12/12/2025
The ACA Marketplace (Healthcare.gov)
Open Enrollment ends in 4 days. MONDAY DECEMBER 15, 2025 is the last day for folks to buy health insurance coverage, if they want their plan and benefits to start 1/1/26.
For all CDIB Native card holders there is no open enrollment but can be signed up witb little to no out of pocket expenses!
As we all know, this has been a particularly turbulent year with lots of uncertainty – still, even today. And we recognize that not everybody wants ACA health insurance. But for those who do, and qualify, we are the only option that supports DPC. Mending’s plans and benefits are designed in a way that prioritizes preventive and primary care. As you have conversations with your patients, friends, and family, we hope Mending is the best option vs. the large and incumbent health insurance companies. Please know we are here to support you and them during these final days. You can direct them to email dpc@mending.com at any time.
CLEAR BREAKDOWN!
The biggest benefits of using Mending Health Insurance when you are also using Direct Primary Care (DPC) physicians in Oklahoma — especially compared with trying to get DPC on your own or using traditional insurance models:
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✅ 1. $0 Cost for Direct Primary Care Visits
With Mending plans, your DPC membership and visits are included at no extra cost — you don’t pay separate membership fees for concierge-style primary care. This means:
• Unlimited visits with your local DPC physician (in-person or virtual) with no copays even before meeting your deductible. 
This eliminates the typical DPC subscription fee that many clinics charge when you get a DPC membership outside of insurance.
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✅ 2. No Deductible for Primary Care
Mending plans cover DPC physician services with no deductible or cost-sharing — you can see your doctor as often as needed without worrying about hitting a deductible first. 
Traditional insurance often requires you to meet a deductible before primary care visits are “fully covered,” which can limit how much care you actually use. With Mending + DPC, that barrier goes away.
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✅ 3. Stronger Doctor-Patient Relationship
DPC physicians focus on giving more time and attention to each patient. Mending supports this model financially, so you benefit from:
• Longer, unrushed appointments
• Same-day or next-day scheduling
• Direct lines of communication (texts, calls, emails)
• Personalized preventive care plans
All of this leads to better continuity of care and potentially better health outcomes. 
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✅ 4. Primary Care That Keeps You Out of Expensive Care
By making it easy and free to access primary care early (before minor issues become big problems), you often reduce avoidable hospital visits, urgent care trips, and specialist costs. Mending emphasizes this preventive focus as part of its plan design. 
Many people in DPC models choose to keep insurance precisely for the bigger needs — not for day-to-day primary care. In Mending’s case, you get the best of both: primary care that keeps you healthy and comprehensive insurance for the rest. 
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✅ 5. Insurance Still Covers Everything Else
While your DPC physician handles primary care directly, Mending insurance provides full coverage for:
• Specialist visits
• Labs, imaging, and tests
• Hospitalizations
• Surgeries
• Pharmaceuticals (with predictable copays depending on plan) 
So you’re not “giving up” insurance — you’re enhancing it.
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✅ 6. Predictable Out-of-Pocket Costs
Mending plans have clearly defined copays and out-of-pocket limits for non-primary care services. This transparency helps you budget your health expenses more predictably compared with traditional plans where surprise bills or unreadable benefits are common. 
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🧠 In Summary
By combining Mending insurance with DPC in Oklahoma, you get:
✔ Primary care that’s truly free, accessible, and relationship-focused
✔ Removes traditional cost barriers to seeing your doctor
✔ Insurance that actually complements the kind of care you want
✔ Preventive care that helps reduce serious, expensive health events
This blend makes healthcare more personal, affordable, and effective than traditional insurance alone or paying for DPC outside of a p
Welcome to the Health Insurance Marketplace®. Official government website.
