Schaffran Insurance Products

11/24/2010

Dependents, up to the age of 26, are eligible for coverage under your group health plan,as long as your plan includes dependent coverage. Dependents may not be eligible for coverage if they are able to enroll in their own employer-sponsored group plan. A dependent whose coverage or benefi ts ended because they reached a prior age limit must be given written notice that dependent coverage is available and informed of

Health Care

11/16/2010

Why do some people waive Personal Injury Protection?I don't recommend you do this since adding it costs very little compared to the consequences of not having this coverage.They can be devastating.Personal Injury Protection will provide coverage for your accident related medical bills up to the amount of the limits you purchased. With out it your passengers may not be covered if you have an accident

11/12/2010

Most Home Owner's policies don't cover snowmobiles and those that do may not provide the coverage you think you have. Please check your's today. I quote with many companies and can give you the options and choice of companies that you need. Call 501.4056 area code 360 for WA. and OR

11/12/2010

SNOWMOBILE INSURANCE: What to Look For in a Snowmobile Insurance Policy
Make sure that you don't get left out in the cold with insufficient insurance coverage. Some snowmobile coverages to consider are: *Year-round coverages*Safety apparel coverage *Towed trailer coverage*After-market parts and accessories* Collision Coverage and Other than Collision Coverage.

11/01/2010

To the folks on Medicare. November 15th to December 31st marks the time frame for reviewing and switching your Medicare Part D coverage and reviewing/switching to a Med Advantage Plan. There have been many changes made this year. Some of you are getting letters. If you have any questions call me at 360.501.4056

11/01/2010

As you begin winterizing your travel trailers and Motor homes remember to allow for plenty of ventilation. Roof damage may be attributed to improper storage. If you wrap your vehicle and don't allow for proper air travel to evaporate the condensation it exposes you to that type of decision. The best way is to have your vehicle parked in a garage or car port type structure.

07/15/2010

Oregon/Federal High Risk Pool Update 7/14: Oregon now operates a federal high-risk program. There is one application for both state and federal pools; program staff will determine from the application who qualifies for which pool, since eligibility requirements vary. Coverage for the new Federal Medical Insurance Pool is effective as early as Aug. 1st. Regence Blue Cross Blue Shield handles the plan for the state.

07/02/2010

Renters; Not only will renter's insurance protect your personal items, it will also give you help with temporary housing and liability protection such as medical expenses for people on your property or a lawyer if you are sued by someone unintentionally injured by you. Once you determine your need for renter's insurance.Call or e-mail me to discuss your options and talk about the price of a policy.

06/14/2010

Uninsured/Underinsured Motorist: Although most states require car owners to have insurance, some motorists do not. Uninsured motorist coverage pays for injuries sustained in an accident with an uninsured (or hit and run) driver. Uninsured motorist insurance covers the difference between actual losses sustained and what an insured can collect from an at-fault driver, up to policy limits.

06/13/2010

As an Independent Agent I am appointed by many companies, allowing me to do your competitive shopping. I have been appointed to represent companies such as; PEMCO, The Hartford, Safeco, Allied, Oregon Mutual, Progressive, Foremost, Safeco, Haggerty, Bristo West, Dairy Land, Viking and more. For your Health Insurance needs I represent Regence, Premera, Lifewise, Assurant, Mutual of Omaha, Sterling Health Plans & more.

06/13/2010

4-H Clubs, Show Animals, Rodeo Horses, Barrel Racers and most Rodeo events.
I can find you coverage to protect your investment working with The Hartford Insurance Company , Allied General and others.

06/13/2010

COBRA coverage about to end or looking for Health or Dental coverage? Or, Short Term Medical Coverage if you are leaving college or between jobs? In Washington and Oregon I represent Regence, Premera, Lifewise and Assurant Health Care programs. Call or e-mail me and we can discuss your needs.