12/29/2025
🛑 Myth: Medicaid pays everything without conditions.
✅ Fact: Medicaid may cover up to 100% of your nursing home care costs if eligible, but there are conditions:
You must meet state-specific income and asset limits.
You generally must need a “nursing facility level of care”, meaning you require help with daily activities or medical care.
Most of your income is typically contributed toward the cost of care, leaving you a small “personal needs allowance” to spend.
BOTTOM LINE: Coverage for nursing home care from Medicaid is different for everyone, based on assets and income. We strive to work with families and MO HealthNet to help everyone understand the benefits and requirements for coverage on an individual basis.
