Michelle Dempsey, Title 19 Specialist in CT

Michelle Dempsey, Title 19 Specialist in CT Michelle Dempsey guides families through the complex Medicaid application process to help seniors pay nursing home & long term care costs in CT.

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. I've worked in this field for more than 18 years and submitted over 200 applications while working for an attorney who specialized in elder care. Knowing what the rules and requirements are for the various programs, I can make sure you meet the program qualifications and help you and your family through the application process.

🌷✨ Happy Easter! ✨🌷As we celebrate this season of renewal and hope, just as spring brings new beginnings, effective Titl...
04/05/2026

🌷✨ Happy Easter! ✨🌷

As we celebrate this season of renewal and hope, just as spring brings new beginnings, effective Title 19 Medicaid planning can lay the groundwork for a secure future for you and your loved ones.

Whether you're navigating health changes or seeking guidance on asset protection, I’m here to provide clarity and support. Together, we can ensure that the challenges of today do not overshadow the possibilities of tomorrow.

Wishing you and your families a joyful and peaceful Easter!

No one plans for the moment when health changes everything.With the right Title 19 Medicaid planning, there are protecti...
04/04/2026

No one plans for the moment when health changes everything.

With the right Title 19 Medicaid planning, there are protections in place to help ensure the spouse at home is not left struggling.

✔️ The home may be protected
✔️ Income allowances can help maintain stability
✔️ Assets can be structured the right way

This isn’t just about finances- it’s about protecting the life you built together. ❤️

📩 If your family is facing this situation, don’t wait.
Let’s talk through your options.

Michelle Dempsey
Title 19 Specialist | Connecticut

Many families don’t explore Title 19 Medicaid until care is urgently needed…🚨 That delay can limit your options🚨 It can ...
04/03/2026

Many families don’t explore Title 19 Medicaid until care is urgently needed…

🚨 That delay can limit your options
🚨 It can increase out-of-pocket costs
🚨 It can risk assets that could have been protected

Early planning = more control, more protection, and less stress.

📍 If your spouse’s health is changing, now is the time to talk.
Michelle Dempsey – Helping CT families navigate Title 19

When a husband or wife needs long-term care, one of the biggest fears is:👉 “Will I lose everything?”The good news? Under...
04/01/2026

When a husband or wife needs long-term care, one of the biggest fears is:
👉 “Will I lose everything?”

The good news? Under Title 19 Medicaid, there are protections in place for the healthy spouse.

✔️ You may be able to keep your home
✔️ You’re allowed to retain certain income
✔️ Assets can be structured to protect your future

Planning ahead makes ALL the difference.

📩 Don’t wait until a crisis- get guidance now.
Michelle Dempsey, Title 19 Specialist

When a health crisis happens, families often feel overwhelmed and unsure where to begin.Understanding Medicaid options a...
03/27/2026

When a health crisis happens, families often feel overwhelmed and unsure where to begin.

Understanding Medicaid options and planning steps can help bring clarity during difficult moments.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Applying for Medicaid usually requires detailed financial documentation.Getting organized early can help prevent delays ...
03/25/2026

Applying for Medicaid usually requires detailed financial documentation.

Getting organized early can help prevent delays and make the application process much smoother. 📂

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Caregivers often take on a lot of responsibility while helping loved ones navigate healthcare and financial decisions.Le...
03/23/2026

Caregivers often take on a lot of responsibility while helping loved ones navigate healthcare and financial decisions.

Learning about Medicaid planning can help caregivers feel more confident and supported throughout the process. ❤️

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

A common question families ask is whether a home must be sold to qualify for Medicaid. 🏡In many situations, the rules ar...
03/22/2026

A common question families ask is whether a home must be sold to qualify for Medicaid. 🏡

In many situations, the rules are more complex than people expect. Understanding your options can help you make informed decisions about the future.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Life insurance policies may be considered differently during a Medicaid application depending on their type and value.Un...
03/21/2026

Life insurance policies may be considered differently during a Medicaid application depending on their type and value.

Understanding these rules can help families prepare and avoid unexpected complications during the application process.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Many families ask whether personal assets like vehicles affect Medicaid eligibility. 🚗The answer often depends on indivi...
03/19/2026

Many families ask whether personal assets like vehicles affect Medicaid eligibility. 🚗

The answer often depends on individual circumstances and program rules. Learning about these details early can help families plan with confidence.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Joint bank accounts can sometimes complicate Medicaid applications. 💳Understanding how these accounts are reviewed durin...
03/18/2026

Joint bank accounts can sometimes complicate Medicaid applications. 💳

Understanding how these accounts are reviewed during the eligibility process can help families avoid confusion and unexpected delays.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Many families worry about how long-term care expenses might impact retirement savings. Understanding Medicaid eligibilit...
03/17/2026

Many families worry about how long-term care expenses might impact retirement savings. Understanding Medicaid eligibility rules can help protect financial stability while ensuring loved ones receive the care they need.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

Address

12 Roosevelt Avenue, Mystic Packer Building, Packer Business Suites, Office 6
Mystic, CT
06355

Opening Hours

Monday 9:30am - 4:30pm
Tuesday 9:30am - 4:30pm
Wednesday 9:30am - 4:30pm
Thursday 9:30am - 4:30pm
Friday 9:30am - 4:30pm

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Guiding Families Through the Complex Medicaid Application Process

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. Michelle Dempsey has worked in this field for more than 12 years and submitted over 200 applications while working for an attorney who specialized in eldercare. Knowing what the rules and requirements are for the various programs, Michelle can make sure you meet the program qualifications as she helps you and your family through the application process.

Don’t waste time and effort (and money) trying to qualify for a federal or state program that may not work for you or your loved ones. Call Michelle Dempsey today at (860) 245-8165.