12/26/2025
π°A Roth IRA is the most powerful retirement account
β’ The Roth IRA limit is $7,000 in 2025, will increase to $7,500 for 2026 π
β’ That's only $145 per week.
β’ Invest that money into a low-cost, broad-market S&P 500 index fund like $VOO or $VTI for 35 years
β’ You only have to contribute $244,000 of your own money
β’ However, that account should grow to $2.2 Million of passive, tax-free income (assuming 10% growth).
That's the power of tax-free growth and compound interest.
Every single doctor should have a Roth IRA (via backdoor) as a part of their investment portfolio, it is the easiest way to become a multi-millionaire within your lifetime.
Have you fully funded your Roth IRA for 2025 yet and start saving for the 2026 contribution? It is one of the first things I do every Jan!