02/16/2026
📝 Understanding Special Enrollment Periods (SEPs)
When a Medicare Advantage or Part D plan is canceled—whether through non‑renewal, termination, or consolidation—you may qualify for a Special Enrollment Period.
This chart breaks down when SEPs begin, when they end, and when your new coverage can take effect, helping you navigate your next steps with confidence.
💬 Have questions about your options? SHINE is here to help.
Call 866‑413‑5337 for free, unbiased Medicare counseling.