12/29/2025
I’m reposting this from thelittleshine.com because I need to see it so I’m sure a few of you might find it useful as well!
Luckily, I overspent on things during Black Friday/Cyber Monday sales that I shouldn’t need to buy any random things in January.
If anything, I need to be purging and selling/donating.
…but that’s another post.
______
Basically you commit to your essential spending and then lock yourself down from any other spending.
Of course you can do variations like just picking certain categories not to spend in or limit yourself to no-spend weekends.
Or you can even make low spend options.
One we’ve done before is eating out only once a week. Or you could make your coffee budget for the month $20.
You know your spending habits and where you need to buckle down, so you’re in charge of your spending challenge!
Who’s with me for a low to no spend January?!