Allied Comprehensive Insurance Strategies

Allied Comprehensive Insurance Strategies 🛡️ Medicare Made Clear!

🎗Life, Health & Annuities tailored for your journey—now & down the road.

💬 No pressure, just options.

Let’s talk goals.

🌍Serving Virginia & 19+ States!

📞 Your future’s calling… and ACIS is answering.✨ ✨ At Allied Comprehensive Insurance Strategies (ACIS), our mission is straightforward: to make navigating insurance uncomplicated, personal, and empowering. We treat each client as a unique individual, understanding their specific needs and providing personalized solutions. We specialize in Medicare—helping individuals confidently explore their options and choose coverage that fits their lifestyle and budget. We also offer support with the Affordable Care Act (ACA), Life Insurance, and Annuities as your needs grow and change. Whether you’re planning for retirement, protecting your family, or exploring affordable health coverage, we’re here with the knowledge, care, and unwavering support you deserve. Because at ACIS, it’s not just about policies—it’s about you, the people we serve. Let’s build your future together. 🎯

11/13/2025

💬 Is That Really Medicare? Be Alert.

Scammers are extra busy this time of year — and they’re getting more convincing.
They may pretend to be from Medicare or “your insurance company” to steal your information or enroll you in a plan you never agreed to.

Here’s what to remember:
🚫 Medicare will never call or text you to sell a plan.
🚫 Legitimate agents — like ACIS — always get your permission first.
🚫 Never share your Medicare number, Social Security, or banking info over the phone unless you initiated the call.

If you get an unsolicited call, email, or text — just hang up or delete it.

✅ Want to verify if something’s real? Visit Medicare.gov/fraud
or call 1-800-MEDICARE.
✅ Want help reviewing your plan safely and securely? That’s what I’m here for.

We're licensed in Virginia and 19 other states, so even if you’re not local, we can still connect and review your coverage options together.
💛 Book your appointment today!
📞 888-296-4449
🌐 coveredbyacis.com
📅 Book a Consultation: https://coveredbyacis.com/get-covered-by-acis

Let’s make sure you’re in the right plan for 2026 and beyond.

Allied Comprehensive Insurance Strategies (ACIS)
Coverage with Care. Protection with Purpose.

Today, we pause to honor every brave man and woman who has worn our nation’s uniform. Your courage, your sacrifice, and ...
11/11/2025

Today, we pause to honor every brave man and woman who has worn our nation’s uniform. Your courage, your sacrifice, and your unwavering commitment to protecting our freedoms will never be forgotten.

At Allied Comprehensive Insurance Strategies (ACIS), we understand that peace of mind doesn’t come easy—it’s earned, protected, and carried forward through generations. To every veteran and military family, thank you for your strength, your service, and your continued impact in our communities.

❤️ From all of us at ACIS — thank you for your service, your courage, and your sacrifice. We honor you today and every day.

We're licensed in Virginia and 19 other states, so even if you’re not local, we can still connect and review your coverage options together.
💛 Book your appointment today!
📞 888-296-4449
🌐 coveredbyacis.com
📅 Book a Consultation: https://coveredbyacis.com/get-covered-by-acis
Let’s make sure you’re in the right plan for 2026 and beyond.

🌟 Tomorrow is Senior Day at Walgreens during AEP Season! 🌟Last month, I had the pleasure of meeting several wonderful be...
11/04/2025

🌟 Tomorrow is Senior Day at Walgreens during AEP Season! 🌟

Last month, I had the pleasure of meeting several wonderful beneficiaries who stopped by my table at the Walgreens on 919 W. Mercury Blvd in Hampton, VA. We shared meaningful conversations about their Medicare journeys — what’s worked so far, and what they hope to improve as we head into 2026.

Moments like these remind me why I do what I do — helping beneficiaries feel confident, informed, and cared for through every step of their Medicare journey. 💬

📅 I’ll be back in-store tomorrow, November 4, from 9 AM – 1 PM, in collaboration with Walgreens & HealthCompare.

