ODs on Finance

ODs on Finance Our mission is to provide optometrists with the necessary resources to be financially successful

βœ… Mission: To cultivate financial competence and career success among all doctors of optometry πŸ€“ and other high-earning health care professionals.
βœ… Too often we come across people that are confused about finances and in considerable debt, despite being high income earners πŸ’°
βœ… Through education, discussion and tools - ODs on Finance seeks to be a universal resource on everything finance related. We also seek to enable every optometrist to reach their true potential in their careers either as an employee or practice owner.
βœ… Our goal is to see our colleagues living debt free, financially unrestricted lives with a high net worth.

⏩ Financial freedom is one of the greatest gifts you can give yourself. Let's Get Started! πŸ™Œ

πŸ“² If you don't feel comfortable making your financial situation public, feel to post anonymously to the group. We will try to respond our thoughts on the group post so everyone can benefit.
________________________________________________
Dat & Aaron (Co-Founders) + Julie & Chris

πŸ“€ Admin@ODsonFinance.com
πŸ–₯ ODsonFinance.com
πŸ“Έ instagram.com/odsonfinance
πŸ‘€ EyeDock.Com
πŸ‘¨πŸ»β€βš•οΈ practice.ODsonFinance.com
πŸ“₯ careers.ODsonFinance.com
πŸ—“οΈ odsonfinance.com/events/

When Aaron and Dat are not seeing patients, they are spending 3 days learning about credit card processing compliance @ ...
11/07/2025

When Aaron and Dat are not seeing patients, they are spending 3 days learning about credit card processing compliance @ the annual Elavon Meeting πŸ˜‚

They got to meet with the president of Elavon Healthcare team to talk about the future of optometry! ✌️

✨ Inspirational Monday post for 2025!✨ This is my 401(k) snapshot over the last 8+ years. I have maxed my contributions ...
11/03/2025

✨ Inspirational Monday post for 2025!✨ This is my 401(k) snapshot over the last 8+ years. I have maxed my contributions each year (now up to $23,500 in 2025).

I finished optometry school in 2015 as a πŸ‘¨πŸ»β€βš•οΈ broke new grad OD with a πŸ“‰ –$225,000 net worth thanks to quarter-million student loans. My first job had no retirement plan, so I moved on fast after a few months.

The next private practice FT gig offered a SIMPLE IRA (about $16,500 limit in 2025) which was NOT great 😀 because it blocked my backdoor Roth IRA contributions (tax-free growth; $7,000 limit in 2025). Eventually I landed a full-time role with a 401(k) match and have maxed it for 8 years while paying down student loans, saving for our 1st home, and sticking to a budget.

8-Year Period (2017–2025):

β€’ πŸ’΅ Contributions (what I put in): $160,500 (estimate)

β€’ πŸ“Š Gains (via compounding interest): $307,354

β€’ 🏦 Total Balance: $467,854

I kept it simple with a low-cost S&P 500 index fund like the Vanguard S&P 500 (VOO). Over about 8 years that averaged ↗️ ~12.4% per year, with the last 3+ years topping ↗️ ~22.13%.

Please know that I am NOT sharing this to brag. I want to show the power of compounding and why every owner or doctor should consider a low-cost 401(k) such as Human Interest or Ubiquity. It is an easy way to

β€’ βœ… Maximize tax deductions ($23.5K) and startup tax credits ($16.5K)

β€’ βœ… Reduce AOD+ staff turnover by investing in your team’s financial future

β€’ βœ… Put yourself on track to retire a multimillionaire.

Start your retirement savings today, even if it is tiny, aim for 10%. Let time and consistency do the heavy lifting.

Cheers to financial freedom & happy retirement! If you need a Solo or Practice 401K, we got a 6 months FREE promo below πŸ‘‡

https://practice.odsonfinance.com/retirement-hr-payroll/

HAPPY HALLOWEEN EVERYONE!! πŸŽƒ SHOW THIS TO ALL YOUR LITTLE ADORABLE EXPENSIVE BRATS πŸ˜‚
10/31/2025

HAPPY HALLOWEEN EVERYONE!! πŸŽƒ SHOW THIS TO ALL YOUR LITTLE ADORABLE EXPENSIVE BRATS πŸ˜‚

Officially hit 80+ OD practices (~10% of all accounts) this month who joined the 3% πŸ’΅ Surcharging movement, essentially ...
10/30/2025

Officially hit 80+ OD practices (~10% of all accounts) this month who joined the 3% πŸ’΅ Surcharging movement, essentially eliminating all credit card fees with little or no patient pushback.

πŸ‘‡ How do you feel about a 3% Credit card Surcharge?

Broke Doctors Burn Out.Not because they stopped loving optometry But because they feel trapped in it.You’re one clear fi...
10/24/2025

Broke Doctors Burn Out.

Not because they stopped loving optometry

But because they feel trapped in it.

You’re one clear financial plan away from freedom. Take control & Take back your future β€” start today.

πŸ‘‡ Do you have a FINANCIAL PLAN?

