Alternative Benefit Solutions, LLC

Alternative Benefit Solutions, LLC We help you, your family or your business to find Affordable Health, Medicare Supplements, Dental, L So, you have us working on your behalf for FREE.

About Alternative Benefit Solutions, LLC
Alternative Benefit Solutions LLC (NH license #0410881) is a local New Hampshire independent insurance agency, specializing in Health, Dental, Life and related benefits and in good standing with the Better Business Bureau since 2002. Owner and independent Insurance agent, Tom Buonanduci, has been helping families, individuals and small business owners with their health insurance in New Hampshire for over 15 years and represents ALL insurance carriers offering plans on the Marketplace in NH. Plus, there are never any charges nor higher insurance premiums to you for working with us, as rates are set by the state. In addition, we provide a regular Newsletter to all of our clients, keeping them up-to-date on the latest developments related to Health and Dental insurance plans and life insurance, plus money saving tips and other interesting and fun information. Customers from all over New Hampshire can access our health insurance agency through this website, including Manchester, Nashua, Concord, Salem, Portsmouth, Hanover, Modadnock or Lakes region.

“Success is the sum of small efforts, repeated day in and day out.”
12/19/2025

“Success is the sum of small efforts, repeated day in and day out.”

Wellness 101: Aerobic exercise is particularly good for the brain, so choose activities that keep your blood pumping. In...
12/18/2025

Wellness 101: Aerobic exercise is particularly good for the brain, so choose activities that keep your blood pumping. In general, anything that is good for your heart is great for your brain.

Confused about your health insurance options? Contact us today so we can review your situation!
12/17/2025

Confused about your health insurance options? Contact us today so we can review your situation!

A health insurance “special enrollment period” is a time outside the yearly Open Enrollment Period when you can sign up ...
12/16/2025

A health insurance “special enrollment period” is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.

With Health Insurance an In-network copayment is a fixed amount (for example, $15) you pay for covered health care servi...
12/15/2025

With Health Insurance an In-network copayment is a fixed amount (for example, $15) you pay for covered health care services to providers who contract with your health insurance or plan. In-network copayments usually are less than out-of-network copayments.

“If people are doubting how far you can go, go so far that you can’t hear them anymore.”
12/12/2025

“If people are doubting how far you can go, go so far that you can’t hear them anymore.”

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-incom...
12/11/2025

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-income levels must pay on top of their Medicare Part B and D premiums.

Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart at...
12/10/2025

Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart attack, stroke, major organ transplant, end stage renal failure or coronary artery bypass surgery.

Tax Forms 101: 1095 – Proof of health insurance, required under the Affordable Care Act (ACA). Most taxpayers will no lo...
12/09/2025

Tax Forms 101: 1095 – Proof of health insurance, required under the Affordable Care Act (ACA). Most taxpayers will no longer receive this form, unless you get your insurance through the Healthcare Marketplace. If you do, you may be entitled to a special premium tax credit. You will need this form to support this deduction.

The “Family and Medical Leave Act” is a federal law that guarantees up to 12 weeks of job protected leave for certain em...
12/08/2025

The “Family and Medical Leave Act” is a federal law that guarantees up to 12 weeks of job protected leave for certain employees when they need to take time off due to serious illness or disability, to have or adopt a child, or to care for another family member. When on leave under FMLA, you can continue coverage under your job-based plan.

“Start where you are. Use what you have. Do what you can.”
12/05/2025

“Start where you are. Use what you have. Do what you can.”

What happens to HSA money if you don't spend it? If you don't spend the money in your account, it will carry over year a...
12/04/2025

What happens to HSA money if you don't spend it? If you don't spend the money in your account, it will carry over year after year. Your HSA can be used now, next year or even when you're retired.

Address

Po Box 81
Hudson, NH
03051

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 2pm

Telephone

(603) 622-5700

Website

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