Thrizer

The better way to pay for out-of-network therapy Therapists use Thrizer to accept online payments and upgrade their client experience.

Thrizer is a payments app for therapy-goers and mental healthcare professionals that makes out-of-network therapy more accessible. Individuals use Thrizer to pay a co-pay for out-of-network therapy instead of paying their provider's full fee and waiting for insurance reimbursement. We provide the financial infrastructure so that the flow of funds between patients, providers, and payers is frictionless, transparent, and lightning fast. We believe this allows us all to focus on what truly matters.

09/20/2023

This is a really tough one. But when providers are undervalued and overworked by insurances, it is going to happen. �

One reason insurances have so much power is because they don't answer to providers.

But they do care about maintaining a large network for their customers (employers / individuals).

When providers start going out-of-network it puts them in a tough position.

Their members with OON benefits still expect decent coverage - since that is what they are paying for.

Appeasing them means covering a decent amount of the rate that the provider sets.

When enough providers go out of network, it becomes a real problem.

People are forced to go with providers that don't accept their insurance directly, and want their insurance to cover a majority of the cost.

This is definitely not a long-term solution and puts people at risk of not getting the care they need.

But what we're seeing in the mental health space is eye opening for providers across all disciplines.

Providers don't need to play by the rules of insurance.

When your client can get reimbursed $180 of your $200 cash fee, from an insurance that was only offering you half of that to be in-network...

It's a no brainer.
for your therapy sessions to save automatically and never wait for insurance reimbursements again!

09/12/2023

Health insurance is built for employers but paid for by employees.

Employers command power in healthcare because they can lower health insurance costs for their employees.

The result is that health insurance companies cater to the needs of the employer rather than the individuals that ultimately fund them.

Which pretty much takes away your freedom of choice.

If you're unhappy with my experience using Samsung, you can easily switch to Apple.

Not so much the case with health insurance.

You'd have to wait until open enrollment to switch your carrier. And your employer might not even be big enough to offer multiple carriers.

When catering to employers, everything becomes about cost optimization and administrative efficiency.

The member experience becomes largely irrelevant.

Most people don't question this until they've had that negative experience, that unexpected medical bill you thought your insurance would pick up 100%.

We'd love to see a future where the individual was treated as the customer and was totally in control of health insurance choices.

09/06/2023

Bringing more mental health professionals in-network needs to go way beyond simply increasing reimbursement rates.

Compensating providers fairly is the first step, but here are two other reasons why it may not be enough to attract them:

Administrative load: It shouldn't take months to get credentialed or hours to get someone on the phone who can give you answers. Providers shouldn't be worried whether they'll get paid or if they get clawed-back.

If working with insurance takes away time and energy from providers, they will continue to search for other options to support their practice.

Lack of autonomy: Mental health is complicated because diagnosis and outcomes aren't easily measured. Insurance has way too much power in treatment plans and timelines.

If insurance continue to have a say in treatment rendering and medical necessity, providers will continue to search for other options to support their practice.

Payers will need to figure out how to accommodate both of these cases - else providers will continue to go out-of-network.

Especially when they realize it doesn't necessarily come at the cost of accessibility 👀

08/30/2023

Some dreams do come true....

With Thrizer Pay, mental healthcare is readily accessible to everyone.

This opens a whole new world of options for anyone searching for a therapist or out-of-network provider.

No longer do they need to limit themselves to their network and compromise on how soon they receive care.

People who could have never afforded to go to out-of-network specialists before, now can.

Those who depended on insurance reimbursements to book their next session, can now increase their monthly therapy appointments by 4x, without worrying about their bank balance.

Thrizer Pay allows people to truly focus on themselves and their healing, rather than how they will afford care.

08/21/2023

Insurance companies have way too much control in a patient's mental health treatment.

If you ever had experience with Residential and PHP level of treatment for mental illness, you will see this in action.

It is truly ridiculous.

Intensive care for mental health, is expensive. No doubt. It hurts the bottom line when that type of serious treatment is needed.

But it is often a lot easier to measure treatment necessity for physical injuries / symptoms than for mental illness. This gives the insurance company a lot more control when deciding how much to cover.

It is so stressful for providers to prep for their insurance reviews every week, often times just fighting for approval for just a few more days of treatment in the facility.

Time and time again people are forced to leave treatment before their care team recommended, because their insurance refused to pick up any more days of treatment. Because according to the insurance protocol / evaluation, the patients were ready for the reduced level of care.

It sounds crazy, but it's true - the random insurance case manager you are assigned often has more control in your treatment plan than the providers who treat you day in and out.

Here’s to a future where medical necessity is decided by those who provide the care.

08/11/2023

Compatibility with your therapist matters. It’s known to be one of the biggest predictors of positive outcomes in therapy.

Their working style, expertise, personality - it all matters in your treatment!

It's okay to take the time to explore the fit with your therapist, communicate what works and what doesn't, and ultimately decide whether you think your provider is right for you.

This is one of the most unique aspects to mental healthcare - the dynamic with your provider matters a lot!
for your therapy sessions to save automatically and never wait for insurance reimbursements again!

08/09/2023

There’s so many great things to know if you are just starting therapy.

Here are some of our favorites!�

1️⃣ Healing isn’t linear

2️⃣ The relationship with your therapist matters

3️⃣ Most of the work is done outside of therapy

4️⃣ Your ideal therapist may not accept your insurance

5️⃣ Therapists are humans

08/07/2023

Happy Monday to everyone except the people who decided that paying therapists $60 / hour is fair compensation for their skills & value.
Therapists save lives. We need to revamp the system so that therapists earn a fair, livable wage and mental healthcare is still affordable & accessible. Until insurances see the value and need for good mental healthcare benefits, there will continue to be an accessibility problem.

07/24/2023

Most people think trying to get reimbursed by their insurance for an out-of-network provider is a waste of time.

We're always amazed when someone comes to Thrizer with thousands worth of past therapy superbills they simply didn't submit to their insurance...

A simple way to make our healthcare system more efficient is to make OON services and reimbursements more robust and customary.

Always a fun time seeing your reactions when you're reimbursed thousands on appointments you had written off 😏

07/18/2023

Not saying Thrizer is a true fix to these problems, but it def is is a good option 😉

07/17/2023

Facts! Mental health is health 💙💜

07/05/2023

Does anyone understand this 🤔😂

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Mountain View, CA

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http://www.thrizer.com/

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