Active Medicare Solutions

Active Medicare Solutions Active Medicare Solutions is a locally owned Richmond Virginia Medicare Supplement Insurance and Med

Active Medicare Solutions is a locally owned Richmond Virginia Medicare Supplement Insurance and Medicare Health Plan Advisor Agency that specializes in providing personalized service, helping clients find the best Virginia Medicare Supplement Insurance program for them.

Mack Robinson looking good at the home while helping Seniors. Great job Mack!
03/08/2026

Mack Robinson looking good at the home while helping Seniors. Great job Mack!

Great day at the home show. Ronna was representing! We will be there all day tomorrow.
03/08/2026

Great day at the home show. Ronna was representing! We will be there all day tomorrow.

Medicare comes with a language of its own. Here are a few common terms explained:🔹Copay – A fixed amount you pay for a s...
02/17/2026

Medicare comes with a language of its own. Here are a few common terms explained:

🔹Copay – A fixed amount you pay for a service, like a doctor visit or prescription.
🔹Coinsurance – A percentage you pay after Medicare covers its share.
🔹Benefit Period – The timeframe Medicare uses to measure hospital and skilled nursing coverage.
🔹Creditable Coverage – Prescription drug coverage that’s considered equal to or better than Medicare’s standard.

A better understanding leads to better decisions. Visit www.activemedicaresolutions.com for more helpful Medicare insights.

February is American Heart Month, and a great time to prioritize prevention.Medicare covers certain cardiovascular disea...
02/10/2026

February is American Heart Month, and a great time to prioritize prevention.

Medicare covers certain cardiovascular disease screenings, including:
🔹Cholesterol
🔹Lipid levels
🔹Triglycerides

If your provider accepts assignment, you may pay nothing for these tests. That’s one small step that could make a big difference for your heart health.

Ask your doctor what screenings are due and make preventive care part of your plan this year.

Learn more at medicare.gov/preventive-services.

A few small Medicare missteps can lead to high costs down the line, but the good news is, they’re easy to avoid with the...
02/10/2026

A few small Medicare missteps can lead to high costs down the line, but the good news is, they’re easy to avoid with the right support.

Here are some of the most common issues we see:
🔹Missing key enrollment deadlines
🔹Paying late-enrollment penalties
🔹Assuming prescriptions are covered without checking Part D
🔹Thinking Medicare includes dental or covers family members

If any of these sound familiar, it might be time for a quick coverage review. We’re here to help you stay ahead so you can move forward with confidence.

Visit www.activemedicaresolutions.com to get started.

Cancer impacts millions every year — but the right coverage can make a life‑changing difference.What Is Cancer Coverage?...
02/05/2026

Cancer impacts millions every year — but the right coverage can make a life‑changing difference.

What Is Cancer Coverage?
Cancer insurance is a supplemental policy that helps cover the high, unexpected costs that come with a cancer diagnosis. It’s designed to work alongside your existing health insurance — including Medicare.

What Does It Cover?
• Lump‑sum cash benefits after diagnosis
• Hospital stays and outpatient treatments
• Chemo, radiation, and specialized therapies
• Travel for treatment and second opinions
• Lost income or everyday expenses during recovery

What Medicare Does Not Cover:
While Medicare provides strong medical benefits, there are still gaps that can create financial strain during cancer treatment:
• No coverage for most non‑medical costs like travel, lodging, meals, or household bills
• Limited coverage for certain prescription drugs depending on the plan
• No income replacement if you need time off work
• Potentially high copays, coinsurance, and deductibles depending on your Medicare plan
• Out‑of‑network treatment costs may be higher or not covered at all under certain plan types

Real‑Life Example:
Imagine someone receives a cancer diagnosis and must take time off work. While Medicare covers their medical treatments, cancer coverage provides a lump‑sum cash benefit that can help pay for their mortgage, groceries, travel to treatment centers, and other non‑medical costs. That financial breathing room lets them focus on healing — not bills.

Did You Know?
• 1 in 2 men and 1 in 3 women will be diagnosed with cancer in their lifetime.
• The average cost of cancer treatment in the first year can exceed $150,000.
• More than 60% of financial hardship related to cancer comes from non‑medical expenses.

Having the right protection in place can provide confidence and peace of mind when it matters most. If you’d like to learn more about how cancer coverage works, I’m here to help.