Beauty Meet Profit! Join Us SUN Nov 16 Aesthetics & Dry Eye Summit (FREE 4hrs CE)Let us know if you’re  πŸ‘‡ β€˜GOING’ BELOW ...
10/21/2025

Beauty Meet Profit! Join Us SUN Nov 16 Aesthetics & Dry Eye Summit (FREE 4hrs CE)

Let us know if you’re πŸ‘‡ β€˜GOING’ BELOW to be added to the πŸ’΅ $800 Raffle!

https://tinyurl.com/ODoFAesthetic

β€’ βœ… Starting Dry Eye and Aesthetics in Your Practice (100092-TD) Sabrina Gaan, OD | CE Hour 1

β€’ βœ… Comprehensive Blepharitis Care: Innovations in Lid Hygiene and Management Strategies (99569-TD) Pam Theriot, OD, FAAO | CE Hour 2

β€’ βœ… Aesthetics in Optometric Practice: A Natural Extension of Advanced Dry Eye Care (99702-TD) Hardeep Kataria, OD, FAAO | CE Hour 3

β€’ βœ… Dry Eye Service Lines: 5 Fatal Flaws That Sink Success (100162-PM) Ann Hoscheit, OD, FAAO | CE Hour 4

Let’s be real, the traditional brokerage process is broken. High commissions, tedious transactions, and limited reach by...
10/08/2025

Let’s be real, the traditional brokerage process is broken. High commissions, tedious transactions, and limited reach by brokers means it often take years to sell a practice.

That’s why we built ODoF Brokerage - simple, affordable, and transparent, just how it should be. Built by ODs for ODs. We help optometrists buy, sell, and transition their practices with confidence through real-world experience, proven systems, and trusted guidance.

🎯 What Makes Us Different

β€’ βœ… OD-Specific Practice Valuations – In-depth, fair market appraisals made with real-world banking standards and various debt service models

β€’ βœ… Buyer–Seller Matchmaking – Instantly reach 32,000+ ODs nationwide to speed things up.

β€’ βœ… In-House Legal (included in fees!) – From LOI to APA, our legal team keeps everything smooth and compliant.

β€’ βœ… Post-Sale Support – We’ll help you plan for success even after closing.

πŸ’° Why ODs Love Working With Us & Transparent Fees

β€’ βœ… 7–10% Brokerage Fee – That’s about 30% lower than the industry average 10-15% (and yes, it includes legal fees!).

β€’ βœ… Detailed Practice Valuation Report ($1,499)

β€’ βœ… Access to Top Lenders – Buyers get preapproved by banks that actually understand optometry deals.

Ready to get started? Fill out the buyer/seller form below and we’ll reach out if there’s a match:
πŸ‘‡

https://brokerage.odsonfinance.com/

πŸ€”Agree or Disagree?  Curious about eliminating all of your credit cards processing fees via our FREE 3% Surcharge progra...
09/29/2025

πŸ€”Agree or Disagree? Curious about eliminating all of your credit cards processing fees via our FREE 3% Surcharge program?

Join over 70+ practices and πŸ“² TEXT MERCHANT TO 55444 FOR FREE SAVINGS ANALYSIS or upload your statement below πŸ‘‡

https://merchant.odsonfinance.com/free-0-credit-card-processing/

*As of 2025, our 3% surcharge program is NOT available in: Connecticut, Maine Massachusetts, New York & Oklahoma.

πŸŽ‰ SEE EVERYONE THURSDAY NIGHT @ Vision Expo ODoF Mixer! Over 300+ RSVP! Just 100 left!Join us for Open Bar, Tapas, $Thou...
09/16/2025

πŸŽ‰ SEE EVERYONE THURSDAY NIGHT @ Vision Expo ODoF Mixer! Over 300+ RSVP! Just 100 left!
Join us for Open Bar, Tapas, $Thousands in Raffle, SWAG, DJ Music and maybe a few random convos about how much VCP sucks, what cars do you drive and backdoor Roths HAHA!

Let us know if you'll be there!

πŸ‘‰ RSVP Here:
https://www.roya.com/partners/rsvp.html

⏰  HAPPENING THIS SUN 9/14! Join over 2,500+ ODs for the Billing /Coding Advanced Summit (4hrs FREE CE).  Learn How to B...
09/11/2025

⏰ HAPPENING THIS SUN 9/14! Join over 2,500+ ODs for the Billing /Coding Advanced Summit (4hrs FREE CE). Learn How to Bill, Make Money and Treat your Boo ❀️
πŸ‘‡ β€˜GOING’ BELOW for Raffle $800

πŸ‘‰ https://tinyurl.com/ODoFBillCE

πŸ’°Here’s a great retirement calculator if you want to play around with it! I sit down with my wife each month to make sur...
09/06/2025

πŸ’°Here’s a great retirement calculator if you want to play around with it! I sit down with my wife each month to make sure we’re on track and adjust our budget and spending as needed.

https://odsonfinance.com/retirement-calculator/

For any couple out there, I highly recommend this. Being on the same financial page as my partner has really strengthened our marriage ❀️
-Dat

I’ve been driving this preowned Toyota Camry since 2014 while I was in optometry school πŸš™Remember that DOCTOR LIFESTYLE ...
08/30/2025

I’ve been driving this preowned Toyota Camry since 2014 while I was in optometry school πŸš™

Remember that DOCTOR LIFESTYLE CREEP is one of the biggest wealth obstacles for financial freedom.

What car do you currently drive? πŸ‘‡

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San Francisco, CA

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