enTRUST Services, 200 Roessler Road, Pittsburgh, PA (2025)

12/14/2025

Wishing you a Hanukkah filled with light, love, and joy. May the Festival of Lights bring you peace, happiness, and many blessings. Happy Hanukkah!

12/12/2025

🌟 Friday Fact : Did You Know…? 🌟

Most services in the Social Security system are about managing benefits —
but Benefits Counseling is one of the only services designed to help people make more money without losing the benefits they rely on. 🙌💰

Why does it exist?

Because research found something pretty amazing:
👉 When people actually understand the rules, they

- work more,
- earn more, and
- have fewer overpayments.

Knowledge really is power! ⚡

And here’s the coolest part: Benefits Counselors are basically the GPS for your work-and-benefits journey. They help you avoid wrong turns, skip the “Oh no, why didn’t anyone tell me?!” moments, and reach your financial and employment goals with way fewer surprises. 🚀🧭

Whether someone is starting a job, switching jobs, or dreaming bigger…Benefits Counseling helps make the road smoother.

Contact enTRUST to learn more! https://entrustdisabilitysvcs.org/

12/06/2025

enTRUST Services provides financial services that enrich the lives of people with disabilities and is a subsidiary of Mainstay.

Mainstay Life Services' mission is to enrich lives through person-centered support and inclusive community programs, unlocking the full potential of people with diverse abilities.

Learn more about Mainstay by visiting the website (MainstayLifeServices.org) and following them on social media!

Facebook: https://ow.ly/b94M50Qqxgp

Instagram: https://ow.ly/UfYQ50Qqxgs

LinkedIn: https://ow.ly/F6uV50Qqxgr

YouTube: https://ow.ly/tSQC50Qqxgq

12/05/2025

🧠 Friday FACT from enTRUST!
🗳️ How the Voting Can Impact Medicaid & Medicare

💡 Fact: Voting helps shape the policies and funding decisions that affect healthcare programs like Medicaid (Medical Assistance) and Medicare.

When people vote, they help choose leaders who decide:

How state and federal healthcare funds are used 💰
What services will be covered (like home care, mental health, and prescriptions) 🏥
How programs coordinate with state resources for seniors and people with disabilities 👩‍🦳
🌟 Your voice matters — voting ensures that your experiences and needs are represented when healthcare priorities are set for the future.

11/28/2025

🧠 Friday FACT from enTRUST!
💊 Facts About Medigap, Medicare & Medicaid!

1️⃣ Medicare isn’t “one-size-fits-all.”

Original Medicare covers hospital (Part A) and medical (Part B) costs.
Medicare Part C (Medicare Advantage) can include extra benefits like dental, vision, and wellness programs.
2️⃣ Medigap is like a superhero sidekick! 🦸

Also called Medicare Supplement Insurance, it helps cover out-of-pocket costs that Medicare doesn’t pay, like copays and deductibles.
3️⃣ Medicaid can vary by state! 🌎

It provides health coverage for people with low income or disabilities.
Some states offer extra benefits like transportation, home care, and vision.
Some people are dual-eligible, meaning they get both Medicare and Medicaid — which can make healthcare more affordable and comprehensive!

# enTRUST

11/21/2025

🧠 Friday FACT from enTRUST!

Did you know that Social Security isn’t just for retirees?
Many family members can also receive benefits. 💰

✅ Spouses (including divorced spouses in some cases)
✅ Children under 18 (or up to 19 if still in high school)
✅ Adult children with disabilities (if the disability began before age 22)
✅ Widows and widowers may also qualify for survivor benefits

💡 Fun Fact: About one in five Social Security beneficiaries receives a check because they’re a family member of a worker who paid into Social Security.

11/14/2025

🧠 Friday FACT from enTRUST!

How Ticket to Work Can Empower You!

The Ticket to Work Program helps people who receive SSI or SSDI explore employment without immediately losing their benefits. It offers:

✅ Free career support through approved Employment Networks
✅ Training and job placement resources
✅ Work incentives that let you keep healthcare and benefits as you transition to work

It’s all about building confidence, independence, and financial freedom — at your own pace.

Learn more at 👉 ssa.gov/work

11/12/2025

✨ Success Through Setbacks: Venerando’s Journey with enTRUST ✨

Venerando’s path to independence was filled with challenges. He lived in a personal care home with poor conditions, and inconsistent financial management led to the loss of his Social Security Disability Insurance (SSDI) due to unreported income. Despite this setback, he stayed focused on his goals: stable work, his own apartment, and renewing his driver’s license.

