10/30/2025
The 2026 Open Enrollment for those who buy Health Insurance in the under 65 individual market is here!!
Health Insurance Open Enrollment is from November 1st-December 31st for a January 1, 2026 effective date and from January 1st-January 15th for a February 1,2026 effective date.
After this only government defined life events will allow for new coverage such as loss of group health coverage (left the job/quit) marriage/divorce, birth/adoption, or permanent move all within 60 days of the event to report.
Four carriers to choose from in 2026: Carefirst, Kaiser, United Healthcare and Wellpoint.
Federal advanced premium tax credits are still here for those that qualify, plus Maryland has added a state assistance program to off set the costs of healthcare in addition to the federal credits for individuals meeting tax credit guidelines.
Do you need to get on our schedule? Call us to schedule your free annual insurance review, we have appointments available Monday-Friday 9am-6pm and limited Saturday and Sunday appointments.
Call us at 410-557-0811 to get scheduled.
Ted & Sallie Turnbaugh
Your Broker Team