David Flood-Insurance Broker

David Flood-Insurance Broker Husband, father, business owner and Insurance Broker with HealthMarkets. Serving Colorado. Free consultations.

I help families protect their future with life and health insurance because I’ve seen how fast life can change. As a life and health insurance agent, I am dedicated to helping individuals and families secure their futures by providing comprehensive insurance coverage. With a deep understanding of the insurance industry, I have access to a variety of insurance providers and coverage options, includ

ing life insurance, health insurance, and supplemental insurance. I take the time to get to know each of my clients, understand their needs, and provide personalized insurance solutions tailored to their specific situation. Whether you're looking to protect your family's financial stability, ensure that you have access to quality healthcare, or both, I'm here to help. I believe in providing excellent customer service, clear communication, and a hassle-free insurance experience. I take pride in building long-lasting relationships with my clients and always putting their needs first. If you're looking for a life and health insurance agent who will work with you to find the best coverage options, look no further! Contact me today to schedule a consultation and start securing your future.

01/26/2026

Open Enrollment is over, but you can still get health insurance for 2026 if you qualify for a Special Enrollment Period.

Qualifying events that allow you to purchase health insurance coverage can include:

Birth, adoption or placement of a child in foster care
Pregnancy (certified by healthcare provider)
Marriage or divorce
Death of a family member enrolled through Connect for Health Colorado
Loss of health insurance from an employer or loss of COBRA subsidy
No longer qualifying for Medicaid or Medicare
Aging out of your parents’ plan at 26 or expiration of your student health plan
Moving to Colorado and/or a new permanent address
Leaving incarceration
Gaining of lawful presence
Changes in income (for those enrolled through Connect for Health Colorado)

If/when you experience one of these events, you have 60 days to enroll in health insurance coverage before your Special Enrollment Period ends.

For more details or help enrolling, get in touch with our team at ConnectforHealthCO.com.

Get life insurance right from your phone with no medical exam required. Just answer a few simple health questions online...
01/26/2026

Get life insurance right from your phone with no medical exam required. Just answer a few simple health questions online.

Get up to $2M in minutes at https://agents.ethoslife.com/invite/17e72

Licensed In Colorado

11/04/2023

Affordable Care Act Open Enrollment for 2024 is open now!

Navigate the maze of health insurance choices with a licensed insurance agent by your side. Call 1-888-241-1036 to find a plan that aligns with your needs.

A simple guide to Understand the Various Types of Life Insurance!
10/19/2023

A simple guide to Understand the Various Types of Life Insurance!

As seasons change, should your health insurance coverage, too? As a licensed insurance agent with HealthMarkets I can he...
10/04/2023

As seasons change, should your health insurance coverage, too? As a licensed insurance agent with HealthMarkets I can help you answer that question. Call me at 970-227-6860 to discuss your options and learn how I can help you today.

09/06/2023

If you pay out-of-pocket for vision exams and services the average cost is over $500 per family member. A supplemental vision plan, which covers common things like eye exams with an ophthalmologist, costs on average $14-$38/month (even less expensive plans are available).

Click http://spr.ly/6183PsyGf to learn more about supplemental vision insurance and why it might be right for you.

09/06/2023

If you are frustrated by out-of-pocket medical costs, supplemental insurance may be able to help. To discuss your options, click http://spr.ly/6187PtuXv to contact a licensed insurance agent at HealthMarkets for a consultation, at no cost to you.

08/04/2023

Free Carhartt entry and support a small business! Like and share!

I thrive to maintain a high quality product with the eye for detail on every project.

Here for your interior and exterior remodeling, new construction, basement finish, and so much more!

Multiple references available!

Use my link below!! Get Life Insurance in minutes with great rates all from the comfort of your home! If you have any qu...
07/31/2023

Use my link below!! Get Life Insurance in minutes with great rates all from the comfort of your home! If you have any questions or need help, call me directly at 970-227-6860 https://agents.ethoslife.com/invite/17e72

06/28/2023

At HealthMarkets Insurance Agency, you can find insurance options with less effort. Licensed insurance agents work with you to search our network of over 200 local and nationally recognized carriers to find the coverage that's right for you. Click http://spr.ly/6184OLSGa to learn more about your insurance options

06/27/2023

Hello Neighbors! I am David Flood, an insurance entrepreneur and dedicated professional. My passion lies in protecting and securing the lives of individuals and families in my community. Growing up in the charming town of Windsor, I developed a strong sense of community and a drive to serve others, which has guided me throughout my career.

From a young age, I understood the value of hard work and meaningful relationships. Inspired by the close-knit community that shaped me, I embarked on a career path that would allow me to make a positive impact. With a genuine desire to help others, I entered the insurance industry, where I gained valuable experience working for reputable insurance agencies. It was during this time that I honed my skills and developed a comprehensive understanding of the complex world of insurance.

Driven by my entrepreneurial spirit, I took a bold step and started running my own health and life insurance business in Loveland. My vision was to create a company that not only excelled in the insurance industry but also prioritized building strong relationships with clients. I wanted to be the trusted advisor who could guide individuals and families towards making informed decisions about their insurance needs, ensuring their peace of mind and financial security.

At my agency, HealthMarkets Insurance, I provide personalized and tailored insurance solutions to my clients. I take the time to truly understand their unique circumstances and craft insurance plans that address their specific requirements. By doing so, I ensure that each client receives optimal coverage for their health and life insurance needs. The trust and confidence my clients place in me have earned me a solid reputation as a reliable and trustworthy insurance professional within the Loveland community.

Beyond my professional endeavors, I am deeply invested in the prosperity and well-being of my local community. With a loving wife and daughter, both born in Loveland, I understand the importance of protecting loved ones and securing their future. That's why I actively seek new clients in Loveland, eager to offer my expertise and guidance in navigating the complex insurance landscape.

In addition to my work, I cherish quality time with my family and embrace the natural beauty of Colorado. I am an active participant in community initiatives and support local charities and organizations, as I believe in giving back to the place that has given me so much.

With core values rooted in integrity, professionalism, and exceptional customer service, I strive to be a remarkable advocate for the well-being and security of individuals and families in Loveland. My unwavering commitment and genuine care make me the trusted advisor clients can rely on for their insurance needs.

Address

Loveland, CO
80538

Telephone

+19702276860

Website

https://agents.ethoslife.com/invite/17e72

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