or not a cooperative business succeeds appears to depend as much on participants’ willingness and ability to shift their mindset as their collective knowledge of how to run their businesses.

The power of the hive (even an unexpected hive) in a VUCA world.

https://mashable.com/article/layoff-recovery-community-network-support

Thanks to my childhood seat at the first wave of the Industrial Era implosion, the word “layoff” still sounds like a death sentence. Obviously it’s not, but with the explosion of access to a variety of hives, the ability to find support and new opportunities might be easier for the hive-minded than it’s ever been. Consider this from the article:

One of the best examples I've ever seen of a community coming together to support one of its own was in a Discord server for Black gamers I was a part of. After dealing with office politics and microaggressions, one of our community members found themselves unexpectedly let go from a job for which they'd recently relocated and signed a fresh lease for their apartment. The server's entire community of more than 1,500 members got together for a job referral drive that successfully helped the person affected find a new job within a week.

How wild is that? Fired on a Friday but hired by the next Thursday? It's almost unheard of, but it happens — people love to help out those they like, and you never know what kind of network a fellow community member has access to.

My father thought he had a network when he decided to leave the company that his dying firm had been sold to. He had nothing resembling this.

The flip side of this, however, is that people who are not plugged into such well-equipped hives are perhaps more at a disadvantage than ever — and whether or not people have access to an effective hive has been most closely connected, historically, to the socioeconomic status that you were born into. But if a gaming Discord can provide the same kind of hive power, that might indicate that the historic elite lock on effective hives may be breaking.

The Hive comes for Big Tech

https://theconversation.com/decentralised-social-media-offers-an-alternative-to-big-tech-platforms-like-x-and-meta-how-does-it-work-podcast-249758

I have a hunch this will become one of the most long-term important stories of 2025 (providing no implosions/nuclear war/impeachments/etc., which ….eh.).

Despite the tech trappings, the usual social media platforms operate on a pretty Industrial Era model — command and control, monopolize, optimize, centralize. Basically Rockefellers and Vanderbilts in hoodies. But as those priorities have become more clear than ever in recent months, a strange thing has happened:

Open source platforms. Systems whose foundations aren’t under anyone’s control, and which anyone can build an application on without permission or navigating ownership (think the Apple Store, but the opposite). Not only is BlueSky, the Twitter alternative, built on an open source platform, but an alternative to Tiktok is in beta testing after little more than a month, thanks to being able to start from the same base systems that were developed for BlueSky.

In the early -mid 2010s, I thought that open source systems were on the verge of taking over software development, and perhaps business development systems. I didn’t anticipate how hard the Big Tech nouveau Rockefellers would push back. But even in the years since then, open source has never gone away — and it has spurred all sorts of new value creation in tech.

So perhaps the virtual hive that was promised might actually come to pass.

The Hive Is Replacing the HierarchyFor over a century, organizations were built like pyramids:Top-down controlLimited in...
03/16/2026

The Hive Is Replacing the Hierarchy

For over a century, organizations were built like pyramids:

Top-down control
Limited information
Strict chains of command

But the internet changed everything.

Today:

📊 41% of job seekers say they can’t be themselves at work
💬 Many companies discourage discussions about salary, health, or identity
🌐 Yet outside those structures, communities are organizing faster than ever

Examples are everywhere:

🐝 Whisper networks exposing abuse
🤝 Online communities helping people land jobs in days
🏢 Cooperative businesses experimenting with democratic ownership
💻 Open-source social networks challenging Big Tech monopolies

The old system relied on control.

The new system relies on connection.

And the hive is only getting stronger.

📚 Want to understand where this is going?

👉 Read the books
👉 Subscribe to Future Here Now
👉 Bring the conversation to your organization through talks and workshops

🔗 wiseeconomy.com
📰 substack.com

Let’s build smarter networks together.

Are you still living in a hierarchy, or have you joined the Hive? 🐝✨ For a long time, we did what the "Boss" said becaus...
03/14/2026

Are you still living in a hierarchy, or have you joined the Hive? 🐝✨

For a long time, we did what the "Boss" said because they provided protection and predictability. But in 2024, that old deal is falling apart. Companies want the loyalty of the "Organization Man" but offer only a sliver of the old benefits.

The good news? We don’t need the "Boss" to tell us how to find information or how to organize anymore. We are learning to work like bees—sharing information instantly, acting together, and building something bigger than ourselves. 📈

Don't get left behind in the old pyramid!

✅ Read more: Join thousands of others on the Future Here Now Substack for tomorrow’s deep dive into the "Signals" of the Hive. [Substack Link]
✅ Learn: Pick up my books to learn how to thrive in this new landscape.
✅ Invite me to speak: I love working with communities and businesses to navigate these changes. Check out my workshops at http://wiseeconomy.com/

Let’s build a wiser economy together! 🤝

03/14/2026
Big Update: Books + Workshops + Future Here Now! We’re giving Everybody Innovates Here the spotlight it deserves.Why? Be...
03/12/2026

Big Update: Books + Workshops + Future Here Now!

We’re giving Everybody Innovates Here the spotlight it deserves.

Why? Because communities everywhere need more innovation and entrepreneurship — and many of the systems designed to support them simply aren’t working well enough.

This book helps communities, universities, small businesses, and economic leaders discover:

💡 Why innovation often stalls
💡 Where hidden entrepreneurial potential lives
💡 How to unlock it

📘 More books coming soon:
• Tell Ask Discuss Decide — a better approach to public engagement
• Don’t Screw Up Your Program — building programs that actually deliver results

🎤 Now booking fall speaking engagements and workshops.

If your community or organization wants practical strategies to thrive in uncertain times, let’s talk.

👉 Get the books
👉 Subscribe to the Future Here Now newsletter
👉 Ask about speaking, consulting, and workshops

🌐 http://wiseeconomy.com/
📰 https://www.substack.com/

Let’s build stronger communities through innovation, collaboration, and smarter systems.

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