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02/23/2026

Consider Your Doctors – and any changes
you may want
• With Original Medicare, you can go to any doctor or hospital that takes
Medicare anywhere in the U.S. As long as your doctor participates in
Medicare, they will be covered.
• In Medicare Advantage, you’ll need to use doctors who are in the plan’s
network in most cases - unless it’s emergency care. You can ask your
preferred doctor whether they participate in Medicare Advantage plans and
note which plans those are.
DOCTORS COVERED WORKSHEET
List the names of your preferred primary care doctor and specialists
that you want to keep seeing in the numbered boxes. Then use
the Plan Compare tool to see if your doctors are covered in the
Medicare Advantage plans you are considering.
1) Select the particular plan you are looking at and click
“Plan Details”
2) Scroll to “Benefits & Costs” and click the “View Provider Network Directory” link
3) Look for your doctor’s name to see if they are listed in the network
4) Write yes or no indicating whether each doctor is listed on the plan network

02/07/2026

Some Days You’re Doing Your Best, Even If It Doesn’t Look Like It

Not every healthy day looks the same. Some days you eat well, move your body, feel motivated. Other days you just get through work, come home tired, and sit quietly doing nothing — and that’s still okay.

Health isn’t about being perfect every day. It’s about showing up in whatever way you can. Drinking water when you remember. Taking a short walk when your head feels heavy. Choosing rest when your body asks for it.

Progress doesn’t always look active. Sometimes it looks like patience. And sometimes, just surviving the day is enough.

01/21/2026

Maintaining a Healthy Outlook
Women today have busy, demanding lives. You may feel pulled in different directions and experience stress from dealing with work, family and other matters, leaving little time for yourself. Learning to balance your life with some time for yourself will pay off with big benefits — a healthy outlook and better health.
Steps you can take:
Stay in touch with family and friends.
Be involved in your community.
Maintain a positive attitude and do things that make you happy.
Keep your curiosity alive. Lifelong learning is beneficial to your health.
Healthy intimacy takes all forms but is always free of coercion.
Learn to recognize and manage stress in your life. Signs of stress include trouble sleeping, frequent headaches and stomach problems; being angry a lot; and turning to food, drugs and alcohol to relieve stress.
Good ways to deal with stress include regular exercise, healthy eating habits and relaxation exercises, such as deep breathing or meditation. Talking to trusted family members and friends can help a lot. Some women find that interacting with their faith community is helpful in times of stress.
Get enough sleep and rest. Adults need around eight hours of sleep a night.
Talk to your health care provider if you feel depressed for more than a few days; depression is a treatable illness. Signs of depression include feeling empty and sad, crying a lot, loss of interest in life, and thoughts of death or su***de. If you or someone you know has thoughts of su***de, get help right away. Call 911, a local crisis center or (800) SU***DE.

01/08/2026

Talk to Your Provider or Pharmacist
Find a provider or pharmacist you trust. Ask questions like:
Why am I taking this?
How should I take it?
What side effects should I look out for?
Never stop your medicine without talking to your provider first. Some medicines can cause harm if you stop suddenly.

12/25/2025

Evaluate your coverage every year
You don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollment Period is October 15 to December 7 every year. During this time, you can join, switch or drop a Medicare Advantage plan or a prescription drug plan. It’s a good idea to review your Medicare coverage every year to make sure it still serves your needs.
You will automatically go back to Original Medicare if you drop a Medicare Advantage plan during open enrollment, and you will lose drug coverage if it was included with your plan. You may replace drug coverage with a stand-alone prescription drug plan at this time without penalty. A penalty may apply if you drop drug coverage and more than 63 days pass before you get it again.

12/11/2025

Enroll on time to avoid late enrollment penalties
Medicare Part B and Part D may add penalties to your premium payments if you enroll after your IEP ends and don’t qualify for a Special Enrollment Period. If you don’t qualify for premium-free Part A, you’ll also face late penalties for Part A if you miss your IEP. Each part has its own rules for timing and for calculating the penalty.
The Part B penalty is an additional 10% of the premium amount for each full 12-month period you could have had Part B and didn’t. The penalty is charged every month for as long as you have Part B.
The Part D penalty is an additional 1% of the average Part D premium for each month you delay enrollment. The penalty amount may change each year along with annual Part D premiums. It’s charged every month for as long as you’re enrolled in Part D.
The Part A penalty is an additional 10% of the premium amount and is charged every month for twice the number of years enrollment was delayed.

11/26/2025

You can add additional coverage to government-sponsored Original Medicare
If you choose Original Medicare, you can add additional coverage. For example, many people add a Medicare Part D plan to help with prescription drug costs. These plans are offered by private insurance companies.

11/11/2025

Glow Naturally Without Heavy Makeup

Discover the secrets to radiant skin using simple, natural methods. From hydrating masks to gentle exfoliation, your skin can shine from within. Embrace a routine that nourishes and protects, leaving you with a healthy glow every day. Remember, beauty starts with self-care!

✨ Natural glow, no filter needed! 🌿💖

10/26/2025

Choose a Medicare plan with benefits you need
Once you sign up for both Part A and Part B, you have to consider if you need further coverage. Parts A and B only cover hospital and medical coverage, respectively. This means things like drugs and dental are not provided for.
Part D plans can provide prescription drug coverage.
Medicare Advantage plans can provide prescription drug coverage & additional benefits such as dental, vision or hearing coverage.
Identify what you need and want covered before selecting the kind of Medicare coverage you end up with.

10/12/2025

Consider delaying Medicare Part B
You may be able to postpone Part B – and delay paying the premium – if you have other creditable coverage. You might be working past 65 and have employer-sponsored health insurance with an employer that has 20 or more employees, for example. Or maybe you have employer-coverage from a spouse’s employer, and that employer has 20 or more employees and allows covered-dependents to delay Medicare enrollment.
Check with the plan benefits administrator before deciding to postpone your Part B enrollment. You need to confirm that you have creditable coverage, ask for written proof (especially for your drug coverage) to ensure you can qualify for a Special Enrollment Period.

09/30/2025

☀️ The Healing Power of Morning Sunlight

A few minutes of morning sunlight is one of the simplest yet most powerful health boosters. That warm glow on your skin helps regulate your body’s internal clock, improving your sleep at night and your energy during the day. Sunlight also triggers your body to produce vitamin D — a nutrient essential for strong bones, immunity, and mood regulation.

Instead of immediately reaching for your phone, try stepping outside for 10 minutes after waking. Let your body soak in natural light, breathe deeply, and start your day grounded. Your mind, mood, and health will thank you.

09/17/2025

You can sign up for Medicare as early as 3 months before you turn 65
Medicare eligibility begins at age 65, but you can sign up earlier to make sure your coverage starts as soon as possible. You will have a 7-month Initial Enrollment Period (IEP) that starts 3 months before the month of your 65th birthday. If you sign up during the first three months of your IEP, your Medicare coverage will kick in on the first day of your 65th birthday month. If you sign up later on in your IEP your coverage could be delayed.

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3332 Grey Fox Farm Road
Houston, TX
77073

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