Arkansas Healthcare Insurance

Arkansas Healthcare Insurance At Arkansas Healthcare Insurance, we provide personalized health insurance tailored to your unique needs.

We educate and empower clients across Arkansas, offering Medicare for those 65+, special needs coverage, and comprehensive plans for those under 65.

“Your passion is waiting for your courage to catch up.”
02/27/2026

“Your passion is waiting for your courage to catch up.”

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for cover...
02/26/2026

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. In-network coinsurance usually costs you less than out-of-network coinsurance.

HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA di...
02/25/2026

HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA distributions, on the other hand, are taxable. So it often makes sense to maximize HSA contributions over Traditional IRA contributions.

Do employer health plans always have waiting periods? Many employers apply a waiting period for new hires, commonly.
02/24/2026

Do employer health plans always have waiting periods? Many employers apply a waiting period for new hires, commonly.

Is a waiting period the same as a pre-existing condition exclusion? No. A waiting period applies to all enrollees, while...
02/23/2026

Is a waiting period the same as a pre-existing condition exclusion? No. A waiting period applies to all enrollees, while pre-existing condition exclusions limit coverage based on medical history.

“Start where you are. Use what you have. Do what you can.”
02/20/2026

“Start where you are. Use what you have. Do what you can.”

Fast Fact: You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
02/19/2026

Fast Fact: You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

With Health Insurance, Cost Sharing is the share of costs covered by your insurance that you pay out of your own pocket....
02/18/2026

With Health Insurance, Cost Sharing is the share of costs covered by your insurance that you pay out of your own pocket. This term generally includes deductibles, coinsurance, and copayments, or similar charges, but it doesn't include premiums, balance billing amounts for non-network providers, or the cost of non-covered services.

Working with a health insurance broker gives you expertise, carrier access, and ongoing support — typically at no direct...
02/17/2026

Working with a health insurance broker gives you expertise, carrier access, and ongoing support — typically at no direct cost to you.

"Keep your face always toward the sunshine, and shadows will fall behind you."
02/13/2026

"Keep your face always toward the sunshine, and shadows will fall behind you."

Do HSA funds expire? No. HSA funds roll over year to year and remain yours even if you change jobs or health plans.
02/12/2026

Do HSA funds expire? No. HSA funds roll over year to year and remain yours even if you change jobs or health plans.

Address

853 3rd Street
Hot Springs, AR
71913

Telephone

+15016810710

Website

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