Active Medicare Solutions

01/07/2026

Hospital stays can come with unexpected costs, even with Medicare Advantage coverage. That’s where hospital indemnity insurance can help.

This supplemental coverage pays a fixed cash benefit directly to you during covered hospital stays. That money can be used for:
🔹Copays or coinsurance
🔹Travel and lodging
🔹Other unexpected expenses

It’s not a replacement for Medicare — it’s an added cushion of support for when you need it most.

Curious if this might fit your situation? Let’s have a quick conversation: www.activemedicaresolutions.com

01/01/2026

😆 “New Year’s resolutions work like this: you think of something you enjoy doing and then resolve to stop doing it.” 😆
– Charlie Brooker

We hope you will instead resolve to do something you enjoy!

01/01/2026

🎉✨ Cheers to a Fresh Start! ✨🎉

Whether you're staying up ‘til midnight or calling it a night at 9 p.m., we hope your New Year’s Eve is filled with joy, laughter, and a little sparkle.

Here’s to new adventures, good health, and bright new possibilities in 2026.

Happy New Year from all of us to you!

🥳

12/30/2025

A formulary is the list of prescription drugs covered by a health insurance plan. Health plans, like Medicare Part D and Medicare Advantage Plans, use formularies to outline which medications are covered and how they are tiered in terms of cost. Formularies may change each year, so it’s important to review them during open enrollment.

12/26/2025

🚨 Every year, scammers target Medicare beneficiaries with phone calls, emails, and even door-to-door visits. They may claim to be from Medicare or an insurance company and try to get your personal information.

Watch out for:
• Unsolicited calls about “new” or replacement Medicare cards
• Offers for free genetic testing or health screenings
• Promises of rebates or switching you to a “better” plan
• Bills for services or equipment you never received

Here’s how to protect yourself:
✅ Never share your Medicare number or banking details with someone who contacts you unexpectedly
✅ Be skeptical of anything that sounds too good to be true
✅ Check your Medicare Summary Notices and Explanation of Benefits regularly
✅ Report anything suspicious to 1-800-MEDICARE or contact your local Senior Medicare Patrol (SMP) for help.

Fraud doesn’t just affect you — it increases healthcare costs for everyone. Staying informed is the best defense.

Senior Medicare Patrols (SMPs) empower and assist Medicare beneficiaries, their families, and caregivers to prevent, detect, and report health care fraud, errors, and abuse.

12/22/2025

The holidays always have a way of sneaking up on us. But before we all dive into holiday festivities and last-minute to-dos, we want to wish each of you a warm and wonderful holiday season.

Our team will be taking a short break from December 24th to 26th to recharge, reconnect, and enjoy the season — but we’ll be back soon getting ready for all that 2026 has in store.

Happy holidays from our crew to you!

12/16/2025

Medicare can feel confusing, especially when it comes to understanding the different “parts” and what they actually cover. Original Medicare is made up of Part A, which covers hospitalizations, and Part B, which covers general outpatient services such as doctor visits and routine care. While this provides a strong foundation, there are still some important gaps.

That’s why many people choose to add Part C (Medicare Advantage) or Part D (prescription drug coverage). These additional plans can help fill in the holes left by Original Medicare and give you more comprehensive protection for your health needs.

If you’re not sure which parts you have, or even what the differences are, don’t worry. Our team at Active Medicare Solutions can explain it in ways that are simple and easy to understand. Start the conversation today https://activemedicaresolutions.com/contact/

12/10/2025

Turning 65 is often seen as the traditional retirement age, but many people continue working past that age.

If you or your spouse are still employed, you may already have health insurance coverage through your job. In that case, you don’t always have to sign up for Medicare right away.

Whether or not you can delay Medicare enrollment without facing penalties depends on the type of healthcare coverage you currently have.

If you’re unsure of what steps to take, our team at Active Medicare Solutions is here to guide you. We’ll help you review your options and make the decision that works best for you.

📞Reach out today https://activemedicaresolutions.com/contact/

12/02/2025

Did you know your Medicare plan may have limits you need to be aware of?

Understanding the details of your plan can help you avoid unexpected out-of-pocket expenses later.

If you’re unsure about your plan’s limits or whether a supplemental plan could be right for you, our team at Active Medicare Solutions is here to guide you.

👉Reach out today for help https://activemedicaresolutions.com/contact/

11/27/2025

Gratitude is at the heart of everything we do — and this season, we're especially thankful for the opportunity to work with such incredible people.

Whether you're traveling, cooking up a feast, or simply enjoying some well-deserved rest, we hope your Thanksgiving is filled with what (and who!) matters most.

Please note: We will be closed on Thursday, November 27th, and Friday, November 28th, to allow our team to enjoy the holiday.

Wishing you and your loved ones a warm, safe, and memorable Thanksgiving!

11/18/2025

It can be easy to fall into the mindset that life will continue as it always has. It’s natural to hope for stability, but unforeseen events can and do happen, often when we least expect them.

That’s why preparation is so important.

Life insurance is one of the most effective ways to plan ahead and protect the people you love. Whether it’s ensuring financial security for your family, covering unexpected expenses, or simply giving yourself peace of mind, taking the time to explore your options today can make all the difference tomorrow.

You don’t have to figure it out alone. Our team is here to help you compare policies, answer your questions, and guide you step by step.

📞Start the conversation today https://activemedicaresolutions.com/contact/

11/18/2025

Active Medicare Solutions is a locally owned Richmond Virginia Medicare Supplement Insurance and Med