Louisville Insurance from Dick Watts Insurance 502.245.3625

11/23/2025

💚 Final Expense Insurance: Peace of Mind for Your Family 🤍

Planning ahead isn’t always easy…
But leaving no financial burden on your loved ones is one of the most thoughtful gifts you can give.

Final Expense (Burial) Insurance covers:
✅ Funeral & burial costs
✅ Cremation expenses
✅ Medical bills
✅ Outstanding debts
✅ Any end-of-life expenses your family may face

Why clients choose this coverage:
💵 Affordable monthly premiums
📝 No medical exam — simple application
🔒 Guaranteed coverage options available
⏱️ Fast payout to your family when they need it most

📞 Call Mike Watts at 502-245-3625
💚 Independent Agent • 25 Years of Experience
💻 dickwattsinsurance.com

Give your family peace of mind — not bills.

11/20/2025

🚫 GoFundMe Is NOT a Financial Plan.
✔️ Term Life Insurance Is.
Life happens fast — and too often, families are left scrambling for help after a tragedy. Many turn to GoFundMe as a last resort… but your loved ones deserve more than hope and donations.
Here’s the truth 👇
💔 GoFundMe
No guarantee you’ll raise enough
Money arrives slowly (or not at all)
Creates stress for your family during the worst moments
Relies on friends, strangers, and luck

❤️ Term Life Insurance
Guarantees a tax-free payout to your family
Costs less than most people think (often under $1/day)
Helps cover the mortgage, bills, and income loss
Provides real security — not a fundraiser
If your family had to rely on one…
Which would you choose?
Protect your loved ones with a plan, not a plea.
Call me for an easy, no-pressure quote. 📞 502-245-3625

11/20/2025

Protect the people you love most. ❤️

Life Insurance isn’t for you…
It’s for the people who would miss you the most.

At Dick Watts Insurance, we make it simple:
✔ Affordable term life options
✔ Coverage that protects your family, income & mortgage
✔ Policies that fit any budget
✔ Local service — real people, real help

No call centers. No pressure. Just honest guidance.
Call or text 502-245-3625 for a quick quote today.

11/19/2025

🚫 GoFundMe Is NOT a Financial Plan.
✔️ Term Life Insurance Is.
Life happens fast — and too often, families are left scrambling for help after a tragedy. Many turn to GoFundMe as a last resort… but your loved ones deserve more than hope and donations.
Here’s the truth 👇
💔 GoFundMe
No guarantee you’ll raise enough
Money arrives slowly (or not at all)
Creates stress for your family during the worst moments
Relies on friends, strangers, and luck
❤️ Term Life Insurance
Guarantees a tax-free payout to your family
Costs less than most people think (often under $1/day)
Helps cover the mortgage, bills, and income loss
Provides real security — not a fundraiser
If your family had to rely on one…
Which would you choose?
Protect your loved ones with a plan, not a plea.
Call me for an easy, no-pressure quote. 📞 502-245-3625

11/19/2025

Protect Your Loved Ones with Term Life Insurance! 💙

Life is unpredictable, but your family’s financial security doesn’t have to be. Here are the top reasons why term life insurance is a smart choice for you and your loved ones:

🔹 Affordable Peace of Mind: Get significant coverage at a low premium. Term life insurance fits your budget while providing maximum protection.

🔹 Financial Security: Ensure your family can cover essential expenses like mortgage payments, education costs, and daily living needs if something happens to you.

🔹 Simple and Flexible: Easy to understand and customizable to fit your needs. Choose a term that aligns with your financial goals, whether it’s 10, 20, or 30 years.

🔹 Temporary Needs: Ideal for covering temporary financial obligations. Secure your family’s future during the years they need it most.

🔹 Convertibility: Many policies offer the option to convert to permanent insurance without a medical exam, giving you long-term flexibility.

🔹 Peace of Mind: Enjoy the comfort of knowing you’ve taken a responsible step to protect your family’s future.

Don’t wait! Secure your family’s future today with term life insurance. It’s an affordable, straightforward way to provide the financial protection they deserve.

11/18/2025

11/18/2025

Attention Home Remodelers & Contractors!

