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Evaluate your coverage every yearYou don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollmen...
12/25/2025

Evaluate your coverage every year
You don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollment Period is October 15 to December 7 every year. During this time, you can join, switch or drop a Medicare Advantage plan or a prescription drug plan. It’s a good idea to review your Medicare coverage every year to make sure it still serves your needs.
You will automatically go back to Original Medicare if you drop a Medicare Advantage plan during open enrollment, and you will lose drug coverage if it was included with your plan. You may replace drug coverage with a stand-alone prescription drug plan at this time without penalty. A penalty may apply if you drop drug coverage and more than 63 days pass before you get it again.

Enroll on time to avoid late enrollment penaltiesMedicare Part B and Part D may add penalties to your premium payments i...
12/11/2025

Enroll on time to avoid late enrollment penalties
Medicare Part B and Part D may add penalties to your premium payments if you enroll after your IEP ends and don’t qualify for a Special Enrollment Period. If you don’t qualify for premium-free Part A, you’ll also face late penalties for Part A if you miss your IEP. Each part has its own rules for timing and for calculating the penalty.
The Part B penalty is an additional 10% of the premium amount for each full 12-month period you could have had Part B and didn’t. The penalty is charged every month for as long as you have Part B.
The Part D penalty is an additional 1% of the average Part D premium for each month you delay enrollment. The penalty amount may change each year along with annual Part D premiums. It’s charged every month for as long as you’re enrolled in Part D.
The Part A penalty is an additional 10% of the premium amount and is charged every month for twice the number of years enrollment was delayed.

You can add additional coverage to government-sponsored Original MedicareIf you choose Original Medicare, you can add ad...
11/26/2025

You can add additional coverage to government-sponsored Original Medicare
If you choose Original Medicare, you can add additional coverage. For example, many people add a Medicare Part D plan to help with prescription drug costs. These plans are offered by private insurance companies.

Glow Naturally Without Heavy MakeupDiscover the secrets to radiant skin using simple, natural methods. From hydrating ma...
11/11/2025

Glow Naturally Without Heavy Makeup

Discover the secrets to radiant skin using simple, natural methods. From hydrating masks to gentle exfoliation, your skin can shine from within. Embrace a routine that nourishes and protects, leaving you with a healthy glow every day. Remember, beauty starts with self-care!

✨ Natural glow, no filter needed! 🌿💖

Choose a Medicare plan with benefits you needOnce you sign up for both Part A and Part B, you have to consider if you ne...
10/26/2025

Choose a Medicare plan with benefits you need
Once you sign up for both Part A and Part B, you have to consider if you need further coverage. Parts A and B only cover hospital and medical coverage, respectively. This means things like drugs and dental are not provided for.
Part D plans can provide prescription drug coverage.
Medicare Advantage plans can provide prescription drug coverage & additional benefits such as dental, vision or hearing coverage.
Identify what you need and want covered before selecting the kind of Medicare coverage you end up with.

Consider delaying Medicare Part BYou may be able to postpone Part B – and delay paying the premium – if you have other c...
10/12/2025

Consider delaying Medicare Part B
You may be able to postpone Part B – and delay paying the premium – if you have other creditable coverage. You might be working past 65 and have employer-sponsored health insurance with an employer that has 20 or more employees, for example. Or maybe you have employer-coverage from a spouse’s employer, and that employer has 20 or more employees and allows covered-dependents to delay Medicare enrollment.
Check with the plan benefits administrator before deciding to postpone your Part B enrollment. You need to confirm that you have creditable coverage, ask for written proof (especially for your drug coverage) to ensure you can qualify for a Special Enrollment Period.

☀️ The Healing Power of Morning SunlightA few minutes of morning sunlight is one of the simplest yet most powerful healt...
09/30/2025

☀️ The Healing Power of Morning Sunlight

A few minutes of morning sunlight is one of the simplest yet most powerful health boosters. That warm glow on your skin helps regulate your body’s internal clock, improving your sleep at night and your energy during the day. Sunlight also triggers your body to produce vitamin D — a nutrient essential for strong bones, immunity, and mood regulation.

Instead of immediately reaching for your phone, try stepping outside for 10 minutes after waking. Let your body soak in natural light, breathe deeply, and start your day grounded. Your mind, mood, and health will thank you.

You can sign up for Medicare as early as 3 months before you turn 65Medicare eligibility begins at age 65, but you can s...
09/17/2025

You can sign up for Medicare as early as 3 months before you turn 65
Medicare eligibility begins at age 65, but you can sign up earlier to make sure your coverage starts as soon as possible. You will have a 7-month Initial Enrollment Period (IEP) that starts 3 months before the month of your 65th birthday. If you sign up during the first three months of your IEP, your Medicare coverage will kick in on the first day of your 65th birthday month. If you sign up later on in your IEP your coverage could be delayed.

Do not use medicines after the expiration date. When medicines are expired, or are not longer needed, dispose of them pr...
09/06/2025

Do not use medicines after the expiration date.
When medicines are expired, or are not longer needed, dispose of them properly

Share an up-to-date list of the medicines you take, including prescription, OTC, and dietary and herbal supplements, wit...
08/24/2025

Share an up-to-date list of the medicines you take, including prescription, OTC, and dietary and herbal supplements, with each healthcare professional you see.

🧠 Your Gut Controls More Than You ThinkYou might think your gut is just there to digest food, but it's actually one of t...
08/08/2025

🧠 Your Gut Controls More Than You Think

You might think your gut is just there to digest food, but it's actually one of the most powerful systems in your body. Known as the "second brain," your gut plays a huge role in your mood, immunity, and overall health. When your gut is out of balance, you may feel tired, anxious, bloated, or even experience breakouts and brain fog — and most people don’t realize the root cause is right in their stomach.

The bacteria living in your digestive system (your gut microbiome) help control inflammation, produce vital vitamins, and even send signals to your brain. That means what you eat isn't just fuel — it's information. Whole foods, fiber-rich veggies, and fermented foods like yogurt or kimchi can help support your gut and, in turn, your mind and body.

Your health starts in your gut. Listen to it. Nourish it. Protect it.



Cold & Flu Checklist🤧 Feeling under the weather? Make sure you’ve got:🧻 Tissues💊 Decongestants🌡️ Thermometer🍯 Cough syru...
05/09/2025

Cold & Flu Checklist
🤧 Feeling under the weather? Make sure you’ve got:
🧻 Tissues
💊 Decongestants
🌡️ Thermometer
🍯 Cough syrup
📍 We’ve bundled all your cold & flu needs in one easy stop.

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3332 Grey Fox Farm Road
Houston, TX
77073

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