Sima Insurance LLC

01/08/2026

🚨 Health Insurance Update – ACA Subsidies 🚨
Today, the U.S. House of Representatives passed a new bill that could bring back enhanced ACA (Obamacare) subsidies.
Here’s what that means in simple terms:
✅ The bill could lower monthly premiums for many people
✅ It could help middle-income families who lost financial help in 2026
✅ It is NOT law yet — the Senate still has to vote
Right now, many people are paying more because extra subsidies expired. This bill is designed to make coverage more affordable again if it passes.
📌 Important reminders:
Nothing changes today. Coverage and pricing stay the same until a law is finalized.
January 15 is the deadline to enroll or make changes to Marketplace coverage for plans starting February 1.
If you or your family buy health insurance through the Marketplace, this is a good time to stay informed and review your options.
👉 I’ll continue to share updates as things develop.

01/08/2026

💡 Did You Know?

Health insurance isn’t just for emergencies — it helps you stay healthy year-round.

✔ Annual checkups may be covered
✔ Telehealth options may be available
✔ Urgent care visits can cost less than ER visits

A quick review can help you make the most of your coverage.

📞 Call (956) 637-8002
📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

01/07/2026

💡 Did You Know?

Choosing the right health insurance isn’t just about price — it’s about having support you can trust.

✔ A local agent can help you understand your options clearly
✔ Personalized guidance can save you time and stress
✔ Ongoing support is available even after you enroll

At SIMA Insurance, we’re committed to helping you feel confident in your coverage decisions — today and in the future.

📞 Call (956) 637-8002
📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

01/06/2026

🌟 Affordable Health Coverage Is Within Reach 🌟

Finding the right health insurance doesn’t have to be overwhelming. SIMA Insurance makes it simple.

✔ Affordable Marketplace plans
✔ Coverage for individuals and families
✔ One-on-one enrollment assistance

Whether you’re enrolling for the first time or reviewing your current plan, we’re here to help.

📞 Call (956) 637-8002
📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

01/05/2026

🌟 Medicare Basics Made Simple 🌟

Medicare doesn’t have to be confusing. At SIMA Insurance, we help you understand your options so you can choose coverage with confidence.

🔵 Part A — Hospital insurance
Covers inpatient hospital stays, skilled nursing, and hospice care

🔵 Part B — Medical insurance
Covers doctor visits, preventive care, and outpatient services

🔵 Part C — Medicare Advantage
Combines Parts A & B and may include dental, vision, and hearing

🔵 Part D — Prescription drug coverage
Helps reduce the cost of medications

📞 Call (956) 637-8002 for a FREE Medicare consultation
📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

01/05/2026

Don't wait to get the right insurance! Let’s find a plan that ensures your peace of mind. Reach out today! 956-637-8002 https://www.simainsurancetx.com

01/05/2026

Life Insurance Isn’t Just for Income Replacement—Here Are 7 Other Ways It Protects Your Family

When most people think of life insurance, they imagine it as a replacement for lost income, a safety net that helps the family keep the lights on if the breadwinner passes away. But the truth is, life insurance is far more versatile and can support your loved ones in ways you may not have considered...

01/02/2026

💡 Did You Know?

Your health insurance plan may offer flexible care options that fit your lifestyle — not just traditional office visits.

📱 Telehealth services may let you speak with a doctor anytime, anywhere.
🏥 Urgent care coverage can be a more affordable option than the emergency room for non-emergencies.
💳 Cost-sharing benefits may help reduce your out-of-pocket expenses depending on your plan.

If you’re not sure which benefits apply to you, SIMA Insurance can help you review your coverage and find options that work best for you.

📞 Call (956) 637-8002 for a free coverage review.

📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

01/01/2026

💡 Did You Know?

Health insurance can do more than cover doctor visits — it can help you save money and plan smarter for your care.

🧾 Many plans include annual preventive care to help catch issues early.
📍 In-network providers can significantly lower your out-of-pocket costs.
💻 Online tools & member portals may help you manage claims, benefits, and appointments with ease.

Not sure how to take full advantage of your coverage? SIMA Insurance is here to help you understand your benefits and make the most of them.

📞 Call (956) 637-8002 for a free coverage review.
📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

12/31/2025

Start the new year off safely with these tips for your New Year's Eve celebrations and beyond. Stay safe and enjoy the festivities!

12/30/2025

🌟 Affordable Health Coverage Is Within Reach! 🌟

Getting quality health insurance doesn’t have to be complicated. SIMA Insurance is here to help you find Marketplace coverage that fits your needs and your budget.

✅ Affordable plans for individuals and families
✅ Comprehensive coverage for everyday care and peace of mind
✅ Easy enrollment with personalized, one-on-one guidance

Whether you’re enrolling for the first time or reviewing your current plan, our team is ready to help every step of the way.

📞 Call (956) 637-8002 to get started today.
📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501

12/29/2025

🌟 Understanding Medicare Made Simple! 🌟

Medicare can feel overwhelming, but you don’t have to figure it out alone. SIMA Insurance is here to help you understand your options and choose coverage that fits your healthcare needs.

💙 Part A — Hospital coverage (inpatient care, skilled nursing)
💙 Part B — Medical coverage (doctor visits, outpatient services, preventive care)
💙 Part C — Medicare Advantage plans (may include dental, vision, and more)
💙 Part D — Prescription drug coverage

Whether you’re enrolling for the first time or reviewing your current plan, our team will guide you every step of the way with personalized support.

📞 Call (956) 637-8002 for a FREE Medicare consultation.

📍 1417 N Ware Rd Suite 130, McAllen, Texas 78501