Generations Health Wealth Advisors

03/13/2026

Article - click link below

What's "perfect" for one person isn't for another. Here's how to figure out the perfect age for you.

03/12/2026

Deciding when to claim Social Security can dramatically affect your retirement income, and while many people hear that waiting is best, there are compelling reasons why claiming at age 62 might actually make sense. This article (click the link below) explores real-life situations where taking benefits early can protect your finances—such as job loss, poor health, or preserving retirement savings during a market downturn—while also explaining the powerful advantages of waiting, including larger monthly checks, avoiding earnings penalties, and maximizing survivor benefits for a spouse. If you're approaching retirement and wondering whether to claim early or delay, understanding these trade-offs could make a significant difference in your long-term financial security.
Please call 602-570-4400 to talk about how to maximize your Medicare and Social Security income benefits.

It's a tough decision, but an important one.

03/12/2026

Rising health care costs are forcing millions of Americans to make difficult financial choices—and even delay major life decisions. New national surveys reveal that nearly 1 in 10 adults have postponed retirement because of medical expenses, while about one-third say they’ve skipped medications, borrowed money, or made other sacrifices just to afford care. With the financial strain affecting households across income levels and becoming a growing political issue, this article (click the link below) explores how health care costs are reshaping retirement plans, personal finances, and the broader debate over America’s health care system.
Please call 602-570-4400 to talk about how to maximize your Medicare and Social Security income benefits.

About 1 in 3 U.S. adults say they’ve made trade-offs to afford health care in the past year, including rationing or skipping medications or borrowing money, according to a poll from West Health-Gallup

03/05/2026

https://www.msn.com/en-us/money/retirement/claim-social-security-at-62-or-wait-here-s-how-to-decide/ar-AA1RfJH8?ocid=socialshare

03/04/2026

https://www.msn.com/en-us/money/retirement/the-only-retirees-who-should-apply-for-social-security-before-age-67-fra/ss-AA1X0hK8?ocid=socialshare

02/21/2026

Major updates to Social Security spousal benefits are coming in 2026, and they could affect how and when millions of Americans claim retirement income. The new rules aim to reflect modern family dynamics by expanding eligibility, improving how benefits are calculated between spouses, and moving the application process fully online for faster approvals. With changes designed to better support caregivers, homemakers, and couples with uneven earnings histories, understanding these updates could be key to maximizing your future Social Security benefits. Click the link below to read the whole article.
Please call 602-570-4400 to talk about how to maximize your Medicare and Social Security income benefits.

The Social Security Administration is making significant adjustments to its spousal benefits program in 2026, ensuring that the system better serves today’s diverse family structures. These changes, which include expanded eligibility and refined benefit calculations, aim to bring fairness to indiv...

02/16/2026

https://www.msn.com/en-us/money/retirement/here-s-the-salary-you-need-to-make-to-get-the-maximum-social-security-benefit/ar-AA1o7abo?ocid=socialshare

Several factors affect your Social Security benefits, especially during the current unpredictable economic state, and your salary is just one of them.

02/06/2026

https://www.msn.com/en-us/money/retirement/yes-you-can-work-and-claim-social-security-here-s-how-to-balance-both/ss-AA1JB5uo?ocid=socialshare

Social Security retirement benefits are designed to replace part of your income during retirement. But what happens if you aren’t fully retired? Maybe you’ve decided to ease into retirement by...

01/30/2026

https://www.msn.com/en-us/money/retirement/what-is-the-average-social-security-benefit-at-65-how-does-yours-compare/ar-AA1UgMwJ?ocid=socialshare

Key Takeaways At age 65, the average Social Security payment is $1,583 per month, with men receiving more ($1,756) and women less ($1,426).The average 401(k) balance for people aged 65 to 69 is $252,800—providing about $800 per month to spend under the 4% rule.With an average of about $2,400 per m...

01/30/2026

https://www.msn.com/en-us/money/retirement/3-ways-the-new-social-security-rules-could-impact-middle-class/ar-AA1Vabe6?ocid=socialshare

Learn how new Social Security rules could affect middle-class retirees and workers, from reduced benefits to shifting filing strategies.

01/26/2026

https://www.msn.com/en-us/news/other/is-it-really-worth-it-to-wait-until-70-to-claim-social-security/vi-AA1UTie6?ocid=socialshare

Deciding when to claim Social Security benefits is crucial for retirees, as it significantly affects their finances. Claiming at different ages—62, 66, or 70—results in varying benefit amounts, with a 57% increase if you wait until 70. The decision should be based on personal circumstances like ...