Alternative Benefit Solutions, LLC

Alternative Benefit Solutions, LLC We help you, your family or your business to find Affordable Health, Medicare Supplements, Dental, L So, you have us working on your behalf for FREE.

About Alternative Benefit Solutions, LLC
Alternative Benefit Solutions LLC (NH license #0410881) is a local New Hampshire independent insurance agency, specializing in Health, Dental, Life and related benefits and in good standing with the Better Business Bureau since 2002. Owner and independent Insurance agent, Tom Buonanduci, has been helping families, individuals and small business owners with their health insurance in New Hampshire for over 15 years and represents ALL insurance carriers offering plans on the Marketplace in NH. Plus, there are never any charges nor higher insurance premiums to you for working with us, as rates are set by the state. In addition, we provide a regular Newsletter to all of our clients, keeping them up-to-date on the latest developments related to Health and Dental insurance plans and life insurance, plus money saving tips and other interesting and fun information. Customers from all over New Hampshire can access our health insurance agency through this website, including Manchester, Nashua, Concord, Salem, Portsmouth, Hanover, Modadnock or Lakes region.

Reminder: The Medicare Annual Enrollment Period began on October 15th and will run through 12/7/2025. Please contact us ...
11/11/2025

Reminder: The Medicare Annual Enrollment Period began on October 15th and will run through 12/7/2025. Please contact us with any questions you may have!

Unlike an HSA, an FSA has to be set up by your employer. Like an HSA, you and your employer can make pre-tax payroll con...
11/10/2025

Unlike an HSA, an FSA has to be set up by your employer. Like an HSA, you and your employer can make pre-tax payroll contributions to the account to cover qualified medical expenses. One benefit of an FSA is your total annual election amount is available to you on Jan. 1. On the flip side, if you don’t use your FSA dollars by year-end, you lose the funds.

"Change your thoughts and you change your world."
11/07/2025

"Change your thoughts and you change your world."

Can I use HSA for dental? You can also use HSAs to help pay for dental care. While dental insurance can help cover costs...
11/06/2025

Can I use HSA for dental? You can also use HSAs to help pay for dental care. While dental insurance can help cover costs, an HSA can also help cover any out-of-pocket expenses resulting from dental care and procedures.

Fast Fact: Coinsurance is the percentage of the costs of a covered health care service or prescription drug you pay afte...
11/05/2025

Fast Fact: Coinsurance is the percentage of the costs of a covered health care service or prescription drug you pay after you've paid your deductible. You pay 100 percent of the full allowed amount until you meet your deductible.

A preferred provider is a provider who has a contract with your health insurer or plan to provide services to you at a d...
11/04/2025

A preferred provider is a provider who has a contract with your health insurer or plan to provide services to you at a discount. Check your policy to see if you can see all preferred providers or if your health insurance or plan has a “tiered” network and you must pay extra to see some providers.

Confused about your health insurance options? Contact us today so we can review your situation!
11/03/2025

Confused about your health insurance options? Contact us today so we can review your situation!

“There are many ways of going forward, but only one way of standing still.”
10/31/2025

“There are many ways of going forward, but only one way of standing still.”

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes...
10/30/2025

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan. Also, the period of time beginning with a policy's effective date during which a health plan may not pay benefits for certain pre-existing conditions.

The primary requirements for an HRA are that (1) the plan must be funded solely by the employer and cannot be funded by ...
10/29/2025

The primary requirements for an HRA are that (1) the plan must be funded solely by the employer and cannot be funded by salary reduction, and (2) the plan may only provide benefits for substantiated medical expenses.

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and h...
10/28/2025

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Tips for boosting your brain: Physical activities that require hand-eye coordination or complex motor skills are particu...
10/27/2025

Tips for boosting your brain: Physical activities that require hand-eye coordination or complex motor skills are particularly beneficial for brain building.

Address

Po Box 81
Hudson, NH
03051

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 2pm

Telephone

(603) 622-5700

Website

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