11/21/2025
Thinking about joining a health sharing plan because it looks cheaper than traditional insurance? Pause and read this first. ⚠️
Health sharing plans are not insurance. They don’t have to follow ACA rules, they don’t have to cover pre-existing conditions, and they aren’t required to pay your medical bills — even if you’ve paid in faithfully for months or years.
These plans can work for healthy people with minimal medical needs… but for chronic illness, cancer care, or even routine prevention? The gaps can be enormous.
Before you make a decision this Open Enrollment season, get the facts.
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