Caregivers Resource Group

02/13/2026

Many people think once a long-term care insurance policy is in place, the planning is done.

In reality, the complexity often begins when a claim is filed.

That’s when families start asking:

• Do we qualify under 2 of 6 ADLs?
• When does the elimination period actually start?
• Why hasn’t payment begun?

And this is happening while they’re deciding where a parent will live, coordinating care, and managing rising expenses.

A lot of LTC claims aren’t approved right away — not because anyone did something wrong, but because the medical notes, paperwork, and policy language all have to line up exactly.

If they don’t, delays happen.

Meanwhile, care still needs to be paid for.

Weeks — sometimes months — can pass before benefits begin. That gap can put real pressure on a family’s finances.

This is the part of caregiving people don’t always talk about.

If you’ve gone through an LTC insurance claim, what’s one thing you wish someone had told you before filing it?

Call now to connect with business.

01/23/2026

https://caregiversresourcegroup.com/resources/budgeting-tips-for-family-caregivers-essential-strategies

Discover crucial budgeting strategies for family caregivers and helpful insights from financial planning experts. Take control of your finances today!

01/23/2026

Most family caregivers are doing better financially than they think.

Caregiving messes with the plan.
It brings extra costs, pushes goals back, and forces decisions you never expected to make.

That doesn’t mean you’ve done something wrong.

Every time you pause before a decision, ask a better question, or make a small adjustment, you’re managing money in a hard season of life.

Progress right now might look like:
• Knowing where the money actually is
• Understanding what you can and can’t do
• Making choices that work for today, not some ideal version of life

That matters.

You’re not behind.
You’re adapting.
You’re gaining control where you can—and that’s real progress.

One steady step at a time is enough right now.

If this resonates, you’re not alone. Feel free to comment or share — someone else may need to hear it today.

Send a message to learn more

01/10/2026

What’s one thing no one warned you about caregiving?

For most people, caregiving doesn’t start with a plan.
It starts with “I’ll help for now.”

Then suddenly you’re managing appointments, paperwork, and decisions you never expected to make.

Caregiving isn’t overwhelming because caregivers aren’t capable.
It’s overwhelming because they’re often doing it alone.

💬 If you’ve been there—or you’re there now—what caught you off guard the most?

Send a message to learn more

01/09/2026

After working with caregivers for a long time, one thing has become really clear to me.

Most people aren’t struggling because they’re doing something wrong.

They’re not careless or avoiding decisions.

What usually happens is much quieter than that.

Little by little, more responsibility lands on one person.
*The decisions.
*The follow-up.
*The money questions.
*The long-term “what does this mean for me?” stuff.

Nothing suddenly breaks.

It just becomes normal to carry more and more.

Most caregivers are already giving everything they have.
Effort isn’t the issue.

What’s missing is space to slow things down and look at the decisions one at a time — to be honest about what one person can actually keep up with, especially when work, money, and family are all tangled together.

That’s the work I do.

I help caregivers and families pause, sort through what’s really being decided, and figure out whether what they’re doing can hold up over time.

Not to tell anyone what they should do.

Just to help them see what they’re already carrying.

Because being the one who makes the decisions isn’t the problem.

The problem is having to carry all of them at once, with no real limits.

Send a message to learn more

01/08/2026

This feels all too familiar to family caregivers.

Nothing suddenly “broke.”

There wasn’t a big moment where everything fell apart.

It just slowly became normal for you to handle:
– the decisions
– the follow-up
– the logistics
– the emotional weight

All while telling yourself, “I can handle this.”

And for a while, you probably could.

Then the cost started showing up somewhere else — your work, your health, your finances, or that quiet worry about what happens later.

Most caregivers aren’t struggling because they’re doing something wrong.

When I look at situations like this, I don’t see failure.

I see too much landing on one person.

01/07/2026

Why does caregiving start to feel like no matter how much you do, it’s never quite enough?

Why does “just helping out” quietly turn into managing appointments, schedules, decisions, and logistics — without anyone ever naming that shift?

Why does it feel like if you were more organized, more disciplined, or just tried harder, things would finally feel manageable?

And yet… they don’t.

Why does the pressure keep building even when you’re doing exactly what’s required — adjusting work, rearranging your time, showing up consistently?

At what point does “I can handle this” quietly become
“I’m the only one holding this together”?

And how do you know whether what you’re feeling is burnout — or something else entirely?

These questions don’t usually appear all at once.

They tend to surface after a long stretch of handling things quietly.

Nothing breaks.

Nothing clearly “goes wrong.”

It just starts to feel heavier.

11/18/2025

Hi Friends - as the Founder of Caregivers Resource Group - I have been working to provide educational content and resources for you. You may or may not be aware I am a CFP(R) and work with families in care situations.

I’m doing Year-End Tax Planning Reviews built specifically for caregivers so you stop being in the dark and start making decisions before Dec 31.

If you’re caring for an aging parent, don’t wait.

DM me TAX and I’ll send the details.

11/15/2025

“I didn’t realize how one year could change everything…”

That’s what almost every family caregiver tells me when we review their taxes.

You help your parent.
You pay a few bills.
You pick up medications.
You adjust your work hours.
You cover unexpected expenses...

And suddenly — without knowing it — your taxes look completely different than last year.

Many caregivers end up:
• Paying more tax than they should
• Missing out on deductions they quietly qualify for
• Triggering higher Medicare premiums
• Filing incorrectly because caregiving changed their filing situation
• Getting hit hard when the 2026 tax law changes kick in

And the hard truth?
If you wait until January, you can’t fix any of it.

That’s why I’m offering Year-End Tax Planning Reviews designed specifically for family caregivers.

In one hour, you’ll get a clear, simple report showing:

✔ Where you actually fall in this year’s tax brackets
✔ What caregiving decisions are impacting your taxes
✔ Missed deductions or credits you qualify for
✔ Steps to take before December 31st to avoid headaches
✔ Whether you’re at risk of higher Medicare premiums
✔ A clear picture of how 2026 tax changes may hit you
(Many caregivers will see higher taxes without planning.)

Most caregivers don’t realize they have options — but only before year-end.

This is a paid service — and it can save you real money and stress.

📅 Very limited spots before December 31.
Comment “TAX” and I’ll message you privately.

10/18/2025

When you’re deep in caregiving, it’s easy to lose sight of what matters most.

Clarity doesn’t fix the hard parts — but it changes how you see them.

🌿 Explore Family Care Clarity free for 7 days — and if you join before Oct 21, you’ll lock in the lowest-ever price as part of the founding launch (limited to 35 families).

After that, the program stays open — but at the regular price.

Start Your 7 Day FREE Trail Now!
https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2&fbclid=IwY2xjawNeJo5leHRuA2FlbQIxMABicmlkETF0czR6cFVyRW0yUGIzNGptAR77MMNg1orguRuKtn4xRKxlLVZK4XkDN8_gHP9VYZw6dmtUj5vfCNj_tX_e_g_aem_nWozRBYTk9wmiQbpNj8ZAw