Insure U Health & Life Insurance LLC

Insure U Health & Life Insurance LLC Passionate about helping people navigate and understand their Health and Life Insurance options.

The Medicare Annual Enrollment period (October 15th–December 7th) is almost over. This is your chance to make changes to...
11/30/2024

The Medicare Annual Enrollment period (October 15th–December 7th) is almost over. This is your chance to make changes to your Medicare health and prescription drug plans for the upcoming year. This period allows for all Medicare beneficiaries to make changes, unlike other enrollment periods that offer more limited eligibility.

Have questions? Our team is here to help! Reach out before time runs out.

11/07/2024

Hey Nashville! I have been busy with my Medicare beneficiaries, but that does not mean I still can't help you with your life insurance.

Click the following link to get a quote yourself! It's quick and easy and NO MEDICAL EXAM is required. https://agents.ethoslife.com/invite/524ca

As always, if you need me you can schedule an appointment here: https://calendly.com/tessa-zemgulys/life-insurance-needs-assessment 😀❤️Tessa

Passionate about helping people navigate and understand their Health and Life Insurance options.

10/15/2024

How will the Inflation Reduction Act impact your Medicare Prescription Drug Plan? Call your trusted local agent to find out! 615-588-0267- ask for Tessa!

10/15/2024

🚨 Nashville Area Residents - Reminder: The Medicare Annual Enrollment Period is here!

From October 15th to December 7th, you have the opportunity to review and adjust your Medicare health and prescription drug plans for the upcoming year. This period allows for all Medicare beneficiaries to make changes, unlike other enrollment periods that offer more limited eligibility.

Got questions? Our team is LOCAL and here to support you! 💙

Passionate about helping people navigate and understand their Health and Life Insurance options.

The Medicare Annual Enrollment Period is rapidly approaching and starts on Tuesday, October 15th!From October 15 to Dece...
10/14/2024

The Medicare Annual Enrollment Period is rapidly approaching and starts on Tuesday, October 15th!

From October 15 to December 7, you have a unique opportunity to review and make any necessary changes to your Medicare health and prescription drug plans for 2025. This is the time to ensure your coverage is perfectly suited to your needs!

Don’t wait. Mark your calendar now, and get ready to make the most of this enrollment period.

If you have any questions, we are here to support you!

10/13/2024

CALL TESSA - 615-588-0267

🌍✈️ Dreaming of an international adventure? Before you pack your bags, let's talk Medicare! 🩺Did you know that Medicare ...
10/04/2024

🌍✈️ Dreaming of an international adventure? Before you pack your bags, let's talk Medicare! 🩺

Did you know that Medicare generally doesn’t cover health care services abroad? But don’t worry, there are a few exceptions:

🚢 Emergency services on a ship within U.S. territorial waters (within 6 hours of a U.S. port). The doctor must be legally allowed to provide medical services on a cruise ship.
🏥 Medically necessary services in a foreign country under specific conditions, like if a medical emergency happens in the U.S. but the nearest hospital is across the border, or if you're traveling through Canada between Alaska and another U.S. state without unreasonable delay.

Even if these exceptions apply, you'll still need to cover the usual deductibles, copayments, and coinsurance, just like in the U.S. But in most cases, you’ll be responsible for 100% of the costs.

Travel should be about creating unforgettable memories, not stressing over health coverage. Whether you're exploring new destinations or visiting family, our team is here to help you navigate your Medicare needs abroad.

Got questions? We're just a call away! 🌟📞 Dial 615-588-0267 and ask for Tessa. Safe travels! 🌏✨

Did you know that less than half of millennials have life insurance? Many shy away due to myths about high costs and a c...
10/02/2024

Did you know that less than half of millennials have life insurance? Many shy away due to myths about high costs and a complicated process. Let's set the record straight:

💸 **Affordable Rates**: The younger you are, the lower your premiums. Lock in the best rates now while you're at your youngest!

🛡️ **Protect Your Loved Ones**: Without life insurance, your family could face hefty financial burdens, including funeral costs averaging $7,000-$8,000, and other ongoing expenses.

Life insurance isn't just a policy; it's a smart investment in your family's future and your peace of mind. Ready to explore your options? Let's chat! The process is easier than you think.

Did you know that two in ten enrollees misunderstand certain aspects of their plans when it comes to staying in-network?...
10/01/2024

Did you know that two in ten enrollees misunderstand certain aspects of their plans when it comes to staying in-network? Let's clear things up!

Here's what you should know about Medicare Advantage:

✅ In-network care ensures coverage and low costs.
✅ You still get Part A and Part B coverage, plus extra benefits like vision, hearing, and dental.
✅ Pre-existing conditions don't prevent you from joining a Medicare Advantage Plan.

If you want to discuss Medicare Advantage or any other Medicare-related matters, don't hesitate to reach out. We're here to support you Nasville! 💙

10/01/2024

Prayers to all who were impacted by hurricane Helene. 🙏

If you are paying too much for insulin, be sure to call us for a benefit review! 615-588-0267.
09/30/2024

If you are paying too much for insulin, be sure to call us for a benefit review! 615-588-0267.

Don’t forget: All Medicare-covered insulin is capped at $35 for a month’s supply. Also, you don’t have to pay a deductible with this benefit. https://go.medicare.gov/4gSHTrF

Did you know that nearly 90 million American families rely on life insurance to protect their financial stability and se...
09/28/2024

Did you know that nearly 90 million American families rely on life insurance to protect their financial stability and secure their retirement? It's not just about safeguarding against the unexpected — it's also about ensuring peace of mind for the years to come.

Whether you’re looking to review your existing policy or set up a new one, our team is here to help you every step of the way. Don’t leave your family's future to chance.

Contact us today to discuss how we can tailor a life insurance plan that fits your needs and provides the security your family deserves.

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Nashville, TN
37080

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