Things got tougher when the state abruptly shut down his care home, forcing him to relocate far from everything familiar. enTRUST’s Benefits Counseling team stepped in, helping him navigate complex challenges like benefits reinstatement, and the loss of income.

With no income and facing eviction from his new care home, Venerando’s support network—including enTRUST, Mainstay Life Services, Rankin Christian Center, and his family—helped him secure his own apartment. This milestone marked a turning point: he found a retail job, rebuilt his daily routine, and regained dignity through work.

enTRUST’s advocacy led to the reinstatement of his SSDI benefits and a reduction of his debt. Now, with enTRUST as his representative payee, Venerando’s benefits are managed for long-term stability. Today, he’s living independently and building the life he always envisioned which is a true testament to the power of benefits counseling, Social Security protections, and community support.

11/07/2025

🧠 Friday FACT from enTRUST!

Did you know the Social Security “Red Book” or the all-inclusive, “job bible” isn’t actually red anymore? 🔴📘

Originally printed with a bright red cover, the Red Book is now a digital guide packed with information about work incentives for people with disabilities who receive SSDI or SSI. It helps explain how you can work and still keep your benefits — making it a go-to resource for anyone navigating disability and employment.

👉 You can find the latest edition anytime at SSA.gov/redbook!

11/06/2025

🌟 Staff Spotlight: Ruth Opferman ~ enTRUST Manager

Meet Ruth Opferman, a vital part of enTRUST Services since its launch in 2023. As our Manager and Benefits Counselor, Ruth brings more than two decades of nonprofit and financial experience to her role. She oversees day-to-day operations with a unique blend of compassionate advocacy and fiscal responsibility—ensuring clients maintain critical federal benefits while pursuing greater independence through employment.

Before joining enTRUST, Ruth managed the Mainstay Life Services Residential Account, Representative Payee Program (since 2003), and Special Needs Pooled Trust (since 2011)—all of which are now part of her portfolio at enTRUST.

Ruth’s expertise is backed by a robust educational and service background. She is a U.S. Army veteran, having served five years and completed the Non-Commissioned Officer Academy. She holds an Associate of Arts from Saint Leo College, a Bachelor of Science in Organizational Leadership from Duquesne University, and most recently became a Certified Work Incentives Practitioner through Cornell University.

Ruth has collaborated with agencies like the Social Security Administration, Department of Human Services, and Allegheny County, specializing in systems like ODP, OVR, and OLTL.

Outside of work, Ruth enjoys family life with her husband of 34 years, their two children, and four grandchildren. Her lifelong commitment to serving others shines through in both her professional achievements and personal journey.

11/01/2025

enTRUST Services provides financial services that enrich the lives of people with disabilities and is a subsidiary of Mainstay.

Mainstay Life Services' mission is to enrich lives through person-centered support and inclusive community programs, unlocking the full potential of people with diverse abilities.

Learn more about Mainstay by visiting the website (MainstayLifeServices.org) and following them on social media!

Facebook: https://ow.ly/b94M50Qqxgp

Instagram: https://ow.ly/UfYQ50Qqxgs

LinkedIn: https://ow.ly/F6uV50Qqxgr

X (formerly Twitter): https://ow.ly/taP250Qqxgt

YouTube: https://ow.ly/tSQC50Qqxgq

10/31/2025

🧠 Friday FACT from enTRUST!

💸 Did You Know? Social Security & the Cost-of-Living Adjustment (COLA)

Social Security benefits didn’t always rise automatically with inflation - in fact, COLAs didn’t exist until 1975.

✅ Before 1975, it actually took an act of Congress to raise benefits.
✅ In 1972, Congress passed a law tying Social Security benefits to the Consumer Price Index (CPI) — and by 1975, automatic COLAs became reality!

Since then, beneficiaries have received annual increases most years, helping them keep up with everyday costs.

📈 Recent COLA Highlights:
• 2025: +2.5%
• 2024: +3.2%
• 2023: +8.7% (the largest in over 40 years!)

💡 Takeaway: COLAs play a vital role in protecting buying power as living costs rise.

Stay informed. Facts like this help you understand how Social Security keeps pace with inflation and supports long-term financial security!

enTRUST Services

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