02/04/2026
Most people miss 8 days of work every year due to illness or injury.
Nearly 1 in 5 miss more than 10 days.
For most people, that’s a huge income risk.
Can you afford the gap?
For many people, even a short time off work creates real pressure:
• Missed paychecks
• Bills that don’t pause
• Savings that disappear faster than expected
That’s why accident and sickness coverage exists—a bridge when life interrupts work.
What NFC’s Accident & Sickness policy covers:
• Daily benefits from $50–$200, based on your needs
• 0-day wait for accidents and just 3 days for sickness
• Benefits paid for up to 60 days
• Unisex benefits — same coverage, same pricing
• Coverage that continues up to age 72
You insure your car and your phone but your income is your most valuable asset.
If being out of work for a week or two would create stress, it’s worth asking the question before you need the answer.