02/27/2026
Health insurance companies arenāt actually set up to keep you healthy š
People assume insurance exists to help you stay well, but itās mostly structured around treating problems once youāre sick enough to qualify for care.
(Yes most plans cover a limited list of preventive services like vaccines or certain screenings, but thatās a VERY narrow definition of prevention)
The kind of care that actually helps you STAY functional like maintenance care, early treatment, or addressing small issues before they become big ones arenāt usually covered or gets labeled as ānot medically necessaryā which means they wonāt pay for it.
And it also means a lot of times people are told to wait until symptoms are worse, pain is more severe, or the problem has progressed enough to justify coverage. Aka they wait until youāre in pain to pay up.
This often leads to more visits, more testing, more interventions, and more complicated treatment plans than what would have been needed if the issue had been addressed earlier. (Which means waaaaaay more money for the insurance companies)
As a provider, itās incredibly frustrating to watch patients who are motivated to take care of themselves and run into barriers simply because theyāre not considered ābad enoughā yet.
Insurance is important for protecting people from major medical costs, but it was never designed to be a wellness system. If you rely on insurance alone to guide your health decisions, youāll often end up reacting to problems instead of preventing them.
If you want to not feel like a pile of hot garbage, you have to often take things into your own hands and seek the providers who give the middle finger to insurance companies.
Iām proud to be a provider who doesnāt let your insurance dictate your care š¤š¼
