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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Centre for Homeownership & Economic Development

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United States
Hillsborough, NC
Centre for Homeownership & Economic Development

The Centre for Homeownership & Economic Development Corporation, Inc. (CHOEDC) was created in 2004 to

11/17/2025

If you're struggling right now, you're not alone.

Utility companies in NC have hardship programs - call before disconnection notices arrive. Most will pause shutoffs and work with you on reduced payments.

Food banks want you to take what you need. Freeze bread immediately, batch-cook soups and freeze portions. Make what you get last longer.

Medical bills, rent, other debts - most creditors would rather get $10/month than nothing. Just ask. The worst they can say is no, but many will say yes.

You don't have to figure this out alone.

What resources have helped you during tight times?

11/13/2025

"When will my SNAP benefits be loaded?"

We're hearing this question a lot. Here's the latest:
📅 Partial November benefits are already on EBT cards (loaded last week)
📅 Remaining benefits should be added within the next few days - check your card daily
How to check your balance:

Download ebtEDGE app (free)
Visit ebtEDGE.com
Call 1-888-622-7328

Can't wait?
📞 Dial 2-1-1 for local food pantries
🍎 Food Bank of Central & Eastern NC: 919.875.0707 (34 counties)

Your county DSS office is open and processing applications. Keep applying and renewing on time.

11/11/2025

Today we honor all who served. Thank you, veterans, for your sacrifice and dedication.

11/10/2025

We see you. We know these are tough times.

With the government shutdown, SNAP delays, and uncertainty everywhere—Eastern NC families are struggling.

This week, we're sharing resources that can help RIGHT NOW. No fluff. Just real help.

Follow along. Save the posts. Share with someone who needs them.
You're not alone in this. 💙

11/05/2025

The beliefs we inherit about money often shape our financial reality more than our income does.

Maybe you grew up hearing:
"Money doesn't grow on trees"
"Rich people are greedy"
"You have to work hard for every dollar"
"Talking about money is taboo"

These stories run deep. And sometimes, they hold us back.
What money story are you ready to rewrite?

Drop it in the comments or DM us your Financial Empowerment Academy journey starts with awareness. 💭

Sign-Up for our Financial Empowerment Academy 👉 https://bit.ly/4egrHzh

11/03/2025

Take control of your finances with CHOEDC’s Financial Empowerment Academy — a flexible, self-paced way to improve your money management, budgeting, and homeownership skills. Start where you are and grow from there.

Start Today 👉 https://bit.ly/43Merh2

10/24/2025

What banks won’t tell you:
“We only want businesses that don’t actually need loans.”

At CHOEDC's Capital Funding Resources, we believe the businesses that need capital most will use it best.

We look at:
✅ Where you’re headed
✅ What’s possible
✅ Why you won’t quit

Not just your credit score from that rough patch.
Ready for a lender who gets it? Let’s grow your vision together.

Apply Today: https://bit.ly/43WjNrm

10/22/2025

Building wealth isn’t a solo journey. It’s about who’s in your corner.

A strong financial foundation requires a strategic team:
🔹 Mortgage Broker
🔹 CPA
🔹 Insurance Agent
🔹 Real Estate Attorney
🔹 Financial Advisor
🔹 Estate Planner

The right professionals don’t just provide services—they become partners in your financial journey.

The Financial Empowerment Academy equips you with the knowledge and confidence to choose the right partners for your goals.

💼 Drop a briefcase emoji if you’re ready to strengthen your wealth network.

Sign Up Today: https://bit.ly/4egrHzh

10/20/2025

While you wait 6-8 weeks for a traditional loan decision, your competitor is already moving.

⚡ Applications reviewed in DAYS
⚡ Real people, real conversations
⚡ Less red tape, more green lights

Opportunity has an expiration date. Don't let slow processes kill good opportunities.
Your moment is NOW.

Apply Now: https://bit.ly/43WjNrm

10/17/2025

2:47 AM. Still up?

We see you. The midnight entrepreneurs. The dreamers who won't wait for "someday."
Your dedication deserves a partner who matches your energy.

What keeps YOU up at night? 👇

Capital Funding Resources - powered by CHOEDC - helps entrepreneurs who refuse to wait for "someday."

https://bit.ly/43WjNrm

10/13/2025

That "NO" from the bank? Not the end of your story.

Traditional banks see numbers. We see potential.

CHOEDC's Capital Funding Resources exists for entrepreneurs who've been overlooked. The ones with vision but no connections. The dreamers who won't quit.
Your rejection might be our opportunity to say yes.

Apply Today: https://bit.ly/43WjNrm

10/09/2025

Small investment. Massive impact.

$99 can buy a lot of things you'll forget about by next week.
Or it can unlock financial freedom.

The Domino Effect:
$99 → Financial literacy → Mortgage-ready → Certificate → Pre-approval → Financial Freedom (Priceless)

What you get:
✓ Self-paced online course
✓ Credit repair strategies that work
✓ Budget mastery without restriction
✓ HUD-certified certificate
✓ Clear path to homeownership

Who this is for:
Renters ready to own. People tired of financial stress. Future homeowners who need a real roadmap.

The difference between thinking homeownership is impossible and actually owning a home? The right information.
📞 919.241.4718
🔗 https://bit.ly/4egrHzh

Address

960 Corporate Drive
Hillsborough, NC
27278

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19192414718

Website

https://homeownershipcentre.org/

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Who we are

CHOEDC’s mission is to provide support and innovative approaches that focus on health, economic stability, disaster recovery, financial independence, jobs, small business technical training, business development, and affordable housing. Recently we joined the North Carolina Community Action Association in order to partner and address the anti-poverty strategies that are needed in economically distressed rural areas. CHOEDC measures the success of its services and activities by its social return on investments and environmental benefits in its target market. To date, CHOEDC has counseled and provided small business technical assistance to hundreds of entrepreneurs located in rural counties throughout North Carolina. New jobs have been created and small businesses have been impacted providing economic sustainability in their communities.