02/06/2026
📣 📣 Understanding the insurance carrier’s loss ratio is crucial when shopping for a Medicare Supplement plan;
When people shop for a Medicare Supplement (Medigap) plan, the first thing they always ask me is:
“Which one is the cheapest?”
Totally fair question — but it’s only a small part of the story.
🚨 There are two things I encourage ny clients to understand before choosing an insurance carrier; the company’s loss ratio and rate increase history.
To learn more about the loss ratio; what it is and when it's a red flag, please read the article at the link below;
https://lnkd.in/gFTVjH-7
My job as a broker isn’t just to find a good price - it’s to educate to help clients make sound decisions to try to avoid unpleasant surprises down the road. And this is exactly why carrier selection matters just as much as plan selection.
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