02/18/2026
Most people think life insurance only helps after you're gone — but it can also protect you while you're still living.
One option that often gets overlooked is a long-term care (LTC) rider. It allows you to access a portion of your policy’s death benefit early if you ever need long-term care due to illness, injury, or aging.
Here’s what to know:
➡️ What an LTC rider is
➡️ How it works
➡️ Why it matters
➡️ Key benefits that can support you or a loved one
For many families here in Northwest Arkansas, this added layer of protection brings real peace of mind. If you'd like to see how an LTC rider might fit into your plan, reach out to our team at Medigap Agency Group. We’re here to help you plan confidently for the future.