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A reform of the US's main source of residential flood insurance is changing the price of premiums, impacting take up and...
12/18/2025

A reform of the US's main source of residential flood insurance is changing the price of premiums, impacting take up and coverage. More in this memo by Francesc Ortega and Ivan Petkov

The US's main source of flood insurance has undergone the biggest reform since it inception. Will it help reduce Americans’ financial exposure to flooding?

Mark Zandi joins EconoFact Chats to discuss the state of the economy, focusing on consumer sentiment, Fed Independence, ...
12/17/2025

Mark Zandi joins EconoFact Chats to discuss the state of the economy, focusing on consumer sentiment, Fed Independence, and likely trends in inflation, unemployment, and GDP growth in early 2026.

Mark Zandi discusses the state of the economy, focusing on consumer sentiment, Fed Independence, and likely trends in inflation, unemployment, and GDP growth in early 2026.

How can state-level policies reduce food insecurity?
12/16/2025

How can state-level policies reduce food insecurity?

State minimum wage and refundable state earned income tax credit (EITC) policies can reduce food insecurity among economically at-risk households with children.

Are tariffs raising US retail prices? Recent data indicates goods prices have indeed been increasing in response to tari...
11/23/2025

Are tariffs raising US retail prices? Recent data indicates goods prices have indeed been increasing in response to tariffs, although the magnitude of price increases remains modest relative to the announced tariff rates.

Prices of over 350,000 products at major U.S. retailers show a slow and gradual pass-through of tariffs to consumers. Both imports and U.S.-made goods are affected.

Recent college graduates starting out their professional careers are particularly vulnerable to economic conditions. You...
11/21/2025

Recent college graduates starting out their professional careers are particularly vulnerable to economic conditions. Young workers graduating into a recession face worse employment prospects and tend to receive lower earnings relative to peers who graduated just before or after the recession.

Graduating college in a downturn can have lasting career impacts. Worsening trends for new graduates raise concerns for those graduating in the COVID recession.

While individuals may become homeless for many reasons, overall variations in homelessness are closely associated with t...
11/21/2025

While individuals may become homeless for many reasons, overall variations in homelessness are closely associated with the availability of affordable housing. Charles Collyns (EconoFact) explains why the US homeless population has been rising:

In 2024, the number of people experiencing homelessness in the United States on a single night was the highest since survey records began. Why is this?

While changes in the rate of immigration have a complex fiscal impact, projections suggest that on balance, higher immig...
11/20/2025

While changes in the rate of immigration have a complex fiscal impact, projections suggest that on balance, higher immigration tends to reduce the government deficit and support social security payments for the retired.

Immigration has accounted for almost half of U.S. labor force growth since 1995. Slower labor force growth would negatively impact employment and GDP growth.

How might a fiscal crisis in the U.S. come about? And how might it be avoided? Greg Mankiw discusses in this episode of ...
11/19/2025

How might a fiscal crisis in the U.S. come about? And how might it be avoided? Greg Mankiw discusses in this episode of EconoFact Chats.

Greg Mankiw discusses some of the key economic challenges facing the U.S.

College sports are undergoing rapid and profound transformation. Andrew Zimbalist analyses the economic impact of the re...
11/19/2025

College sports are undergoing rapid and profound transformation. Andrew Zimbalist analyses the economic impact of the recent changes.

A suit settlement that allows colleges to pay student athletes and other changes are upending the economics of college sports. But much remains uncertain.

In spite of rising flood risks, the number of flood insurance policies in the United States has been going down.
11/16/2025

In spite of rising flood risks, the number of flood insurance policies in the United States has been going down.

The US's main source of flood insurance has undergone the biggest reform since it inception. Will it help reduce Americans’ financial exposure to flooding?

Recent research in the US and elsewhere finds that when labor markets are tight and firms have a hard time finding worke...
11/16/2025

Recent research in the US and elsewhere finds that when labor markets are tight and firms have a hard time finding workers, immigration helps firm growth and increases firm formation, with no negative impact on wages of natives.

The growth of the working-age population born in the U.S. has slowed dramatically — particularly among less-educated workers. Has immigration filled the gap?

How has repealing Roe V. Wade impacted abortion trends in the U.S.?
11/15/2025

How has repealing Roe V. Wade impacted abortion trends in the U.S.?

New research is finding evidence that differences in abortion access are contributing to diverging outcomes for women, infants, and families across states.

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