Roundstone

Roundstone Based in Rocky River, Ohio, Roundstone offers affordable health benefits for small to mid-size business Roundstone Management, Ltd.

(“Roundstone”) is an insurance organization focused on the development, underwriting and servicing of alternative risk products, including captives and specialty insurance programs. Roundstone offers intermediaries and buyers an expertise in the captive marketplace coupled with turnkey insurance management services. Roundstone’s medical expense stop loss program allows mid-sized companies (20-1,000 employees) to control their health insurance costs through self-funding methods historically used by larger companies. In the standard health insurance market, all profits are retained by the insurance carrier, no matter how few claims are submitted. Our program works differently, by minimizing cost variability through shared risk in a group captive with other similar sized companies, letting employers retain any cost savings at the end of the year. The healthier the employees and the fewer claims submitted, the more potential savings for the employer. It is Roundstone’s mission to limit the annual increase in employer’s health benefit cost to a level below inflation.

Why wait for the next webinar when you can learn something valuable today?Our full library of on-demand content is alway...
12/30/2025

Why wait for the next webinar when you can learn something valuable today?
Our full library of on-demand content is always available with insights to help you navigate rising healthcare costs with confidence.

From PBM transparency to understanding stop-loss, these sessions give you real, actionable takeaways for 2026 planning.

📚 Explore the on-demand library and get ahead for the new year: https://ow.ly/kSqB50XLzc1

If you’re looking for practical and transparent guidance, we’re here to be a resource you can count on.

As 2025 comes to a close, many employers are rethinking what “normal” has meant for their health plan.Annual increases.L...
12/29/2025

As 2025 comes to a close, many employers are rethinking what “normal” has meant for their health plan.

Annual increases.
Limited visibility.
Little control.

It doesn’t have to stay that way.

We offer a way to move beyond annual surprises and into a model built on transparency, shared protection, and smarter long-term decisions.

The biggest takeaway we hear?
Control changes the conversation.

As you plan for 2026, what’s one thing you want to do differently with your health plan?
Get in contact with one of our Regional Practice Leaders to learn more: https://roundstoneinsurance.com/contact-us/?utm_source=Facebook&utm_campaign=2025&utm_id=Webpage

Contact Us. Know your options. Let’s talk about affordable health insurance for your business! Roundstone has been helping companies save on employee benefit plans since 2003. We know how to deliver the best options while navigating the challenging and ever-changing landscape of health insurance. ...

Thoughts on the future of AI in healthcare benefits?🤔Last month our founder and president Michael Schroeder had the oppo...
12/26/2025

Thoughts on the future of AI in healthcare benefits?🤔

Last month our founder and president Michael Schroeder had the opportunity to speak at Tulane University for an event on Business Careers in Healthcare.

When asked what skills students should make sure, they develop in today’s AI evolving job market, Mike shared that he believes, “Nothing will ever replace an intellectually curious mindset and common sense. AI will not work if those applying the solution do not stop and ask if it makes sense.”

We would love to hear — where do you think AI fits in?

This holiday season, our team has been taking time to Live Well and appreciate the things that matter most. As we gather...
12/25/2025

This holiday season, our team has been taking time to Live Well and appreciate the things that matter most. As we gather with the people who fill our lives with meaning, we’re wishing you and your loved ones much-deserved rest, joy, and good health.

Happy Holidays from all of us at Roundstone!✨

Most employers say they want a better health plan. But few are willing to question the one they’ve always had. One of ou...
12/24/2025

Most employers say they want a better health plan. But few are willing to question the one they’ve always had.

One of our core values is being intellectually curious. It means asking better questions, challenging assumptions, and staying open to ideas that sit outside our comfort zones.

In a world where healthcare costs keep rising, curiosity is not just a value. It is a competitive advantage.

When advisors and employers look beyond the status quo and explore new models, they often discover options that deliver better care and stronger long-term savings.

Innovation starts with a willingness to step back and reimagine what’s possible.

We see it every day. The employers and advisors who ask the hard questions are the ones who uncover real savings.

Let’s raise the bar on curiosity going into 2026. Your team deserves it.

What’s one assumption about health benefits you think deserves a second look?

📊 Know what you’re really paying for healthcareFor most employers, health benefits are the second-largest expense after ...
12/23/2025

📊 Know what you’re really paying for healthcare

For most employers, health benefits are the second-largest expense after payroll, yet for many, healthcare budgets treat healthcare cost as a black box.

That’s why we believe in measuring, not guessing. By using PEPY (total annual healthcare cost Per Employee Per Year) as a benchmark, you get a real “cost-per-unit” view of your plan. It works like a financial scorecard.

With a clear PEPY baseline, you can then:
• Identify whether you’re overpaying and by how much.
• See which cost categories (drugs, claims, administration) drive overspend.
• Set realistic savings goals grounded in data, not guesswork.

If you’re ready to reclaim control over your healthcare costs and start using data instead of estimates, this blog might be the spark you need to jump into the new year.
🔗 Read more → https://ow.ly/hvmW50XLxNg

The holiday season is all about giving back. 🎁Our team is proud to support our annual Giving Tree, which helps bring com...
12/22/2025

The holiday season is all about giving back. 🎁
Our team is proud to support our annual Giving Tree, which helps bring comfort and joy to local families in need.

