KLC Financial

03/27/2026

The KLC team is looking forward to NEFA Spring Conference in Huntington Beach next week. Always the best time catching up with people we don’t see enough and spending a few days surrounded by a really strong group across the industry.

03/26/2026

Fun night at Puttshack with the team⛳

Some solid shots, plenty of misses, and a lot of laughs in between. Good reminder that stepping away together matters just as much as showing up every day.

Moments like these are what fuel our culture—collaborative, fun, and built on genuine relationships.

03/19/2026

Today we were proud to host “Ask a Credit Officer,” an open and candid forum through RMA where analysts and lenders could bring any question to a panel of seasoned credit leaders.

This event was all about creating a space for real conversations and learning more about the "why" behind credit decisions, and the practical guidance that helps us all grow in our careers.

A huge thank-you to our panel for sharing their insights, experience, and perspectives:

Dan Ryan, Credit Officer – Old National Bank
Todd Sharkey, Chief Credit Officer – Sunrise Banks
Shannon Smith, Chief Credit Officer – KLC Financial
Moderator: Ryan Baker, Vice President – SPECTRUM Commercial Finance

We’re grateful to RMA and to all the risk management professionals who joined us today. The engagement and thoughtful questions made this a truly valuable session.

Looking forward to hosting more events like this and continuing to support the development of our credit and lending community!

03/18/2026

Celebrating Excellence at KLC!

We’re proud to recognize two outstanding team members whose hard work and dedication continue to make a difference across our organization.

✨ Employee of the Month – Elizabeth Spafford

Elizabeth has made an incredible impact through her strong work ethic, positive attitude, and commitment to excellence. She consistently shows up ready to contribute, support her team, and go above and beyond in everything she does. Her reliability and drive truly embody the spirit of KLC, and we’re lucky to have her on our team!

👏 Sales Rep of the Month – Lesley (Thomas) Farmer, CLFP

Lesley continues to stand out for her ability to connect with clients and deliver results that matter. Her thoughtful approach, deep industry knowledge, and dedication to finding the right solutions make her a trusted partner to both customers and colleagues. She brings a level of professionalism and consistency that keeps raising the bar for our entire team.

Thank you, Elizabeth and Lesley, for your continued excellence and the energy you bring to KLC every day!

03/17/2026

🍀 Today, everyone’s a little bit Irish.

St. Patrick’s Day brings people together to celebrate rich traditions, lively spirit, and the joy of community. From parades and music to shared stories and laughter, it’s a day that reminds us how meaningful connection can be. 💚

However you’re celebrating, we hope your day is filled with cheer, good company, and a touch of Irish charm.

Happy St. Patrick’s Day from all of us at KLC Financial! 🍀

03/16/2026

Vegas, here we come. 🎢

Mike and Joe will be at Amusement Expo International next week at Booth #2069. If your business runs on games, rides, and fun, we should probably talk about financing.....between rounds of arcade games of course 🕹️

03/13/2026

We had a blast being a part of this event again this year. So much fun ❤️

03/09/2026

Last week the KLC crew was down in New Orleans for Gulf Coast Bank’s Rally Day.

Somewhere between finding our way to the rally, Gulf Coast’s pig mascot, and whatever is happening with those outfits… this photo happened. New Orleans has a way of bringing out the personality in a group.

Really grateful for the time with our Gulf Coast partners and the chance to spend a couple of fun days together.

03/06/2026

Yesterday this KLC team jumped into MATTERbox Madness at Mall of America, joining 15 other teams to pack 10,000 snack packs for kids across the Twin Cities. There was a little friendly competition, a lot of teamwork, and more snack boxes flying down the line than you could imagine.

Did we take home the trophy? Not this year. But we had a blast being part of it and helping make a real impact.

Thanks to MATTER for putting on such a fun event and for all you do for our community. Shout out to all of the teams who showed up with big time energy!

Training for next year starts now. 💪😄

03/04/2026

Excited to share several recent equipment financings supporting the growth of businesses across a variety of industries. From healthcare and recycling to construction, landscaping, and entertainment, we’re proud to help our clients expand capacity, enhance operations, and bring new offerings to their communities. Here are a few highlights:

💸 $37,290
Funding provided to support the expansion of a regional recycling and waste collection provider’s Material Recovery Facility, including a new industrial air compressor powering robotics that enhance sorting efficiency and overall operations.

💸 $542,606
Funding provided to support the expansion of surgical capacity at a Dallas area specialty hospital through the acquisition of advanced imaging, pain suite, and procedural equipment—including a C arm, ultrasound, thrombectomy system, patient monitoring, and bariatric lifting solutions—to prepare for increased case volume and future facility consolidation.

💸 $80,191
Funding provided to support the expansion of a leading landscape services provider through the purchase of an additional equipment trailer and the conversion of a rental excavator, strengthening capacity and efficiency for residential and hardscaping projects.

💸 $339,000
Funding provided to support the expansion of a multi location amusement and attractions operator through the addition of new rides and onsite enhancements, elevating the guest experience and increasing revenue potential at a high traffic entertainment venue.

💸 $110,000
Funding provided to support the expansion of a concrete pumping equipment fleet through the acquisition of an additional pump, enabling increased capacity to service both new and existing construction customers across commercial, residential, and public works projects.
Looking to fuel your growth in 2026?
Let’s talk about how KLC can help power your next chapter:
https://bit.ly/4u6oSZa

02/26/2026

We’re honored to share that KLC has been named a 2026 Monitor Best Company in the Culture category. This recognition means a lot because it reflects who we are behind the scenes. The way our team supports each other. The way we show up for our customers. The steady, everyday commitment to doing things the right way while having tons of fun doing it.

View our press release: https://bit.ly/4qYAAlV

Thankful for a team that makes KLC what it is. Grateful for everyone who trusts us to be part of their growth. 💙

02/23/2026

🎉 𝗪𝗲'𝗿𝗲 𝗛𝗶𝗿𝗶𝗻𝗴!

KLC Financial, a division of Gulf Coast Bank & Trust, is hiring an Account Manager to join our Minnetonka team.

If you love building relationships, supporting customers, and being part of a team that genuinely enjoys helping businesses grow, this could be a great fit.

Come grow with us.

Apply here:

Summary  The Account Manager is responsible for managing all aspects of an assigned portfolio from a Business Development Representative. The Account Manager acts as a right-hand resource to sales, and facilitates major communication between departments (Sales, Ops, Accounting, Titling, Cu...