Senior Benefits Solutions

Senior Benefits Solutions Senior Benefits Solutions is focused on Medicare Education and helping seniors understand their Medicare Health Plan options.

We represent all major Medicare Supplements, Medicare Advantage and Part D plans. There is no fee for our services. Located in Kennewick, WA we are available to help Medicare Beneficiaries throughout Washington and Oregon.

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll...
03/27/2026

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll typically want to enroll in Medicare when first eligible to avoid penalties.

Reminder: Medigap plans are regulated at the federal level, but pricing is set by private insurance companies.
03/26/2026

Reminder: Medigap plans are regulated at the federal level, but pricing is set by private insurance companies.

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.
03/25/2026

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in fu...
03/24/2026

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in future years.

Medicare Supplement Insurance Plans premiums may be rated using different methods such as community-rated, issue-age-rat...
03/23/2026

Medicare Supplement Insurance Plans premiums may be rated using different methods such as community-rated, issue-age-rated, or attained-age-rated.

If you don’t qualify for full Medicaid, you may still be able to get assistance with part of your Medicare costs. Based ...
03/20/2026

If you don’t qualify for full Medicaid, you may still be able to get assistance with part of your Medicare costs. Based on your state’s limits on income and asset levels, you can qualify for one of the other Medicare Savings Programs. This helps to pay for some of the out-of-pocket costs associated with Medicare.

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is t...
03/19/2026

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is the most important one. There can be consequences if a beneficiary doesn’t enroll within their allotted window and has no other coverage.

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts ...
03/18/2026

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Your Initial Enrollment Period is a critical time for setting up your Medicare coverage. Whether applying for Original M...
03/17/2026

Your Initial Enrollment Period is a critical time for setting up your Medicare coverage. Whether applying for Original Medicare or choosing a Medicare Advantage, the point is to make informed choices during this window to avoid unnecessary costs and gaps in coverage.

Enrolling in a Medicare Advantage plan combines your Parts A and B coverage and often includes a Part D (prescriptions) ...
03/16/2026

Enrolling in a Medicare Advantage plan combines your Parts A and B coverage and often includes a Part D (prescriptions) portion into the plan.

Why you should work with us! Ongoing Service After You Enroll: If you have billing issues, claim questions, or need to u...
03/13/2026

Why you should work with us! Ongoing Service After You Enroll: If you have billing issues, claim questions, or need to update coverage, you have a real person to call — not just a 1-800 number.

Address

Kennewick, WA
99336

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 12pm

Telephone

(509) 735-1011

Website

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Our Story

Established in 2010 Senior Benefits Solutions co-owners, Urszula Kobiesa and Denise Sliger have over 25 years of experience helping Medicare beneficiaries navigate through the Medicare process. We take a consultative approach based on education and understanding of Medicare . Whether you are turning 65 or retiring after 65 we have the experience and knowledge to walk you through the steps necessary to get your paperwork in order and get your coverage in place. We represent all major Medicare Supplemental Plans, Part D prescription Plans and Medicare Advantage Plans. We are available to meet with with you during office hours or by appointment. There are no fees for our services.