02/27/2026
Health insurance companies aren’t actually set up to keep you healthy 💀
People assume insurance exists to help you stay well, but it’s mostly structured around treating problems once you’re sick enough to qualify for care.
(Yes most plans cover a limited list of preventive services like vaccines or certain screenings, but that’s a VERY narrow definition of prevention)
The kind of care that actually helps you STAY functional like maintenance care, early treatment, or addressing small issues before they become big ones aren’t usually covered or gets labeled as “not medically necessary” which means they won’t pay for it.
And it also means a lot of times people are told to wait until symptoms are worse, pain is more severe, or the problem has progressed enough to justify coverage. Aka they wait until you’re in pain to pay up.
This often leads to more visits, more testing, more interventions, and more complicated treatment plans than what would have been needed if the issue had been addressed earlier. (Which means waaaaaay more money for the insurance companies)
As a provider, it’s incredibly frustrating to watch patients who are motivated to take care of themselves and run into barriers simply because they’re not considered “bad enough” yet.
Insurance is important for protecting people from major medical costs, but it was never designed to be a wellness system. If you rely on insurance alone to guide your health decisions, you’ll often end up reacting to problems instead of preventing them.
If you want to not feel like a pile of hot garbage, you have to often take things into your own hands and seek the providers who give the middle finger to insurance companies.
I’m proud to be a provider who doesn’t let your insurance dictate your care 🤙🏼