Caregivers Resource Group

11/18/2025

Hi Friends - as the Founder of Caregivers Resource Group - I have been working to provide educational content and resources for you. You may or may not be aware I am a CFP(R) and work with families in care situations.

I’m doing Year-End Tax Planning Reviews built specifically for caregivers so you stop being in the dark and start making decisions before Dec 31.

If you’re caring for an aging parent, don’t wait.

DM me TAX and I’ll send the details.

11/15/2025

“I didn’t realize how one year could change everything…”

That’s what almost every family caregiver tells me when we review their taxes.

You help your parent.
You pay a few bills.
You pick up medications.
You adjust your work hours.
You cover unexpected expenses...

And suddenly — without knowing it — your taxes look completely different than last year.

Many caregivers end up:
• Paying more tax than they should
• Missing out on deductions they quietly qualify for
• Triggering higher Medicare premiums
• Filing incorrectly because caregiving changed their filing situation
• Getting hit hard when the 2026 tax law changes kick in

And the hard truth?
If you wait until January, you can’t fix any of it.

That’s why I’m offering Year-End Tax Planning Reviews designed specifically for family caregivers.

In one hour, you’ll get a clear, simple report showing:

✔ Where you actually fall in this year’s tax brackets
✔ What caregiving decisions are impacting your taxes
✔ Missed deductions or credits you qualify for
✔ Steps to take before December 31st to avoid headaches
✔ Whether you’re at risk of higher Medicare premiums
✔ A clear picture of how 2026 tax changes may hit you
(Many caregivers will see higher taxes without planning.)

Most caregivers don’t realize they have options — but only before year-end.

This is a paid service — and it can save you real money and stress.

📅 Very limited spots before December 31.
Comment “TAX” and I’ll message you privately.

10/18/2025

When you’re deep in caregiving, it’s easy to lose sight of what matters most.

Clarity doesn’t fix the hard parts — but it changes how you see them.

🌿 Explore Family Care Clarity free for 7 days — and if you join before Oct 21, you’ll lock in the lowest-ever price as part of the founding launch (limited to 35 families).

After that, the program stays open — but at the regular price.

Start Your 7 Day FREE Trail Now!
https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2&fbclid=IwY2xjawNeJo5leHRuA2FlbQIxMABicmlkETF0czR6cFVyRW0yUGIzNGptAR77MMNg1orguRuKtn4xRKxlLVZK4XkDN8_gHP9VYZw6dmtUj5vfCNj_tX_e_g_aem_nWozRBYTk9wmiQbpNj8ZAw

10/16/2025

Yesterday, I made public for the first time a service I’ve been working on for a while now.

I didn’t sleep much Tuesday night — not knowing how it’d be received.

This is my vision — built from personal and professional experience, countless hours of research, and real conversations with caregivers — an ecosystem of resources and services that truly support Family Caregivers.

There were a bunch of likes and even a few shares.

But I know most caregivers don’t comment — they just keep going.

That’s who I built FamilyCare Clarity: Beyond the Chaos™ for.

It’s a place to take a breath and start making sense of everything that’s piled up.

Inside, you’ll get:
✅ Step-by-step system to make sense of the chaos
✅ Financial wellness & coaching tools
✅ Checklists, templates, and a supportive community

Try it free for 7 days → https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2&fbclid=IwY2xjawNeJo5leHRuA2FlbQIxMABicmlkETF0czR6cFVyRW0yUGIzNGptAR77MMNg1orguRuKtn4xRKxlLVZK4XkDN8_gHP9VYZw6dmtUj5vfCNj_tX_e_g_aem_nWozRBYTk9wmiQbpNj8ZAw

If you know someone carrying a lot right now, please share or tag them.

Sometimes, the right resource shows up at just the right time.

Step-by-step caregiving plan with legal docs, financial coaching, and live support. Avoid burnout and make confident decisions.

10/15/2025

Caregiving changes everything.

One day you’re managing your own life — the next, you’re holding everyone else’s together.

That’s why I built FamilyCare Clarity: Beyond the Chaos™ — to help family caregivers find calm, get organized, and take back control.

You can explore it free for 7 days →
https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2

💬 If someone you know is in the middle of caregiving chaos, tag or share this post — it might be exactly what they need today.

10/14/2025

You remind your dad to take his pills, call the clinic, heat his dinner,
then sit in the car five minutes before driving home, too tired to turn the key.

Family Caregivers don’t burn out because they don’t care.

They burn out because love without structure eventually collapses.

FamilyCare Clarity: Beyond the Chaos™ turns good intentions into a plan that works.

Launches October 15 for 35 Founding Family Caregivers ready to move from surviving to steady.

If that scene feels familiar, this was built for you.
https://www.familycareclarity.com/familycare-clarity...

The FamilyCare Clarity: Beyond the Chaos (TM) is too important not to share. Please forward, like, share and comment. Thank you!

10/13/2025

As Founder of Caregivers Resource Group, I’m thrilled to finally share something deeply important to me. After years supporting families through caregiving chaos, I’ve built a new way to bring clarity, calm, and confidence back into daily life.

The missing piece was financial confidence—and now, through a partnership with Savology, families can access personalized financial coaching as part of their caregiving journey. Together, we’ll address both emotional, organizational, processes and financial strain with clarity and care.

