02/20/2026
📉 Are mortgage payments actually LOWER than last year?
The answer in MANY Indiana counties is… YES. 👏
This map compares January 2026 vs. January 2025 and shows where median mortgage payments have decreased (based on a median-priced home with 10% down).
And here’s what that means 👇
✅ Buyers – Affordability is improving in many areas. That creates opportunity, negotiating power, and more options.
✅ Sellers – When affordability improves, buyer activity follows. But pricing strategically from day ONE is still everything.
The market isn’t crashing.
It isn’t exploding.
It’s adjusting.
Adjusting = opportunities for all.
Smart buyers & sellers are winning because they understand the numbers. 🎖️
If you want to know what this looks like specifically in White County or your neighborhood, message me. I’ll break it down for you.