12/29/2025
Many people ask whether they need to use insurance for therapy. The short answer is: not always.
For some clients, paying out of pocket ends up being simpler and more predictable than navigating deductibles, copays, authorizations, or session limits. Private-pay allows us to focus on the work itself — not the paperwork.
Here are some of the benefits to paying privately for therapy:
• Clear, upfront pricing
• No surprise bills
• No limitations set by insurance approvals or diagnosis requirements
• Discounted multi-session packages (5, 10, or 20 sessions)
Most major commercial health insurance plans are still accepted. If you have a health insurance plan that offers out-of-network benefits (OON), I can provide Superbills that you can submit to your health insurance provider for possible reimbursement.
Therapy should feel steady, transparent, and collaborative, and deciding how to pay for therapy is an important step. If you have questions about the private-pay process, please reach out via the contact form or use the online scheduler from my website to book a free 15-minute phone consult.
Visit www.josephhegeduslpc.com for scheduling options and insurance & pricing information.
Joseph Hegedus LPC is a licensed mental health therapist in Upper St Clair Pa, offering adult therapy and professional counseling for anxiety, depression, trauma & PTSD, stress & anger problems, grief & loss, relationship counseling, life coaching, and personality disorders. Book Now at josephhegedu...