01/15/2026
Each year, Part D plans can change their premiums, deductibles, and copays. And throughout the year, you move through coverage phases. Your costs will differ in each coverage phase. You might also experience drug cost changes if you take a medication with negotiated prices.
Remember that there are two ways to get Part D coverage—through a stand-alone Part D plan, or as part of a Medicare Advantage plan. The information here on Part D costs applies to both kinds of Part D coverage.
Contact your SHIP if you have questions about changes in costs and coverage of your Medicare in 2026, for help understanding SEPs, or to learn about programs that can help you with Medicare costs. SHIP counselors provide unbiased Medicare counseling and assistance. www.shiphelp.org