Insurance and Benefits Resource Group

Insurance and Benefits Resource Group Individual and group health insurance
Medicare
Disability Insurance
Long Term Care
Dental and vision Mike Cook (703) 772-2511
Rachel Cook (972) 273-0280

We are a family run independant health insurance brokers, licensed in most states across the US. We also handle travel health insurance, travel insurance, as well as medicare, dental and vision insurance, long term care policies and disability insurance. In addition to posting information on health insurance, we use this page as a way to offer information, health tips and to share information to help people understand US health insurance policy and process. Let us know if we can answer any questions, or if you would like to throw ideas in our direction, we would love to hear them!

Missed the Medicare Annual Enrollment Period? You might still have options.If you didn’t enroll during the main window, ...
01/05/2026

Missed the Medicare Annual Enrollment Period? You might still have options.

If you didn’t enroll during the main window, there may be other opportunities to get covered:

✅ Medicare Advantage Open Enrollment (January 1–March 31): Switch to a different Advantage Plan or return to Original Medicare — if you're already in a Medicare Advantage Plan.

✅ Special Enrollment Periods: Life changes like moving or losing coverage may qualify you for a SEP.

✅ Medigap Enrollment: Recently turned 65? You may still be within your six-month Medigap window for supplemental coverage.

Medicare can be complex, but you don’t have to figure it out alone. Contact us today for assistance in reviewing your situation and exploring your current options.

As we step into 2026, we want to pause and wish each of you a successful, healthy start to the year. Please note: Our of...
01/01/2026

As we step into 2026, we want to pause and wish each of you a successful, healthy start to the year.

Please note: Our office will be closed on January 1st and 2nd, allowing our team to recharge and prepare for all that’s ahead.

Here’s to fresh starts, full calendars, and finally remembering what day it is again!

From all of us, we hope you and your family have a joyful holiday season filled with peace, laughter, and meaningful mom...
12/22/2025

From all of us, we hope you and your family have a joyful holiday season filled with peace, laughter, and meaningful moments with those you love.

As the year comes to a close, please note that our office will be closed from December 24th to 26th and again on January 1st and 2nd. We’ll be back on the 5th, ready to support you in 2026.

Merry Christmas and Happy New Year!

Our top three holiday tips? 🎁 Eat the cookie. 🎁 Wrap the gift. 🎁 Repeat as needed.Wishing you sweet moments, cozy vibes,...
12/19/2025

Our top three holiday tips?

🎁 Eat the cookie.
🎁 Wrap the gift.
🎁 Repeat as needed.

Wishing you sweet moments, cozy vibes, and zero tape or holiday light tangles this season. From all of us, Happy Holidays!

Note that we’ll be closed from December 24th through 26th and again from January 1st through 2nd. We’ll be back in the office on January 5th, ready to serve you in the new year.

The Medicare Annual Enrollment Period ends soon — December 7th is just around the corner.Now is the time to make any cha...
12/01/2025

The Medicare Annual Enrollment Period ends soon — December 7th is just around the corner.

Now is the time to make any changes to your Medicare health or prescription drug coverage for the upcoming year. This unique window is open to all Medicare beneficiaries, unlike other enrollment periods with more limited eligibility.

Need guidance? Our team is here to help you navigate your options. Don’t wait — contact us before the deadline!

As Thanksgiving arrives, we want to extend a heartfelt thank you to our wonderful network. Your partnership, trust, and ...
11/27/2025

As Thanksgiving arrives, we want to extend a heartfelt thank you to our wonderful network. Your partnership, trust, and continued support mean the world to us.

Please note that our office will be closed on Thursday, November 27th, and Friday, November 28th, to allow our team to enjoy time with loved ones. We'll resume regular business hours on Monday.

Wishing you a joyful, restful, and gratitude-filled Thanksgiving!

Headed out of town for the holidays? Before you pack your bags, here are some quick and essential tips to help you navig...
11/26/2025

Headed out of town for the holidays? Before you pack your bags, here are some quick and essential tips to help you navigate your health insurance coverage while traveling. Swipe to learn more.

Give us a call today to review your health policy or explore travel medical insurance options before your next trip.

On this Veterans Day, we’re taking a moment to reflect and say thank you. To all who have served and to the families who...
11/11/2025

On this Veterans Day, we’re taking a moment to reflect and say thank you. To all who have served and to the families who support them: your sacrifice, strength, and dedication mean more than words can express.

It’s easy to get caught up in the day-to-day, but today reminds us to slow down and recognize the everyday heroes who walk among us. If you’re a veteran or have one in your life, we hope today brings you the appreciation you so deeply deserve. Thank you for your service.

Please note that our office is closed on November 11th in observance of the holiday. We’ll be back on Wednesday, November 12th, ready to respond to any messages received during our absence.

We’re officially halfway through the Medicare Annual Enrollment Period, which runs from October 15th through December 7t...
11/03/2025

We’re officially halfway through the Medicare Annual Enrollment Period, which runs from October 15th through December 7th.

This is a crucial window for Medicare beneficiaries, offering the opportunity to review your current plan and make any changes for the year ahead. Unlike other enrollment periods that offer more limited eligibility, this one is open to all Medicare recipients.

Have questions or need help reviewing your options? Our team is ready to guide you every step of the way. Reach out today!

Spooky season is here! Whether you’re trick-or-treating with little goblins, hosting a movie night, or handing out candy...
10/31/2025

Spooky season is here! Whether you’re trick-or-treating with little goblins, hosting a movie night, or handing out candy to your neighborhood crew, we hope your Halloween is filled with fun — and just the right amount of fright.

Wishing you a safe and happy Halloween!

Don’t forget to fall back this weekend!Daylight Saving Time ends this Sunday, November 2nd, so be sure to turn any non-s...
10/30/2025

Don’t forget to fall back this weekend!

Daylight Saving Time ends this Sunday, November 2nd, so be sure to turn any non-self-setting clocks back one hour before bed on Saturday night.

While you're at it, it’s a smart time to check off a few other seasonal to-dos:

✅ Replace the batteries in your smoke detectors.
✅ Adjust your thermostat for cooler evenings.
✅ Double-check your security lights or timers.

A few simple steps now can help keep your home safe and comfortable as we head into the holiday season. As always, if there’s anything we can do for you, just let us know!

Something wicked this way comes … but it’s not a ghost — it’s flu season! Don't let the flu haunt you this fall. Follow ...
10/21/2025

Something wicked this way comes … but it’s not a ghost — it’s flu season! Don't let the flu haunt you this fall. Follow these tips to stay healthy and avoid getting spooked by sniffles.

👻Cover coughs & sneezes. They can travel up to 100 mph! Use a tissue or your elbow.
👻Wash your hands often. Scrub with soap and water for at least 20 seconds.
👻Keep your hands off your face. Germs love sneaking in through the eyes, nose, and mouth.
👻Clean high-touch surfaces. Bacteria can double every 20 minutes. Wipe down phones, doorknobs, and light switches regularly.
👻Prioritize self-care. Sleep well, eat nourishing foods, stay hydrated, and manage stress.
👻Protect those at risk. Pay extra attention if you’re over 50, pregnant, have young kids, or have chronic conditions.

Don’t get caught off guard this flu season. And if you have any insurance needs, feel free to reach out. We are here to help.

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Franconia, VA

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