Remodeling a home is exciting — but risky. Did you know that a standard homeowners policy usually won’t cover theft, vandalism, or fire damage during a remodel?

🏚️ Home remodeling (builders risk) insurance protects your project from common risks like:
✅ Theft of materials (appliances, copper piping, or building supplies)
✅ Vandalism or property damage when the home is vacant
✅ Fire and debris removal costs (average claim over $30,000)
✅ Damage to materials while in transit or temporary storage

Whether you’re replacing a roof, adding a new kitchen, or flipping a house, don’t leave your investment unprotected.

👉 Call Mike Watts Insurance at 502-245-3625 or visit www.dickwattsinsurance.com
to quote a Builders Risk or Remodeling Insurance policy today.

11/17/2025

Building or renovating? Protect your project.

Builder’s Risk Insurance covers:
🧱 The building under construction
📦 Materials on-site, in transit, or in storage
🔧 Labor and installed work (including subcontractors)
🔥 Fire, theft, vandalism, wind, and more

Does it cover subcontractors’ work?
➡️ Yes. As long as their work becomes part of the structure and the loss is caused by a covered peril.

Not covered: tools/equipment, faulty workmanship, liability claims.

If you’re building, flipping, or renovating in Kentucky, call me. I can help you get the right coverage.

📞 502-245-3625

11/16/2025

🔑 Attention Property Investors and Realtors! 🏚️🏠
Are you renovating or flipping homes for rental properties? Don’t risk your investment without the right insurance coverage! As an independent insurance agent, I specialize in Landlord Insurance, Property Insurance, and Vacant Home Insurance designed to protect your properties during every phase of your investment.

✨ Why choose us?
✅ Tailored coverage for rental properties and renovations
✅ Protect your property during rehab and flipping projects
✅ Affordable rates and reliable service
✅ Coverage for both active rentals and vacant properties

Whether you’re rehabbing a property to rent or need coverage for a vacant home, I’ve got you covered! 🛡️ Let’s ensure your investments are protected.

📞 DM me or call 502-245-3625 for a FREE consultation!

11/15/2025

🏗️🏠 Building Dreams, Brick by Brick: Securing Success for New Construction Homes! 🌟🛡️

Exciting news on the horizon! We’ve just written a Builder’s Risk policy for a client embarking on the journey of building their dream home. 🚧✨

Starting a new construction project comes with its share of excitement and challenges. That’s where our comprehensive insurance coverage steps in – protecting your investment from groundbreaking to final touches.

Whether it’s a new home, renovation, or commercial project, we’re here to provide tailored insurance solutions that give you peace of mind every step of the way.

Ready to safeguard your construction venture? Comment or send us a message to explore how we can protect your building dreams! 🏗️🔒

11/14/2025

RENOVATIONS OR NEW CONSTRUCTION
🏗️ Protect your construction projects with Builder's Risk Insurance! From groundbreaking to completion, safeguard against unforeseen risks like theft, fire, and vandalism. Tailored coverage options and flexible deductibles ensure peace of mind for contractors and property owners. Build with confidence, secure with Builder's Risk Insurance! Learn more: https://www.dickwattsinsurance.com/builders-risk-insurance/

🚧✅

11/13/2025

Owning multiple classic cars is a dream. Insuring them shouldn’t be a nightmare. If you own a collection of classic or antique vehicles, you’ve probably run into these issues: 🚗 Limited mileage restrictions that don’t fit your needs 🧾 Insurers not offering agreed value or guaranteed value coverage 💰 Paying too much with multiple policies 🧰 Poor understanding of your restoration or storage setup 📉 Claims that undervalue your car’s worth As an independent agent, I help car collectors: ✅ Bundle classic vehicles under one policy ✅ Get agreed or guaranteed value coverage ✅ Save with multi-vehicle classic car discounts ✅ Work with insurers that understand car enthusiasts Let’s talk about how to properly protect your collection. 📞 Call or text 502-245-3625 🌐 dickwattsinsurance.com turn this into a paragraph for my email newsletter to my customer. and say we are excited to partner with Hagerty Insurance and some of the benefits of working with Hagerty