🤝 In-person visits: Walgreens – 919 W. Mercury Blvd, Hampton, VA
☎️ Phone consultations
💻 Virtual appointments

I’m licensed in Virginia and 19 other states, so even if you’re not local, we can still connect and review your coverage options together.

💛 Book your appointment today!
📞 888-496-4449
🌐 coveredbyacis.com
📅 Book a Consultation

Let’s make sure you’re in the right plan for 2026 and beyond.

🎓 Don’t Be Like Medicare Melvin: A Quick Learning MomentEvery year, I meet people like Medicare Melvin — retirees with g...
11/03/2025

🎓 Don’t Be Like Medicare Melvin: A Quick Learning Moment

Every year, I meet people like Medicare Melvin — retirees with good intentions who miss crucial Medicare deadlines and end up paying higher premiums for life.

🧓🏽 Meet Medicare Melvin:
Melvin retired at 66, thinking he could delay Medicare “until later.” Unfortunately, his retiree plan wasn’t active employer coverage, which means his Medicare should’ve started as soon as he left work.

He didn’t enroll in Part B or Part D on time — and here’s what that means:

⚠️ Penalties:
Part B: +10% on your monthly premium for every 12 months you delay — for life.
Part D: +1% of the national base premium for each month you delay — also for life.

📅 Example:
If Melvin waited 3 years (36 months) to enroll in Part B, that’s a 30% higher premium forever.

💸 Let’s break down how quickly those penalties add up:

In 2022, the standard Part B premium was $170.10/month.
➡️ A 3-year delay = 30% penalty, bringing Melvin’s cost to about $221/month — that’s $51 more every month, for life.

In 2023, the premium dropped slightly to $164.90/month, but that same 30% delay still means about $214/month, or +$49/month forever.

Now fast-forward to 2026 (projected premium ≈ $206.50/month).
👉 The same 30% penalty would raise Melvin’s bill to around $268/month — $62 more each month, every year, for life.

And for Part D, the national base premium is projected around $38.99/month in 2026.
And for Part D, the national base premium is projected to be around $38.99/month in 2026.

⏰ Key Time Limits:
8 months after leaving active employer coverage → enroll in Part B
63 days after losing creditable drug coverage → enroll in Part D

✅ Always verify whether your employer or retiree plan counts as active coverage. Retiree or COBRA plans usually don’t.

💬 If you’re retiring soon or already have, let’s make sure your coverage is aligned — and penalty-free.

📞 888-269-4449
🌐 coveredbyacis.com
📅 Book Your Review

Allied Comprehensive Insurance Strategies (ACIS)
Coverage with Care. Protection with Purpose.

🎥 When major Medicare changes happen…Hospitals dropping coverage. Plan costs shifting. Prescription tiers changing.We’re...
11/01/2025

🎥 When major Medicare changes happen…
Hospitals dropping coverage. Plan costs shifting. Prescription tiers changing.

We’re already 16 days into Medicare’s Annual Enrollment Period (AEP) — and I’m seeing some big shifts this year:
🏥 Hospitals exiting certain Medicare Advantage networks
💊 Carriers stepping out of the PDP (prescription drug) market altogether

Even Medicare.gov reminds beneficiaries to review their plans each year, because both your needs and your plan’s benefits can change.

“Just as your health care needs can change from year to year, so can Medicare plans.” — Medicare.gov

That’s why having an independent Medicare agent matters.
I help you compare across multiple carriers — not just one company — to ensure your coverage still fits your health, your budget, and your peace of mind.

🗓️ The worst time to find out your plan didn’t carry over as expected is January 1st — so let’s review your 2026 plan now.

✅ I can send you a quick form so I can do the legwork for you.
💬 Prefer a short call? Or would you like me to email plan comparisons?

Either way, I’m here to help.
If you have friends or family who could benefit from a free Medicare review, please share this post.

