03/24/2026
Brothers and Sisters with Local 178
Planning for the future includes preparing for long-term care needs, which is why we are proud to announce a new benefit offering to actively working union members in the National Coalition of Labor - Whole Life with an Accelerated Benefits Rider for Long Term Care (LTC), designed to help you protect your family, finances, and future:
Why consider this coverage?
Accelerated Benefits for Long-Term Care: Access up to 100% of your life insurance proceeds if you become chronically ill and require long-term care services.
Cash Value Accumulation: Build value you can access anytime.
Permanent protection that stays with you for life and compliments your Term Life coverage.
Guaranteed Issue: Enroll for up to $250,000 of coverage without answering medical questions or exams during this initial enrollment period. Rates never increase with age.
Why is this important?
70% of people who live past age 65 will need some type of long-term care. This benefit helps ensure you and your loved ones are prepared.
Open Enrollment runs through June 15, 2026. To learn more and enroll, you can visit www.enrollvb.com/ncl or call (770) 709-6499.
EnrollVB is a self-service solution for managing your benefits.