10/31/2024
Medicare’s open enrollment period is October 15 - December 7.
With a Medicare Advantage Plan, you may have coverage for things original Medicare doesn't cover, like fitness programs (gym memberships or discounts) and some vision, hearing, and dental services (like routine checkups or cleanings). This all sounds great, right? What they don’t tell you is that every time you go to the doctor you will be responsible for copays, which also includes physical therapy.
Medicare WITH A SUPPLEMENT allows you to go to physical therapy as long as it is medically necessary with no copays or financial responsibilities. Medicare Advantage Plans have a $25-40 copay for each visit of physical therapy depending on the plan.
Please remember, for physical therapy services, Medicare Advantage Plans are insurances that TAKE THE PLACE OF MEDICARE. You will have a different insurance INSTEAD OF Medicare, not IN ADDITION TO Medicare.
Please call our office and discuss physical therapy coverage if you are considering switching from original Medicare to a Medicare Advantage Plan.