October 15–21: FamilyCare Clarity: Beyond the Chaos™ opens for 35 Founding Family Caregivers ready to reclaim calm and rebuild stronger.

💬 Find out how: https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2

Step-by-step caregiving plan with legal docs, financial coaching, and live support. Avoid burnout and make confident decisions.

09/06/2025

💬 “Have you talked with your aging parent about how they want to handle long-term care—or how they’ll pay for it?”

It’s one of the hardest conversations adult children face. And yet, avoiding it often leads to heartbreak and chaos.

Here’s how it plays out for so many families:
“We’ll cross that bridge when we get there,” they say.
But when crisis hits—a fall, a hospital stay—there’s no bridge. Just panic. 🚑
❌ No care plan.
❌ No financial roadmap.
❌ No clarity on whether Mom wants to stay home or move to a facility.
Instead, siblings scramble to coordinate care, cover costs upfront, and manage endless paperwork—while emotions spiral with guilt, frustration, and resentment.

🌟 Why having “the talk” matters before a crisis:

Decisions made in stress rarely reflect what your parent truly wants.

Medicare does not pay for most long-term care—home care, assisted living, and memory care are often $4,000–$8,000/month, paid out-of-pocket.

Without a plan, savings drain quickly, and the financial load falls on family.

💡 What to cover in the conversation:
🏠 Care Preferences – Do they want to age in place with support, or would they consider assisted living or nursing care if needed?
💵 Financial Planning – Have they saved for care? Do they have long-term care insurance? Would they qualify for Medicaid?
📑 Legal Documents – Is there a Power of Attorney? A will or trust covering care decisions?
👥 Family Roles – Who do they want involved in decisions? Are siblings aligned?

These talks may feel awkward at first—but starting them now gives your family more choices, less stress, and the peace of knowing you’re honoring your parent’s wishes.

✨ The best day to begin is today.
If you’re unsure where to start, I can help. Schedule a free consultation, and let’s create a roadmap that brings clarity and confidence to your family’s caregiving journey.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.

09/05/2025

💻 “I Have Power of Attorney—Why Can’t I Log Into My Mom’s Bank Account?”

Having a signed Power of Attorney and neatly organized paperwork doesn’t guarantee access when it matters most—especially online.

One caregiver found this out the hard way after her mom’s hospitalization. Despite holding POA, the bank refused her online access. Email and utility logins were locked by missing passwords and two-factor codes on devices she couldn’t reach. To make matters worse, her POA didn’t cover digital accounts—and every provider had its own rules. The result? Critical bills went unpaid, hours were wasted, and stress skyrocketed at the worst possible time. 😔

Here’s why this happens: Most POA documents don’t mention digital accounts. Banks often require their own forms, special digital authorizations, or in-person verification. And without current passwords or two-factor access, even well-meaning caregivers are locked out.

The risks are real:
⚠️ Bills can’t be paid on time
⚠️ Funds and insurance access gets delayed
⚠️ Accounts remain locked during emergencies
⚠️ Caregivers lose precious time proving their right to help—when they should be focused on caregiving

✅ How to get ahead before a crisis:

Update your POA to specifically include digital assets and online accounts

Create a secure inventory of usernames, passwords, and recovery contacts

Use a password manager to safely store and share access (with consent)

Ask banks and utilities what forms they require for online access—many need their own paperwork

Add trusted contacts or co-users where possible

Legal standing is crucial, but real caregiving today also requires digital access. Don’t let missing passwords or outdated paperwork become your biggest caregiving headache.

✨ Want to make sure your family is truly prepared—on paper and online? Schedule a free consultation with us today, and let’s get your plan in place.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.

09/04/2025

💸 “You’re not just giving your time — you’re quietly draining your bank account.”

If you’re a family caregiver, you’ve probably picked up a bottle of Tylenol here, a box of supplements there — maybe a pack of adult diapers “just to help out.” You tell yourself, “It’s only a few dollars.” But then your credit card bill tells a very different story.

The truth? Most caregivers spend over $7,000 a year of their own money (AARP, 2024) — often without realizing it. And those little costs? They repeat every single month. 🧾

Think about it: pain relievers, digestive aids, vitamins, sleep aids, cold or allergy meds, incontinence supplies, nutrition shakes, pill organizers, blood pressure monitors, gas, tolls, and parking for appointments. Anything not covered by insurance or Medicare? That comes straight from your wallet.

👉 Nearly 75% of caregivers underestimate their spending — and most never claim the tax deductions they’re eligible for (AARP & NAC, 2024). It’s not just caregiving; it’s “death by a thousand cuts.”

Here’s how you can start protecting your finances:
✅ Track every expense — use a notebook, app, or spreadsheet.
✅ Save receipts — many supplies may be tax-deductible.
✅ Explore assistance — Medicare Savings, Medicaid, VA programs, or hospital care funds may help.
✅ Talk about it — share costs with family, and don’t carry the burden alone.

👣 You’re not “just” a caregiver. You’re also an unpaid financial manager for someone’s health. You deserve recognition, and more importantly, relief.

✨ Ready to stop the quiet financial drain? Schedule a free consultation with us today. We’ll help you track, plan, and protect your resources while caring for your loved one.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.