A big thanks to our team for helping make the holidays brighter for others. 💙

We asked. You answered. Here’s what we learned: Throughout 2025, we surveyed hundreds of webinar attendees about their b...
12/19/2025

We asked. You answered. Here’s what we learned:
Throughout 2025, we surveyed hundreds of webinar attendees about their benefits strategies, data access, and biggest challenges. The answers painted a clear picture:

⚡ Data is power, but most still don’t have it.
When we asked about access to the information needed to run a high-performing health plan, the gaps were impossible to ignore.

Employers want to make smarter decisions. They just aren’t getting the transparency they need to do it.

💡Curiosity is rising, and that’s something worth celebrating. When access to health plan performance data improves, everything becomes possible: better decisions, better pricing, and a better experience for your people.

🔍 Being willing to question “how it’s always been done” is the first step, and our results show employers are ready to dig deeper toward building a better benefits plan and proving access to better solutions for their employees.

👏 We applaud everyone who showed up, asked questions, and chose to learn. That mindset is how meaningful change begins.

As we head into 2026, one question remains:
What’s one area of your health plan you’re most curious to understand better?

12/18/2025

What can a nurse’s experience in crowded operating rooms abroad teach us about reducing healthcare waste here at home?

In our newest episode of Healthcare Forward, Michael Schroeder sits down with Lisa Grobmyer, a Roundstone Claims Review Nurse, to explore how clinical expertise can uncover real savings. From spotting red flags in claims to identifying unnecessary procedures, Lisa shows how a trained eye can protect members and employers from avoidable costs.

Her story highlights a simple truth: smarter care leads to better outcomes and lower spend.

Watch the full episode to learn what really drives healthcare costs.
https://ow.ly/rzjN50XLscY

Thinking about joining us at the 2026 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐂𝐚𝐩𝐭𝐢𝐯𝐞 𝐅𝐨𝐫𝐮𝐦 but want a sneak peek first? 👀We’ve shared a high-level agen...
12/16/2025

Thinking about joining us at the 2026 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐂𝐚𝐩𝐭𝐢𝐯𝐞 𝐅𝐨𝐫𝐮𝐦 but want a sneak peek first? 👀

We’ve shared a high-level agenda so you can see what’s in store. The details are still coming together, but expect two full days of practical insights, great conversations, and takeaways you can actually use.

🎉 Take a look, plan your trip, and save your spot:

👉 https://bit.ly/3L4wvO3

Celebrating the season with the people who make Roundstone such a great place to work. Grateful for this team and the jo...
12/15/2025

Celebrating the season with the people who make Roundstone such a great place to work. Grateful for this team and the joy they bring all year long!✨

Advisors, 2026 is right around the corner.If you want to stand out, win more proposals, and guide clients with confidenc...
12/11/2025

Advisors, 2026 is right around the corner.
If you want to stand out, win more proposals, and guide clients with confidence, you need this.

Our Advisor Toolkit is built to give you an edge with employers exploring self-funded captive strategies. It’s packed with client-ready resources you can use immediately — without the guesswork.

Here’s what you’ll get when you unlock the toolkit:

📌 “𝐖𝐡𝐲 𝐑𝐨𝐮𝐧𝐝𝐬𝐭𝐨𝐧𝐞” 𝐦𝐚𝐭𝐞𝐫𝐢𝐚𝐥𝐬
Clear, client-friendly explanations of what sets us apart, including our five-year savings guarantee.
📌 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐜𝐨𝐧𝐭𝐞𝐧𝐭 𝐭𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐞 𝐡𝐞𝐚𝐯𝐲 𝐥𝐢𝐟𝐭𝐢𝐧𝐠
Discussion guides, FAQs, and a cost comparison vs. level-funding to help you simplify the conversation.
📌 𝐏𝐫𝐨𝐩𝐨𝐬𝐚𝐥 + 𝐪𝐮𝐨𝐭𝐢𝐧𝐠 𝐚𝐬𝐬𝐞𝐭𝐬
Sample proposals, checklists, and a first-year timeline you can bring straight into meetings.
📌𝐃𝐢𝐫𝐞𝐜𝐭 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐨𝐮𝐫 𝐭𝐞𝐚𝐦
A directory of our Regional Practice Leaders and Customer Outcomes Managers for ongoing support.

If you’re helping clients plan for 2026, this toolkit will make the process easier, faster, and more effective.

➡️ Get your Advisor Toolkit: https://bit.ly/3Ymqijv

Advisor Toolkit Learn. Engage. Win. Get Instant Access Now Help your clients win with self-funded captive strategies. Get effective education and quoting resources today. Your Edge as an Advisor The Advisor Toolkit gives you client-ready resources to educate, win proposals, and stand out — plus to...

Address

19621 Lake Road
Lakewood, OH
44116

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Alerts

Be the first to know and let us send you an email when Roundstone posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to Roundstone:

Share

Share on Facebook Share on Twitter Share on LinkedIn
Share on Pinterest Share on Reddit Share via Email
Share on WhatsApp Share on Instagram Share on Telegram

Our Story

Based in Lakewood, Ohio, Roundstone offers affordable health benefits for small to mid-size businesses across the country.

Founded in 2003, Roundstone came together because of a shared belief that we could help employers adopt a different approach and positively impact bottom-line results.

Today, Roundstone is an Inc. 5000 Fastest Growing Company and Top Northeast Ohio Workplace. We are a team of insurance experts, registered nurses and specialists with backgrounds in accounting, regulatory, healthcare, actuarial, claims, risk management, underwriting and reinsurance, all under one roof.