Axzareena Weaver, Independent Medicare Agent
📞 888-269-4449
🌐 coveredbyacis.com
📅 Book a call: linktr.ee/Insurance.ACIS

Allied Comprehensive Insurance Strategies (ACIS)
Coverage with Care. Protection with Purpose.

💡 Did you know your income from two years ago can affect what you pay for Medicare this year?If your income is close to ...
10/25/2025

💡 Did you know your income from two years ago can affect what you pay for Medicare this year?

If your income is close to one of the 2026 IRMAA thresholds, a little planning could save you hundreds a year on Part B and D premiums.

Here’s a quick look at what the new 2026 brackets might look like 👇

📊 2026 IRMAA (Projected):

Individuals earning ≤ $106K → Standard premium $206.50

Couples earning ≤ $212K → Standard premium $206.50

Income above that? Medicare may add a surcharge to your Part B & D premiums.

At Allied Comprehensive Insurance Strategies (ACIS), we help clients understand how small income shifts can impact Medicare costs — and how to plan smarter before it’s too late.

✨ If your income is close to a bracket threshold, let’s review your options together.

**Let’s Talk Peace of Mind Coverage.**
📞 757-632-3129 | 📧 hello@insacis.com
🌐 coveredbyacis.com
🔗 linktr.ee/Insurance.ACIS

10/22/2025

💉 Good news for Medicare beneficiaries!
Starting January 1, insulin covered under Medicare will be capped at no more than $35 per month — helping seniors manage costs and stay on track with their health.
✅ Applies to each covered insulin prescription
✅ No deductible
✅ No more big surprises at the pharmacy counter

📞 757-632-3129 | 🌐 coveredbyacis.com
Licensed in VA + 19 states |

10/17/2025

👕💸✈️ Branded and booked!

💫 Your own best promo.

When your business goes wherever you do.

📅 Book your Medicare appointment with Zareena — licensed in 20 states!
👉 linktr.ee/Insurance.ACIS
📞 757-632-3129 | 🌐 coveredbyacis.com

10/16/2025

🩺 Independent. Informed. Here for You.

🎥 When Major Medicare Changes Happen…
Hospitals dropping coverage. Plans changing networks. Costs shifting.
👉 This is why having an independent agent matters.
We help you navigate your best options — not just one company’s.



Book your Medicare Appointment with Axzareena - https://linktr.ee/Insurance.ACIS
📞 757-632-3129 | 🌐coveredbyacis.com

10/15/2025

Have you made an appointment for your Annual Medicare Review?
If not — there’s no time like the present!

Starting today through December 7th, I’ll be at Walgreens, 919 W. Mercury Blvd in Hampton, every Monday, Tuesday, and Thursday.

Stop by, and we can make sure your 2026 Medicare plan still fits your needs — your doctors, prescriptions, and budget.

💡 Remember, Medicare is a personalized plan — it’s tailored to your needs, not your spouse’s or your neighbor’s.
And just because your plan worked this year doesn’t mean it will in 2026.
Once January 1st arrives, if it no longer fits, it’s too late to make changes.

If you can’t make it in person, I’m also available by phone or virtual appointment.

📅 Book online at: coveredbyacis.com
📞 Call/Text: 757-632-3129

💛 Coverage with care. Protection with purpose.

10/15/2025

It’s officially AEP, here’s something important:
If you’ve received your Annual Notice of Change (ANOC), please don’t toss it aside!
That letter tells you exactly what’s changing in your plan for 2026 — and in some cases, it might even say your plan is ending or leaving your area.
Reviewing it early can save you from coverage gaps or surprise costs.
So if you’re not sure what your ANOC means, reach out — I’d be happy to walk through it with you.

Want to meet in person? Stop by the Walgreens, 919 W. Mercury Blvd, Hampton, VA, Tues, Wed, Thurs from 9 a.m. to 1 p.m. throughout this AEP Season.

We are licensed in 20 states to fit your Medicare needs.
Coverage with care. Protection with purpose.

Address

Richmond, VA
23294

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 2pm
Sunday 10am - 2pm

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