11/24/2025
Dear Patients and Friends,
Thank you for being members of Gulf Coast Direct Primary Care. I am truly, truly thankful for each and every one of you.
When I started this practice nearly ten years ago, I didn't know if I would be successful. What I DID know was that the healthcare 'system' assembly-line model of 10 minute visits, triple and quadruple booking, running more than an hour late all day long, and charting long into the night wasn't good for me OR for my patients. I decided to take a chance--I told myself I would try my own practice for a year, and if it didn't work, I would go back and take a job with one of the big hospitals or groups again. Because of YOUR trust, I didn't have to do that. I'm so proud and thankful to be able to offer affordable and accessible care to nearly 600 of you (we have had as many as 800 patients, but that doesn't allow me enough time to serve on boards and committees and do the writing that I also enjoy). I couldn't do it all without my amazing right-hand office manager, Lili, and I'm also grateful for our incredible in-house psychotherapist Dr. Cynthia Davey (who has been with me for 9 years), and our 'personal' massage therapist Lori.
All of these individuals share my vision of providing affordable, high quality care without gimmicks or false promises. That's why you will never see our practice offering non-evidence based procedures or treatments. I hope you will consider this when you see the numerous advertisements out there promoting various tests and treatments. Ask yourself (or ask me): Why doesn't MY doctor do that? The answer is generally going to be: Because it doesn't work, it wastes your money, and/or it can cause you harm. If I'm recommending a test or treatment to you, I want you to know that it's because I believe in it based on my understanding of the underlying science and my interpretation of the balance of risks, benefits, and side effects - and most importantly, it's something I would want for myself or those I love.
DPC AND INSURANCE UPDATES
Those of us in the DPC world are very excited that the current administration has clarified and codified the use of HSAs - health savings accounts- for direct primary care. You can pay up to $150/ month per person for a DPC using your HSA. We hope (very much hope) to see some true catastrophic insurance plans start to come out that can be paired with a DPC membership to cover health emergencies like serious illness, hospitalization, or surgery. I haven't found any TRUE catastrophic plans yet, but I am watching very closely and will let you know if I find one.
Some people are using indemnity plans or health sharing ministries - those generally pay you back or 'share' your expenses with a community. They are less expensive but riskier. There are short-term major medical insurance plans which are much less expensive, but unfortunately you can only get them for 36 months (expanded from 12 months during the last Trump administration). Once I ran down my 36 months, I switched to a high deductible health plan with an HSA but unfortunately, the premiums are quite expensive. I'll update you as I see other options.
OFFICE HOLIDAY CLOSURE
We'll be in the office today, but I'm going to close the office Tuesday-Friday to give Lili some much-deserved vacation time. You can still text and email me - and Lili will answer and return phone calls throughout the week.
Thank you again, and have a wonderful Thanksgiving! - Dr. B
Rebekah Bernard MD
Gulf Coast Direct Primary Care
17595 S Tamiami Tr #204 Fort Myers, FL 33908
239-322-3860 (office phone)
239-437-4548 (fax)
GulfCoastDPC@gmail.com