7 Rivers Senior Advisors

7 Rivers Senior Advisors With twenty years of experience in the insurance industry, Debbie Lee is a seasoned professional committed to serving the needs of her clients.

As a Senior Insurance Advisor, she brings a wealth of knowledge and expertise to make informed decisions.

Wellness 101: Eat for energy and strength: Focus on whole foods—lean protein, fruits, vegetables, whole grains, and heal...
02/05/2026

Wellness 101: Eat for energy and strength: Focus on whole foods—lean protein, fruits, vegetables, whole grains, and healthy fats. Staying hydrated is just as important, even if you don’t feel thirsty.

Medicare Scams 101: Don’t click links or open attachments in emails or texts claiming to be from Medicare. Medicare does...
02/04/2026

Medicare Scams 101: Don’t click links or open attachments in emails or texts claiming to be from Medicare. Medicare does not communicate that way.

Medicare Part B 101: You can delay Part B without penalty if you have creditable employer coverage from active employmen...
02/03/2026

Medicare Part B 101: You can delay Part B without penalty if you have creditable employer coverage from active employment.

Wellness 101: Stay physically active (safely): Aim for regular movement like walking, swimming, chair exercises, or ligh...
02/02/2026

Wellness 101: Stay physically active (safely): Aim for regular movement like walking, swimming, chair exercises, or light strength training to support balance, heart health, and mobility.

What’s the difference between Original Medicare and Medicare Advantage? Original Medicare (Part A & B): Run by the gover...
01/30/2026

What’s the difference between Original Medicare and Medicare Advantage? Original Medicare (Part A & B): Run by the government; you can add a Part D drug plan and a Medigap plan. Medicare Advantage (Part C): Offered by private insurers; often bundles medical, drug, dental, vision, and hearing benefits.

Why you should work with an insurance agent: Medicare has enrollment deadlines and penalties. An independent agent helps...
01/29/2026

Why you should work with an insurance agent: Medicare has enrollment deadlines and penalties. An independent agent helps you enroll correctly the first time, avoiding unnecessary late-enrollment fees.

Do I need a prescription drug plan (Part D)? If you don’t have creditable drug coverage, enrolling in Part D when first ...
01/28/2026

Do I need a prescription drug plan (Part D)? If you don’t have creditable drug coverage, enrolling in Part D when first eligible helps you avoid late-enrollment penalties, even if you don’t take medications now.

Can I keep my doctor on Medicare? Most doctors accept Medicare, but not all plans are the same. Some Medicare Advantage ...
01/27/2026

Can I keep my doctor on Medicare? Most doctors accept Medicare, but not all plans are the same. Some Medicare Advantage plans use networks, so it’s important to confirm your providers are covered.

Does Medicare cover dental, vision, and hearing? Original Medicare generally does not cover these services. Many Medicar...
01/26/2026

Does Medicare cover dental, vision, and hearing? Original Medicare generally does not cover these services. Many Medicare Advantage plans offer extra benefits that may include dental, vision, and hearing coverage.

Your Initial Enrollment Period lasts 7 months. It starts 3 months before your 65th birthday, includes your birthday mont...
01/23/2026

Your Initial Enrollment Period lasts 7 months. It starts 3 months before your 65th birthday, includes your birthday month, and ends 3 months after. Missing it can lead to potential penalties.

Medicare Fast Fact: Prescription drug coverage isn’t automatic. If you don’t enroll in a Part D plan when you’re first e...
01/22/2026

Medicare Fast Fact: Prescription drug coverage isn’t automatic. If you don’t enroll in a Part D plan when you’re first eligible and don’t have creditable coverage, you could pay a penalty later.

A certified Medicare agent helps you compare—not guess. A licensed agent can explain options and help you choose coverag...
01/21/2026

A certified Medicare agent helps you compare—not guess. A licensed agent can explain options and help you choose coverage that fits your needs and budget.

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3167 Berlin Drive
La Crosse, WI
54601

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