12/03/2025
Hey did you all hear about the new Trump Accounts?
This is what you need to know:
The U.S. government has created a new program called Trump Accounts, designed to help children build wealth from birth.
Here are the key points:
• $1,000 automatic deposit for children born between 2025–2028.
• Anyone — parents, grandparents, friends, or employers — can contribute up to $5,000 per year.
• A massive $6.25 billion donation from Michael & Susan Dell means about 25 million kids will receive an extra $250, especially in lower-income communities.
• The money is required to be invested in low-cost U.S. stock-market index funds so it can compound over many years.
• No money can be withdrawn until the child turns 18. After that, it can be used for:
• Education
• A first home
• Starting a business
• Or rolled into retirement savings
This program officially launches July 4, 2026, and it represents one of the biggest wealth-building initiatives for children in decades.
If you have kids or grandkids born in the eligible years, this is definitely something to take advantage of.