When unexpected health events happen, medical bills shouldn’t be an extra worry. That’s where supplemental insurance com...
01/22/2026

When unexpected health events happen, medical bills shouldn’t be an extra worry. That’s where supplemental insurance comes in, adding a financial safety net on top of your regular health coverage.

Here’s a quick breakdown of three common types and how they differ:

✅ Accident Insurance - Pays you cash benefits after accidental injuries like a fall, fracture, or car crash. You can use the money for hospital visits, therapy, or any other expenses while you recover.

✅ Critical Illness Insurance - Provides a lump-sum payment if you’re diagnosed with a serious condition such as cancer, heart attack, or stroke. The funds go directly to you, covering treatment, lost income, or even household bills.

✅ Hospital Indemnity Insurance - Offers a set cash benefit for each day you’re hospitalized. It helps with costs your primary plan may not fully cover, including co-pays and other daily expenses.

Even with strong health insurance, major health events can be financially devastating — and your finances should be the last thing on your mind.

If you’d like help reviewing your coverage or exploring supplemental options, give our office a call. We’re here to help you find the right fit.

The start of a new year is the perfect time to take stock of your goals and your protection. Life insurance is about mor...
01/20/2026

The start of a new year is the perfect time to take stock of your goals and your protection. Life insurance is about more than policies. It’s about protecting the people and plans you care about most.

As life changes, your coverage may need to change too. Consider:
🔹Income replacement for your spouse or family
🔹Paying off debts or a mortgage
🔹Creating a legacy or funding long-term goals

Let’s review your current coverage and make sure it still reflects your needs today. You can learn more at www.activemedicaresolutions.com.

Unexpected hospital stays can come with unexpected costs not fully covered by Medicare. That's where hospital indemnity ...
01/15/2026

Unexpected hospital stays can come with unexpected costs not fully covered by Medicare. That's where hospital indemnity insurance comes in. Here's how it works:

✅ Daily Cash Benefit - Get a fixed daily benefit based on your expected costs during your hospital stay, regardless of your actual medical expenses.

✅ No Overlap - Payments are made to you directly, even if you have other insurance.

✅ Flexible Costs - Premiums depend on your age and the amount of coverage you choose.

✅ Direct Payments - Cash benefits go to you, not the hospital, giving you more control over your funds.

Want to know more? Reach out to learn how this coverage can fill the gaps!

Medicare isn’t one-size-fits-all, and that’s a good thing. At Active Medicare Solutions, we help you choose the path tha...
01/13/2026

Medicare isn’t one-size-fits-all, and that’s a good thing. At Active Medicare Solutions, we help you choose the path that works best for your needs:

🔹Medicare Supplement (Medigap) – Predictable costs and freedom to see any doctor who accepts Medicare.
🔹Medicare Advantage (Part C) – All-in-one coverage with built-in extras like dental and vision.
🔹Part D Prescription Drug Plans – Standalone or bundled options to keep your medications covered.

Not sure which one fits best? We’ll help you weigh the pros and cons, so you can feel confident in your decision. Feel free to reach out anytime: www.activemedicaresolutions.com.

Hospital stays can come with unexpected costs, even with Medicare Advantage coverage. That’s where hospital indemnity in...
01/07/2026

Hospital stays can come with unexpected costs, even with Medicare Advantage coverage. That’s where hospital indemnity insurance can help.

This supplemental coverage pays a fixed cash benefit directly to you during covered hospital stays. That money can be used for:
🔹Copays or coinsurance
🔹Travel and lodging
🔹Other unexpected expenses

It’s not a replacement for Medicare — it’s an added cushion of support for when you need it most.

Curious if this might fit your situation? Let’s have a quick conversation: www.activemedicaresolutions.com

😆 “New Year’s resolutions work like this: you think of something you enjoy doing and then resolve to stop doing it.” 😆– ...
01/01/2026

😆 “New Year’s resolutions work like this: you think of something you enjoy doing and then resolve to stop doing it.” 😆
– Charlie Brooker

We hope you will instead resolve to do something you enjoy!

Address

11057 Three Chopt Road
Richmond, VA
23233

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18048746000

Website

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Our Story

We are a Richmond, VA Medicare Supplement and Medicare Advisor Insurance Agency. We put an emphasis on educating our clients on ALL their Medicare Insurance options and let you chose what program works best for you! We specialize in Medicare Supplements, Medicare Advantage and Part D, prescription drug plans. We believe in doing business the old fashion way, face to face. Call today for a free in home consultation, 804.405.3350